Instant Access (2024)

Club Lloyds Advantage ISA Saver

Only available to Club Lloyds current account holders.

3.80%

AER/3.74% tax-free variable if you make 3 or less withdrawals.

1.20%

AER/1.19% tax-free variable if you make 4 or more withdrawals.

Interest is paid monthly.

For 1 year. Your account will then change to an Instant Cash ISA.

Unlimited.

If you make 4 or more withdrawals, you’ll get the lower interest rate from the month you make the 4th withdrawal, until the end of the account year.

Learn more and apply for a Club Lloyds Advantage ISA Saver.

Cash ISA Saver

1.30%

tax free/AER on balances from £1-£24,999.

1.35%

tax free/AER on balances from £25,000-£99,999.

1.80%

tax free/AER on balances from £100,000 or more.

An extra 0.30% tax free/AER will be added if you already have a Club Lloyds or Private Banking personal current account.

Interest is variable. Interest is paid twice per year. Rate applies to the full balance.

Learn more and apply for a Cash ISA Saver.

Club Lloyds Advantage Saver

3.80%

AER/3.74% gross variable if you make 3 or less withdrawals.

1.20%

AER/1.19% gross variable if you make 4 or more withdrawals.

Interest is paid monthly.

Unlimited.

If you make 4 or more withdrawals, you’ll get the lower interest rate from the month you make the 4th withdrawal, until the end of the account year.

Learn more and apply for a Club Lloyds Advantage Saver.

Club Lloyds Saver

Only available to Club Lloyds current account holders.

1.60% AER/gross on balances from £1-£24,999.

1.65% AER/gross on balances from £25,000-£99,999.

2.10% AER/gross on balances from £100,000 or more.

Interest is variable. Choose to receive interest monthly, or after each year. Rate applies to the full balance.

Learn more and apply for a Club Lloyds Saver.

Easy Saver

Open up to 5 Easy Saver accounts, giving you different saving pots.

1.30%

AER/gross on balances from £1-£24,999.

1.35%

AER/gross on balances from £25,000-£99,999.

1.80%

AER/gross on balances from £100,000 or more.

Interest is variable and paid after a year. Rate applies to the full balance.

Learn more and apply for anEasy Saver

Child Saver

3.00%

AER/2.96% gross on balances from £1-£5,000.

1.30%

AER/1.29% gross on any excess above £5,000.

Interest is variable and paid monthly.

Learn more and apply for a Child Saver

Smart Start

Designed for 11 to 15-year-olds, providing both a current account and savings account.

You need a Club Lloyds current account to open this account for your child.

3.15%

AER/3.11% gross on balances from £1 to £1,000.

1.40%

AER/1.39% gross on any excess above £1,000.

Interest applies to the savings account only, and is paid monthly.

Learn more and apply for Smart Start.

Club Lloyds Monthly Saver

6.25%

AER/gross fixed.

Interest is paid after a year.

Learn more and apply for a Club Lloyds Monthly Saver.

Monthly Saver

5.25%

AER/gross fixed.

Interest is paid after a year.

Learn more and apply for a Monthly Saver.

Standard Saver

If you have a Club Lloyds Saver, Club Lloyds Monthly Saver, Club Lloyds, Advantage Saver, Easy Saver, Monthly Saver, Fixed Bond, Online Fixed Bond or Lend a Hand Fixed Savings Account with us, it will change into this account at the end of its term.

1.40%

AER/gross on balances from £1 - £24,999.

1.45%

AER/gross on balances from £25,000 - £99,999.

1.90%

AER/gross on balances from £100,000 or more.

Interest is variable and applies to the full balance. It is paid at the same frequency as your original savings account.

You can't apply direct for aStandard Saver

Instant Cash ISA

If you have an adult cash ISA with us, it will change into this account at the end of its term.

1.30%

AER/tax free on balances from £1 - £24,999.

1.35%

AER/tax free on balances from £25,000 - £99,999.

1.80%

AER/tax free on balances from £100,000 or more.

Interest is variable and applies to the full balance. It is paid at the same frequency as your original ISA.

You can't apply direct for anInstant Cash ISA