Is Affirm Down? Check Affirm status and current outages (2024)

FAQs

Is there something wrong with Affirm right now? ›

Current Affirm status is UP.

Checkout errors can occur due to a number of reasons, examples being improper integration, configuration, using the incorrect API key, or your account not being yet set live. Send Checkout: actively sends the application to the customer to request financing.

Shares of Affirm (AFRM -1.40%), the buy now, pay later (BNPL) specialist, finished lower today as weak guidance from Shopify (SHOP -0.43%) seemed to overshadow an otherwise solid third-quarter earnings report from Affirm. As a result, Affirm stock finished the session down 9.5%, while Shopify lost 18.9%.

Try to log in using a different device or browser that is reasonably current or up to date. For example; Google Chrome, Microsoft Edge, Mozilla Firefox, or Apple's Safari are common web browsers. Clear your cookies and cache on your browser and try again.

Affirm Holdings Surges as It Gets a 'Buy' Rating From Goldman Sachs. Affirm Holdings shares soared in intraday trading Monday as Goldman Sachs initiated coverage with a "buy" rating on the stock, with a price target 41% above Friday's close.

Your loan application may be affected by any or all of the following: Your credit score. Your credit utilization. Your payment history with Affirm, including overdue payments, deferred payment, and loan delinquency.

Affirm Card purchase disputes

If you haven't done so already, contact the store where you bought the item to try to resolve the issue with them. If you need to dispute a purchase related to your Affirm Card, tap or click the Affirm Card Dispute button below to submit your dispute.

This could mean your order wasn't fully processed by the store. To make sure, look for the purchase in your Affirm account. If you do not see the purchase, your order did not go through. Contact the store where you placed the order to confirm.

To send an email, tap or click the 'Contact us' button below to submit a form. Call us at 855-423-3729 between the hours of 8:00 am and 11:00 pm Eastern Time seven days a week. Chat with us between the hours of 7:00 am to 4:30 pm Eastern Time Monday - Friday.

Affirm never charges late fees, but if you've stopped making payments for more than 120 days, we may charge off your loan. Once a loan has been charged off, it may be sent to a third-party collections agency at any time.

Why did my spending limit on Affirm go down? ›

The spend now limit is based on several factors, including your purchase and repayment history with Affirm and the balance of your linked bank account. It can go up or down over time based on these factors.

You may not always qualify for the full amount of your purchase. When this happens, we'll ask you to make a down payment with your debit card and we'll process this payment right after you confirm your loan. After that, it's business as usual.

Your Affirm Card may be suspended. Your Affirm Card was not activated. ATM transactions are not allowed. The purchase was made outside of the US.

If you've previously closed your Affirm account and would like to reopen it, reach out using the 'Contact us' button below and we'll get back to you. Note that in some cases we may not be able to reactivate your account, and reopening an account does not guarantee loan approval.

Your history with Affirm, including the number of loans you currently have with us, late or deferred payments or current or previous loans, and any charged-off loans. Your overall financial history, including any recent changes to your income or credit score, or any bankruptcies.

If you link your external bank account:

The spend now limit is based on several factors, including your purchase and repayment history with Affirm and the balance of your linked bank account. It can go up or down over time based on these factors.