How to use Tap to Pay on iPhone for your business - Apple Developer (2024)

Merchants can now easily accept contactless payments with just an iPhone. With TaptoPay on iPhone and a supported app, you can accept in-person, contactless payments, right on your iPhone — from physical debit and credit cards, to ApplePay and other digital wallets — no extra terminals or hardware needed. It’s easy, secure, andprivate.

Contactless payment cards

Accept contactless debit and credit cards with TaptoPay on iPhone. To confirm if your customer has a contactless card, look for the EMV® Contactless Indicator on the back or the front of the card.

To accept a contactless card, present your iPhone to the customer and ask the customer to hold their card horizontally on the tap area for a few seconds until done.

ApplePay on iPhone

To accept ApplePay, present your iPhone to the customer and ask the customer to hold their iPhone near the tap area until done.

ApplePay on AppleWatch

To accept ApplePay on AppleWatch, present your iPhone to the customer and ask the customer to hold their AppleWatch near the tap area until done.

Other digital wallets andwearables

With TaptoPay on iPhone, merchants can also accept payments from other digital wallets and wearables that enable contactless transactions.

To accept payments from these devices, ask the customer to hold the paying device near the tap area of your iPhone until done.

PIN entry

How to enable Accessibility Options for PIN entry

For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone to help them securely enter their PIN information. Simply select ‘Accessibility Options’ on the PIN screen. Audible instructions guide customers to draw their PIN on the screen or tap the screen to indicate each digit - tapping once for 1, twice for 2, and so on. To submit their PIN, they simply swipe right with two fingers.

[For Offline PIN markets only] Some cards are not able to complete contactless transactions using a PIN. If this occurs, simply ask the customer if they have an alternative contactless card or digital wallet and continue the transaction using Tap to Pay on iPhone.

How to use Tap to Pay on iPhone for your business - Apple Developer (2024)

FAQs

How to use Tap to Pay on iPhone for your business - Apple Developer? ›

Easy to set up.

Can I use Apple Pay for my small business? ›

To implement Apple Pay, your business must already accept credit cards. You'll need a credit card processor or facilitator to accept and process customer payments for online and in-person purchases made with Apple Pay. That processor or facilitator must also accept Apple Pay and enable Apple Pay on your account.

How do I add Apple Pay to Apple developer? ›

To set up your Apple developer account and Xcode to implement Apple Pay in your apps, you complete three steps:
  1. Create a merchant identifier.
  2. Create a Payment Processing certificate.
  3. Enable Apple Pay in Xcode.

How do I activate tap to Pay? ›

You can enable Tap to Pay on Android at any time through your compatible Square app.
  1. Sign in to your Square Point of Sale app and tap ≡ More > Settings > Hardware.
  2. Select Tap to Pay and toggle on Tap to Pay.

How to use NFC in iPhone for payment? ›

Pay with your default card on an iPhone with Face ID
  1. Double-click the side button.
  2. When your default card appears, authenticate with Face ID or your passcode.
  3. Hold the top of your iPhone near the card reader until you see Done or a checkmark on the screen.

What is the difference between Apple Pay and Apple wallet? ›

What is the difference between Apple Pay and Apple Wallet? Apple Pay is a safe way to pay and make secure purchases in stores, in apps, and on the web. Apple Wallet is the place where you store your credit or debit cards so you can use them with Apple Pay.

Can I use my iPhone as a business card? ›

Digital business cards in Apple Wallet offer numerous benefits, including instant access, easy sharing, and real-time updates. With the ability to display a QR code, your digital business card can be shared effortlessly at any moment, ensuring that you never miss an opportunity to connect with new contacts.

Why don t businesses take Apple Pay? ›

Costs, concerns over controlling customer data, or lack of demand may be among reasons they don't accept payments via Apple, Google and Samsung wallets. The Apple Wallet app as it appears on a user's smartphone.

How much does it cost a business to accept Apple Pay? ›

There are no extra costs for a business to accept Apple Pay, just the usual fees for processing credit card payments. So, your business will be subject to a fee from your credit card processor or facilitator for each Apple Pay transaction, similar to regular credit card transactions.

How do I change the payment method in my Apple Developer account? ›

1 Answer
  1. Login to your Apple Developer Account.
  2. Click the Membership menu.
  3. Scroll down to Settings section.
  4. Click on Edit default debit/credit card .
  5. and you will be directed to the Apple ID website.
  6. Go to the Payment and Shipping . ...
  7. Set your desired credit card information.
Jan 23, 2018

Do you need Apple developer account for Apple Pay? ›

Create Your Apple Pay Merchant ID

To apply to use the Apple Pay Web Merchant Registration API, you'll need an Apple Pay merchant ID. This unique ID identifies you to Apple Pay as an entity that's able to accept payments. Create your merchant ID and register it with Apple in your developer account.

How do I get paid for my Apple developer account? ›

Start enrollment
  1. Launch the Apple Developer app on the device you want to use for enrollment.
  2. Tap or click the Account tab.
  3. Sign in with your Apple ID. ...
  4. If prompted, review the Apple Developer Agreement and tap or click Agree.
  5. Tap or click Enroll Now.

How to enable tap Pay on iPhone? ›

Enable Tap to Pay on iPhone

Select Tap to Pay and toggle on Tap to Pay. Verify the correct Apple ID is shown. If not, select Use a Different Apple ID. Tap Agree & Continue to turn on Tap to Pay on iPhone.

Why can't I use tap and Pay? ›

Your NFC antenna could be near the top or middle of your device. Hold your phone closer to the payment reader. Hold your phone close to the payment reader for a few more seconds. Move your phone out of range of the payment reader for a few seconds and try again.

How to use tap to cash on iPhone? ›

Open the Wallet app, tap your Apple Cash card, then scroll down and select Tap to Cash. Enter the amount you want to send, then tap Next. Double-click the side button to confirm. Hold your Apple Watch near another Apple Watch or iPhone.

How do I tap to Pay on my Apple card? ›

The physical Apple Card Mastercard does not support tap-to-pay.

How to use Apple Pay without double click? ›

On an iPhone with Face ID, you can also use AssistiveTouch or use Switch Control to confirm payments with Face ID instead of double-clicking the side button.

Does Apple Pay work the same as tap? ›

Apple Pay uses the same technology that enables tap on credit and debit cards. While the process is similar, paying with Apple Pay does offer these additional benefits: You can use Apple Pay anywhere you can tap a debit or credit card, so you'll no longer need to bring your wallet with you everywhere you go.

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