In these modern times, using our smartphones for bill payments, booking or purchases has become very common. With the UPI (Unified Payments Interface) real-time payments system in full bloom, doing online payments has become cakewalk. There are multiple ways to use digital wallet and online payments apps and today we are going to dive deep into the inner workings of PhonePe and how one can use a credit card while using the app.
Introduction to Using Credit Card in PhonePe
Using a credit card on platforms like PhonePe is becoming increasingly common. It’s not only convenient but also aids in managing finances seamlessly. This blog will explore the step-by-step process of how to use credit card in PhonePe, focusing on the Airtel credit card.
Step-by-Step Guide: How to Link Credit Card to PhonePe
Before utilising the Airtel credit card on PhonePe, we need to learn how to link credit card to PhonePe. Here’s a hassle-free step-by-step process to the same:
Step 1: We need to download the Airtel Thanks App and navigate to the ‘Shop’ section.
Step 2: Proceed to ‘Airtel Finance‘ and select the credit card banner.
Step 3: Fill the form provided with accurate details and complete the KYC (Know Your Customer) process to verify identity and check credit score to avail the credit card.
Step 4: After submitting the essential documents, the credit card will be delivered to the registered address.
Now, we are ready to link our Airtel credit card to your PhonePe account.
Also Read: Make UPI payments through Credit Cards
Using Credit Card for Payments in PhonePe: A Detailed Guide
Using our credit card for payments in PhonePe is straightforward. We just need to navigate to the payment options and select ‘Credit Card’ as our preferred method. Enter our card details and complete the transaction. It’s as simple as that!
Method 1: Adding Money to PhonePe Wallet Using a Credit Card: How It Works
Adding money to the PhonePe wallet using a credit card is a breeze. We just need to go to the ‘My Money’ section on the PhonePe app, select ‘Wallets / Gift Voucher’ and then ‘PhonePe Wallet’. We need to choose ‘Add Money’, input the amount we want to add, select ‘Credit Card’ as the payment method, enter our card details, and confirm the transaction.
Method 2: Scanning and Paying via Credit Card in PhonePe: A Complete Guide
Scanning and paying via credit card in PhonePe is another straightforward process. We just need to open the PhonePe app, select the ‘Scan’ option, scan the QR code of the receiver, enter the amount, and choose ‘Credit Card’ as the payment method. Enter the card details to complete the transaction.
Method 3: Linking your Credit Card to the PhonePe App
If entering card details for every transaction seems like a lengthy process then there’s another way of using our credit card without going through this hassle. We can link our credit card to the PhonePe app. The steps are pretty simple:
- Go to the app and navigate to the credit card and debit card payment section.
- Click on the add new credit card tab in the payments section.
- Add the card details here – the card number, the card validity date and the CVV number.
- You can validate these details and link the credit card to PhonePe with the help of an OTP through the registered mobile number.
Also Read: Pay Credit Card Bills using UPI or Debit Card
How to Use Credit Card on PhonePe Effectively
To use our credit card on PhonePe effectively, we need to make sure we are aware of our credit limit to avoid overspending. We also need to regularly check our credit card statements to keep track of your expenses.
Transferring Money from Credit Card to PhonePe
Transferring money from our credit card to your PhonePe account is easy. Go to the ‘My Money’ section on the PhonePe app, select ‘Bank Accounts’ and then ‘Add New Bank Account’. Choose ‘Credit Card’ as the account type, enter the card details, and confirm the transaction.
In conclusion, using a credit card in PhonePe, especially an Airtel credit card, offers a world of ease and convenience. It’s a simple process that opens up a world of digital transactions at our fingertips. Stay tuned for more such informative guides to help navigate the digital world with ease.
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