Yes, the JCPenney Credit Card is a credit card. The JCPenney Credit Card is issued by Synchrony Bank, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.
Key Facts About the JCPenney Credit Card
- Issuer: Synchrony Bank
- For use at: JCPenney
- Credit requirement: Fair credit
- Annual fee: $0
- APR: 34.99% (V)
- Rewards: 1.5 points per $1
To sum things up, JCPenney Credit Card is a credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.
This answer was last updated on 05/09/24 and it was first published on 08/31/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
