I Wrote A Money Diary After Being Diagnosed With Cancer — This Is How I'm Doing Now (2024)

Last August we published a Money Diary featuring a thirty-one-year-old creative director making $87,000 a year in Chicago, IL. She spoke about having cancer in her thirties, took us through spending money while getting chemo, and bought tickets to a John Mayer concert (which we can confirm she attended). Six months later, we followed up with her to see how she is doing, how her treatment is going, and how the current state of the world has affected her.

In your Money Diary you were in the midst of chemotherapy, how has your life changed since you wrote your diary?

Advertisem*ntADVERTIsem*nT

I had surgery in January and that was a lot. Surgery was definitely what I was most afraid of. I knew this is what would have long term repercussions. The surgery went really really well, but I was quarantined in my house for eight weeks after. I got cleared to go back to work and I made it two days before coronavirus shut us down. I was thrilled. I put on real clothes, I did my hair, I put makeup on, but now I’m right back on my couch. My doctor told me to get food on my way home and stay inside. I’m supposed to have another surgery at the end of April, if it doesn’t get canceled, and then I’ll get scans every three months for three years to make sure there’s no new growth.

Did your Money Diary change the way you think about money?

Cancer is something that has made me really good with my money and I was in the very early stages of cancer when I wrote my Money Diary. The diary was a really good problem identifier. It made me pay attention more. There was one day where I spent $15 on four chicken wings. I thought nothing of it at the time, but looking back I can learn from that and not do that again.

What’s the biggest purchase you’ve made since writing your diary?

Well, I hit my $5,000 deductible six days into the year, so that. I also bought a new couch for $1,200.

Advertisem*ntADVERTIsem*nT

Oh, wow was that all for one treatment?

I had a couple of small bills and then my hospital system told me I had $3,500 left on my deductible so I should just pay it. I had a set of scans coming up that was going to cost more than $3,500 so I just paid it all upfront. Luckily I have good insurance so I don’t have to pay much more than copays and my premium now.

Has having cancer changed the way you handle money? How are you paying for all your treatment?

It’s crazy as a patient, you’re going through treatment, but the money part is also your responsibility. I talked to a financial advisor who has a background in insurance and cancer patients and she helped me choose the best health insurance plan. I also can’t eat out or drink or any of that right now, so if I do spend money it’s on clothes, but not often at all. I put my deductible on my credit card. My parents helped me out by paying off my credit card bill so I could avoid interest payments. I’m paying them back now, interest-free.

How has your job been through all of this?

So, I was actually supposed to start a new job the week before I found out about the cancer. The call I made to my boss to tell her I had cancer was supposed to be the call I made to quit my job. It was an insane instance of good timing. I’ve been at my agency for five years. I’ve built up clout and a good reputation so they trust me. I used to work 70-hour weeks and travel all the time for work, which I physically can’t do anymore, but they’ve been really understanding. It was hard at first to go to a job that I didn’t necessarily want to be in. Obviously I was grateful for the stability, but I wasn’t feeling invigorated at all. I had to reframe it in my head. I care about keeping myself mentally busy and this job and this work is what can do that for me right now. Oh, and I got a raise, which was great since I have to pay for cancer.

Advertisem*ntADVERTIsem*nT

What about the day-to-day before you were quarantined? When we followed up with you at the end of 2019 you said that dating with cancer was challenging — can you talk about that?

Dating is..a mindf*ck with cancer. I’ve been single the whole time I’ve had cancer. There’s a dance I have to do in my head, do I want to be upfront and honest about it or do I want to just keep it to myself and feel normal while I go through the process of online dating...I chose not to tell guys that I went on dates with about it. However, I found myself not present on dates. They would ask, ‘what’s your thing? What’s your life like?” and I would just think, “My life is cancer. It’s all I think about, it affects ever single decision. It also affects my physical ability to have sex, the side effects have really affected my vagin* as well as my emotional ability to have sex. Sometimes I really wish I had a partner to go through this with, but I went off the apps when I started radiation and I haven’t been back on.

What about friendships?

I actually made a best friend on Instagram because of cancer. We were diagnosed with the same kind of cancer at the same stage in our lives within the same week. She’s been such a pillar of support for me and vice versa. I’m somebody who sees best friend as a tier not a single person and I think anybody who isn’t on that tier has fallen to the wayside, but everyone that is on that tier I’ve gotten closer with.

Advertisem*ntADVERTIsem*nT

Is there anything else you want to share?

I did a Money Diary because I wanted to raise awareness about colorectal cancer. So, I don't know who needs to hear this right now but, GO TO THE DOCTOR. 1 in 5 colorectal cancer patients are 24-50 years old and there are 45+ new cases every day. Colorectal cancer is now the third leading cause of cancer deaths in young adults in the United States and doctors don't know why. If you have any kind of family history or are experiencing any symptoms whatsoever, please go to your doctor for a screening. When detected in its early stages, 90% of colon cancer cases are preventable, treatable, and beatable. For more information check out https://www.ccalliance.org/

This interview was edited for length and clarity.

I Wrote A Money Diary After Being Diagnosed With Cancer — This Is How I'm Doing Now (2024)

FAQs

How does cancer affect someone financially? ›

Decreased income for people with cancer, their families, and caregivers. Some people with cancer are not able to work full time or at all, both during and after treatment. Income may also be affected if a caregiver is not able to work either.

How do you pay bills if you have cancer? ›

Paying for Cancer Treatment
  1. Know what to expect. Learn as much as you can about the costs before you start treatment.
  2. Understand your health insurance. If you have health insurance, call the company and ask about your benefits.
  3. Ask about a payment plan. ...
  4. Ask about any charges you don't understand. ...
  5. Save money on medicine.
Feb 6, 2024

How do you get paid when you have cancer? ›

If you are not able to work, you might quality for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). These programs are designed to help people who can't work because of disabilities. Cancer is often is considered a disability under the Americans with Disabilities Act (ADA).

What effect does cancer have on income? ›

The magnitude of the negative effect is greater for cancer types with low survival rates than for those with high survival rates. The average annual earnings of cancer survivors are also moderately lower than the average earnings of the comparison sample (12.1% at the first year after cancer diagnosis).

What is the average debt after cancer? ›

Significant debt burdens are often carried for years. More than half of debt-holders report balances of over $5,000 while nearly a quarter (22%) had over $10,000 in debt related to their cancer care. Two-thirds carried their debt for more than a year, while 28% were in debt for more than three years.

What can cancer patients get for free? ›

Patient Programs
  • Patient Programs. Free Rides to Treatment. Free Lodging During Treatment. ACS CARES™ Free Smoking Cessation Support.
  • Connect with Survivors. Breast Cancer Support. Cancer Survivors Network. Reach To Recovery. Survivor Stories.
  • 24/7 Cancer Helpline. Call us 1-800-227-2345.
  • Resource Search.

Do cancer patients get money from the government? ›

Medi-Cal: Medi-Cal is California's Medicaid program, which provides healthcare coverage to low-income individuals and families. Cancer patients who meet the eligibility requirements can receive coverage for cancer treatment and related services.

What are cancer patients entitled to? ›

You may be able to get financial help with health costs when you have cancer. This can include help with prescriptions, wigs and fabric supports, dental treatment and eye treatment.

What is the average cancer bill? ›

Cancer care is expensive. By one 2020 estimate, the average cost of medical care and drugs is more than $42,000 in the year following a cancer diagnosis. To complicate matters, up to 85% of cancer patients leave the workforce during their initial treatment.

Can I get more money from social security if I have cancer? ›

A very serious cancer diagnosis qualifies for the Compassionate Allowance program, which expedites the claim for disability benefits to start receiving money quickly. To qualify for Compassionate Allowance, the cancer must meet one of these requirements: The cancer has spread beyond the region of origin.

What type of cancer qualifies for disability? ›

Additionally, nearly any form of cancer will qualify as a Compassionate Allowance so long as one of the following conditions is met: Your cancer is inoperable. Your cancer has returned despite anticancer treatment (three months is almost always enough to qualify)

Do I get free dental treatment if I have cancer? ›

Unlike other physical side effects of cancer treatment, which may be medicated with the free prescriptions that cancer patients are entitled to, any side effects requiring dental treatment must be paid for.

What type of cancer receives the most funding? ›

An analysis of European cancer research investment between 2010 and 2019 estimated that cancer biology and treatment were the research types that received the greatest investment, and breast cancer was the cancer type receiving the highest amount of funding. et al.

What do poor people do when they get cancer? ›

Some cancer centers are ramping up existing programs or starting new programs that address patients' social needs just as they would treat any other aspect of health and disease. These programs include food pantries, free rides to oncology appointments, and access to free legal aid.

Do you get a tax break for having cancer? ›

Because of the disease's severity, with long, difficult, and expensive treatments, there are tax breaks for cancer patients. Of course, to be eligible for tax deductions, you need to meet the criteria.

How are cancers financially? ›

A lover of caution, the crab needs to feel safe in all areas of life—and their relationship with money is no different. While some Cancers may yield a high income, allowing the crab to live the high life, most are known to live below their means, often by holding money or penny pinching.

What is the economic impact of cancer? ›

Results The estimated global economic cost of cancers from 2020 to 2050 is $25.2 trillion in international dollars (at constant 2017 prices), equivalent to an annual tax of 0.55% on global gross domestic product.

What is the financial impact of cancer diagnosis? ›

Cancer and financial help

A cancer diagnosis can change your financial situation. It may mean you need to stop working, or work less. It can also mean spending more money on things like hospital parking. But depending on your situation, you may be able to get benefits or other financial support.

How can illness affect a person financially? ›

At the same time, if working, earnings are likely to be reduced at some point if unable to work a full day. For some, a chronic disease can cut short a career. This means less income to support a family, but also creates a negative impact on retirement savings.

Top Articles
Death Benefit - Canada.ca
Organize your cards, keys, and passes in Wallet on iPhone
Cpmc Mission Bernal Campus & Orthopedic Institute Photos
Automated refuse, recycling for most residences; schedule announced | Lehigh Valley Press
Walgreens Harry Edgemoor
Joe Taylor, K1JT – “WSJT-X FT8 and Beyond”
Bild Poster Ikea
Joi Databas
Frederick County Craigslist
Devon Lannigan Obituary
Directions To Franklin Mills Mall
Federal Fusion 308 165 Grain Ballistics Chart
Crocodile Tears - Quest
Yi Asian Chinese Union
Mercy MyPay (Online Pay Stubs) / mercy-mypay-online-pay-stubs.pdf / PDF4PRO
Www.paystubportal.com/7-11 Login
How to watch free movies online
REVIEW - Empire of Sin
Rosemary Beach, Panama City Beach, FL Real Estate & Homes for Sale | realtor.com®
Moparts Com Forum
Puretalkusa.com/Amac
Grayling Purnell Net Worth
Nevermore: What Doesn't Kill
Why Should We Hire You? - Professional Answers for 2024
라이키 유출
Academy Sports Meridian Ms
Hdmovie2 Sbs
Hdmovie2 Sbs
Lacey Costco Gas Price
Access a Shared Resource | Computing for Arts + Sciences
Danielle Ranslow Obituary
NV Energy issues outage watch for South Carson City, Genoa and Glenbrook
Current Students - Pace University Online
Tire Pro Candler
Diana Lolalytics
Xemu Vs Cxbx
CVS Near Me | Somersworth, NH
2008 Chevrolet Corvette for sale - Houston, TX - craigslist
Srg Senior Living Yardi Elearning Login
Otter Bustr
Empires And Puzzles Dark Chest
Jason Brewer Leaving Fox 25
Best Restaurants Minocqua
Ursula Creed Datasheet
The Listings Project New York
Mitchell Kronish Obituary
The Goshen News Obituary
Divisadero Florist
683 Job Calls
How to Find Mugshots: 11 Steps (with Pictures) - wikiHow
Ark Silica Pearls Gfi
Varsity Competition Results 2022
Latest Posts
Article information

Author: Catherine Tremblay

Last Updated:

Views: 6269

Rating: 4.7 / 5 (67 voted)

Reviews: 82% of readers found this page helpful

Author information

Name: Catherine Tremblay

Birthday: 1999-09-23

Address: Suite 461 73643 Sherril Loaf, Dickinsonland, AZ 47941-2379

Phone: +2678139151039

Job: International Administration Supervisor

Hobby: Dowsing, Snowboarding, Rowing, Beekeeping, Calligraphy, Shooting, Air sports

Introduction: My name is Catherine Tremblay, I am a precious, perfect, tasty, enthusiastic, inexpensive, vast, kind person who loves writing and wants to share my knowledge and understanding with you.