Yes, you can use your Walmart Credit Card without the card, as long as you’ve got either a temporary card number or the Walmart app loaded with your card info. The same goes for the Walmart® Store Card, too.
You cannot, however, ask a representative to look up your account in a Walmart. They will refuse to do so, as it goes against their privacy policy. But as long as you have your mobile device on you, forgetting your card should be no big deal.
Here’s how to use your Walmart Credit Card without the card:
- When you’re first approved:You don’t have to wait for the card to arrive. When you’re approved for a Walmart Credit Card, you’ll get a temporary number to use for Walmart purchases, which will post to your normal account.
- With the Walmart app:Download the app for free from the App Store or Google Play, then hit the “Payment” banner at the bottom of the screen. From there, you’ll be able to link your credit card or temporary card number. You can then scan the QR code in the app at checkout to pay using your Walmart credit card without the card.
- Online:You don’t need the physical card as long as long as you have the number, expiration date and security code. Keep in mind that Walmart.com is the only website the Walmart® Store Card works on. And if you only have a temporary card, you can’t use it online. You’ll have to wait to get the information off your actual card when it arrives.
If you get a Walmart Credit Card, you should really consider downloading the mobile app as well. It’s free and can save you some trouble if you forget your card. Again, Walmart won’t be able to look up your account in store. So, if you don’t have the app, you’ll have to either pay cash or leave empty-handed.
Please note: The Capital One Walmart Rewards® Mastercard® may no longer be available to new applicants. Information presented on this page may no longer be accurate.
This answer was last updated on 01/09/24 and it was first published on 05/28/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
