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This question is about Comenity Credit Card Reviews
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Chip Lupo, Credit Card Writer
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It is not hard to get approved by Comenity Bank because most of the credit cards issued by Comenity Bank are available to applicants with fair credit or better. You should have good odds of approval for a Comenity credit card if you have a 640+ credit score and consistent income. You will also need to be at least 18 years old and have a Social Security number as well as a physical U.S. address.
It’s important to note that Comenity Bank is now part of the financial services company Bread Financial. However, the company’s credit cards are still technically issued by Comenity.
Easy Comenity Bank Credit Cards to Get in 2024
Overall:Loft Store Card
Loft Store Card
Learn MoreLearn More- Clothing Purchases:
Express Credit Card
Express Credit Card
Learn MoreLearn More - Children's Shopping:
Carter's® Credit Card
Carter's® Credit Card
Learn MoreLearn More - Jewelry Purchases:
Helzberg Diamonds Credit Card
Helzberg Diamonds Credit Card
Learn MoreLearn More
- Overall:
Loft Store Card
- Clothing Purchases:
Express Credit Card
- Children's Shopping:
Carter's® Credit Card
- Jewelry Purchases:
Helzberg Diamonds Credit Card
If you're considering applying for a credit card with Comenity Bank, it's a good idea to review the specific card's terms and conditions, and to apply when you think your odds of approval are high. If you’re not sure where you stand, you can check your latest credit score for free right here on WalletHub.
This answer was last updated on 03/26/24 and it was first published on 11/02/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
- Overall:
Loft Store Card
Loft Store Card
Learn MoreLearn More - Clothing Purchases:
Express Credit Card
Express Credit Card
Learn MoreLearn More - Children's Shopping:
Carter's® Credit Card
Carter's® Credit Card
Learn MoreLearn More - Jewelry Purchases:
Helzberg Diamonds Credit Card
Helzberg Diamonds Credit Card
Learn MoreLearn More
- Overall:
Loft Store Card
- Clothing Purchases:
Express Credit Card
- Children's Shopping:
Carter's® Credit Card
- Jewelry Purchases:
Helzberg Diamonds Credit Card
If you're considering applying for a credit card with Comenity Bank, it's a good idea to review the specific card's terms and conditions, and to apply when you think your odds of approval are high. If you’re not sure where you stand, you can check your latest credit score for free right here on WalletHub.
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People also ask
What credit score do you need for a Comenity Bank credit card?
You need a credit score of 640 or higher to get a Comenity Bank credit card in most cases. That means you need at least fair credit to get approved. However, there are some Comenity credit cards that require a credit score of 700 or better (good credit).
It is important to know where you stand before applying for a Comenity credit card. You can check your credit score for free, right here on WalletHub.
What you should know about Comenity...
read full answer
What Comenity Bank credit cards are easy to get?
The Comenity Bank credit cards that are easy to get are the ones that require fair credit for approval. That means you’ll need a score of about 640 or higher. And since the average person’s credit score is about 40 points above that, these cards are well within reach for most of us.
Unfortunately, Comenity Bank doesn’t offer any cards for people with bad credit, so its cards aren’t quite as easy to get as secured credit cards, for...
read full answer
Is Comenity Bank owned by Capital One?
No, Comenity Bank is not owned by Capital One, it is a Bread Financial company that mostly issues store credit cards. Capital One, on the other hand, is one of the biggest banks in the U.S., offering a range of financial products and services, including credit cards, auto loans, and savings accounts.
You can check out our editors’ latest picks for the best Comenity credit cards, as well as the best Capital One credit cards on the market to see which one suits your...
read full answer
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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Helzberg Diamonds Credit Card, Carter's® Credit Card, Loft Store Card, Express Credit Card, IKEA Credit Card, Sportsman's Warehouse Store Card, Zales Credit Card, Ann Taylor Store Card, Torrid Credit Card, Jessica London Credit Card, Petland Credit Card, West Elm Store Card, and Sony Visa® Credit Card.
Popular Credit Cards
-
Sony Visa® Credit Card
LEARN MORE
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LEARN MORE
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Costco Anywhere Visa® Card by Citi
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Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Helzberg Diamonds Credit Card, Carter's® Credit Card, Loft Store Card, Express Credit Card, IKEA Credit Card, Sportsman's Warehouse Store Card, Zales Credit Card, Ann Taylor Store Card, Torrid Credit Card, Jessica London Credit Card, Petland Credit Card, West Elm Store Card, and Sony Visa® Credit Card.
