India Travel Insurance | Allianz Assistance UK (2024)

FAQs

Do I need travel insurance for UK from India? ›

Buying UK travel insurance from India is crucial for the following reasons. Money protection: When you go on a trip, bad things can happen. Flight delays or cancellations and medical emergencies are all examples. If you buy travel insurance, you will not have to worry about how you will pay for things like this.

Most health insurance plans for NRIs come with global coverage that pays for hospitalization expenses, maternity expenses and the cost of day care treatment incurred abroad. So, if a UK-based NRI buys health insurance from India, medical expenses incurred in the United Kingdom will also be covered by the insurer.

As per the Insurance Regulatory of India, there is no provision for purchasing international travel insurance once you depart from your home country and leave India. You can apply for travel insurance after you purchase the tickets or even when a Visa is issued, even before checking in at the airport!

AWP Assistance UK Ltd, trading as Allianz Assistance and Allianz Global Assistance, is a subsidiary company of Allianz Partners SAS. AWP Assistance UK Ltd is authorised and regulated by the Financial Conduct Authority in the United Kingdom to provide insurance products and services.

While travel insurance is not mandatory for visiting the USA from India, it is highly recommended to ensure financial protection and access to medical care in case of emergencies. Despite the additional cost, investing in travel insurance from the U.S. is a decision that offers invaluable protection and peace of mind.

Hospital treatment is free to people who are "ordinarily resident" in the UK. To be considered ordinarily resident and entitled to free hospital treatment, you must be living in the UK on a lawful and properly settled basis for the time being. You may be asked to prove this.

A U.S. health insurance plan will likely not cover any medical costs in the U.K. While traveling, there's always a risk of illness or injury, so a travel insurance policy with travel medical insurance is essential for international travel. For example, road safety is a consideration for a U.K. trip.

If you're planning on visiting the UK, you are advised to take out travel health insurance in order to cover potential healthcare costs during your stay. For more information about your visit to the UK, don't hesitate to get in touch with one of our trusted legal advisors today on 0333 305 9375, or contact us online.

You should take out appropriate travel insurance when visiting the UK, as you would when visiting any other country. Any treatment you may have to pay for will be charged at 150% of the national NHS rate. Some former UK residents do not have to pay for NHS treatment when visiting England.

How much does UK travel insurance cost? ›

According to our most recent research, the average cost of travel insurance in the UK is £12.60 for single-trip cover and £21.58 for annual travel cover. The cost of travel insurance premiums starts from under £10 for shorter holidays and policies can provide very cost-effective protection for British holidaymakers.

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

Allianz Care and Allianz Partners are registered business names of AWP Health & Life SA, which has a number of business lines (including international health, travel, assistance and automotive).

Post-Departure Travel Insurance Benefits

That's why Allianz Global Assistance created the OneTrip Emergency Medical Plan. This low-cost travel insurance plan includes only post-departure benefits, such as emergency medical care and emergency medical transportation, so you can travel with complete peace of mind.

Travel Insurance is underwritten by the insurer Allianz.

Travel insurance for a holiday in the UK isn't something you must have, but it might be something you want to have. It can protect you from loss and damage to personal items and holiday cancellations. And knowing you're covered could give you peace of mind.

If you travel internationally you should buy appropriate travel insurance before you go, covering you for existing physical or mental health conditions (including those currently under investigation) and any activities you will be doing whilst you are away.

The short answer is no, as travel insurance is not always mandatory for international travel. That's only half the story, though. The truth is, there is no one-size-fits-all answer.