Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Amazon Store Card, Amazon Credit Card, and Amazon Secured Credit Card.
Secured Card, issued by Synchrony Bank, are unique credit cards each with two sets of features – the Secured Card features and the Store Card features. The two credit features have some different rates, fees and rewards.
When you apply for an Amazon Rewards card through Chase, the lender conducts a credit check, also known as a hard inquiry. Unlike soft inquiries, such as viewing your own credit report, which doesn't affect your credit score, hard inquiries usually cause your credit score to drop slightly.
Prime Visa and Amazon Visa (previously known as the Amazon (Prime) Rewards Visa Signature Card) are Amazon's general use credit cards, and can be used anywhere Visa is accepted. The card designs and benefits were refreshed in 2023 to offer new ways to earn rewards everywhere you shop with no annual credit card fee.
Both versions of the Amazon Store Card are closed-loop, which means they can only be used at Amazon.com and some Amazon-owned businesses, like Whole Foods.
Balance less than $29: The minimum payment is the full statement balance. For example, if your statement balance is $12.95, your minimum payment is $12.95, too. Balance up to $2,900 (interest + fees included): The minimum payment is $29.
The Amazon Secured Card and Amazon Prime Secured Card, issued by Synchrony Bank, are unique credit cards each with two sets of features – the Secured Card features and the Store Card features.
The Amazon Store Card annual fee is $0, making it free to use if you pay your balance in full and on time every month. The combination of no annual fee and great cash back rewards on Amazon purchases makes the Amazon Store Card a good option for Amazon Prime members.
This is the Amazon Prime Visa Signature credit card (Chase ) . You can use this credit card anywhere Visa is accepted. You have to have a Amazon Prime Account for this credit card.
No, you cannot use your Amazon Store Card at Walmart, either in-store or online. This card can only be used at Amazon and merchants that accept Amazon Pay, and Walmart currently does not accept Amazon Pay as a payment method. The same goes for the Amazon Secured Credit Card.
This card has no annual fee, can be used at Amazon.com and Amazon physical stores, and your payment activity is reported to major credit bureaus to help you build a credit history. With the card you will also have access to your credit score, along with tools, guidance and tips to help you improve your credit.
This card can only be used for purchases and only at Amazon.com and merchants that accept Amazon Pay. The fact that Amazon Store Card cash advances are not an option might actually be a blessing in disguise.
You'll likely need at least a good credit score (670 to 739) to qualify for the co-branded Amazon Prime Visa. This means you may need to work on improving your credit score if you're below that range and still prefer the Prime Visa's offerings.
Your Amazon Store Card approval odds are good if you have a credit score of 640+, which is considered fair credit. Approval odds for the Amazon Store Card will also be influenced by your annual income and existing debts.
Everyone who gets approved for Prime Visa is guaranteed a credit limit of $500 no matter how creditworthy they are. If you are looking for a higher credit limit than $500, you should apply for a credit card from a different issuer.
Store Card accounts (Amazon Store Card and Amazon Prime Store Card) and Secured Card accounts (Amazon Secured Card and Amazon Prime Secured Card) can be used on most purchases on Amazon.com and Amazon-branded physical stores, including in-store purchases at Whole Foods Market, Amazon Fresh, Amazon Go, and Amazon Style.
Yes, the Amazon Store Card builds credit, since Synchrony Bank reports your account information to all three major credit bureaus each month. Making on-time payments and keeping your balance low will improve your score. On the other hand, missing payments and maxing out your limit can hurt your credit.
All types of credit cards have the ability to impact your credit score. This includes store credit card (or retail cards). Store credit cards are similar to everyday personal credit cards in the sense that how you use them will affect your overall credit score.
If you use store credit cards wisely, paying at least the minimum amount due on time each month and maintaining a low balance, you can use them to help build credit. Only if your retail credit card activity appears on your credit reports will it count toward your credit score.
And, like typical credit cards, usage is reported to the three major credit bureaus, Experian, Equifax, and TransUnion. However, if approved, you must follow good financial habits to reap the potential credit benefits of a store card.
Address: 359 Kelvin Stream, Lake Eldonview, MT 33517-1242
Phone: +577037762465
Job: Product Hospitality Supervisor
Hobby: Gardening, Web surfing, Video gaming, Amateur radio, Flag Football, Reading, Table tennis
Introduction: My name is Manual Maggio, I am a thankful, tender, adventurous, delightful, fantastic, proud, graceful person who loves writing and wants to share my knowledge and understanding with you.
We notice you're using an ad blocker
Without advertising income, we can't keep making this site awesome for you.
)
