How to Tell if Money Is Fake by Only One Security Feature (2024)

The last decade has seen a massive emergence of windows in banknotes throughout the world. Transparent, translucent, with transforming or hologram images, and serving as filters, all these security features are constantly under scrutiny by Regula’s experts.

The Regula team never stops following and analyzing existing and novel security features in all kinds of identity and security documents. We have registered various types of windows in the notes of European countries, Asian states, Australia, the Middle East, and Latin America.

Let's zoom in to reveal how to tell if money is fake by looking through secure windows.

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What is the window on money for?

Nowadays, a window in a banknote is an established and reliable security feature that is almost impossible to counterfeit. It’s eye-catching, easily recognizable, and can be checked for authenticity both with and without special equipment.

How to Tell if Money Is Fake by Only One Security Feature (1)

How to Tell if Money Is Fake by Only One Security Feature (2)

A 100 euro banknote from 2019. It contains a so-called “portrait window”, which is unique and can’t be found in any other banknote. This is a see-through diffractive feature that has different visible effects when viewed from the front (euro sign), back (number 100) and in transmitted light (a portrait of Europa).

Banknotes with windows may start as a clear sheet of plastic onto which several layers of ink are applied. Windows are made by leaving some sections of plastic free of ink. However, a polymer sheet that forms the core of a banknote may be covered with paper on both sides. In this case, a window is made in the outer layers of paper. It is cut out, which makes the plastic visible. Paper notes can also contain secure windows, and they are usually generated either at the sheet-making stage or are formed by a laser and then filled with some transparent film (using liquid crystals or nanomaterials, for instance).

After being created, see-through windows can be left as they are, or they may be framed or covered with some images, vignettes, embossing, metallized coating, etc. Not only do all these elements make transparent windows look fancy and captivate viewers, but contribute to banknote security.

Insights into banknote security technology: Types of secure windows

To authenticate a window and all the elements it might contain, a person needs to look at it directly, rotate the note to see the window at another angle, hold it up to the light, and view on a different background (light or dark).

Let’s have a closer look.

How to Tell if Money Is Fake by Only One Security Feature (3)

How to Tell if Money Is Fake by Only One Security Feature (4)

A 15,000 Cambodian riel from 2019. A clear secure window in transmitted (on the left) and oblique light with an embossed flower on a gray background (on the right).

How to Tell if Money Is Fake by Only One Security Feature (5)

How to Tell if Money Is Fake by Only One Security Feature (6)

A 50,000 Iraqi dinar from 2015. A so-called Varifeye smart window, made of a transparent film in a paper banknote. Its close-up shows the image of a spiral minaret in transmitted light. The image changes in oblique light and on a dark background.

How to Tell if Money Is Fake by Only One Security Feature (7)

How to Tell if Money Is Fake by Only One Security Feature (8)

A 500 rupee from the Seychelles from 2016. A clear secure Optiks window in transmitted light (on the left) and its opaque version in oblique light (on the right). The image is made with metallized ink on transparent foil.

Some windows serve as filters – they reveal hidden images, texts or codes printed on the same banknote. To witness this effect, one needs to fold the note so that the window is placed above the area where something is encoded. Like in a Brazilian real, for example:

How to Tell if Money Is Fake by Only One Security Feature (9)

How to Tell if Money Is Fake by Only One Security Feature (10)

A 10 Brazilian real, 2000 series. When the red window is placed above the sail of the ship (by folding the banknote), the number 10 shows.

Another wow effect is shown in a secure window that contains a diffractive optical element (DOE) – a so-called winDOE. It visualizes a rainbow hologram image when seen in transmitted light from a point light source (lamp, flashlight, etc.). To get the point, let’s examine a Romanian leu:

How to Tell if Money Is Fake by Only One Security Feature (11)

How to Tell if Money Is Fake by Only One Security Feature (12)

A 100 Romanian leu, 2019 series. The diffraction of light reveals the number 100 in the clear window of the note.

However, not all secure windows are transparent. In some cases, only one side of a polymer substrate of a banknote is left visible, while the other side is opacified. This is known as a half window. It’s glossy where it shows, and the rear side of a note serves as a regular printing surface.

How to Tell if Money Is Fake by Only One Security Feature (13)

How to Tell if Money Is Fake by Only One Security Feature (14)

A 1 Malaysian ringgit note, 4th series. The half window in the upper left shows the image printed on the rear side of the note.

Read also: Banknote Watermarks Explained: Classification and Verification Techniques

How to authenticate secure windows in banknotes

Indeed, examining windows in banknotes can be rather amusing, and anyone can easily see all the tricks with their own eyes. Nevertheless, using special equipment can add to the verification of windows and thus to the authentication of banknotes.

For example, magnification with special devices will show whether the framework of a secure window is cut correctly. It will also allow you to define the method of printing for a vignette. If a window is created by a laser, magnification will reveal that its edges are correspondingly burnt. So, even if malefactors somehow try to counterfeit a banknote with a secure window (which is really hard; for example, Australia has not yet come across a single attempt at falsification of such banknotes), forensic devices will show it immediately.

Regula’s solutions for banknote security feature verification

Regula’s latest compact device – Regula 1031 – allows for 24x magnification, and this significantly helps to thoroughly examine the security features of any banknote, as well as any identity document. And the spectral comparator Regula 4308 and its polarizing filter can help verify the presence of liquid crystals in the film that forms a window in a note.

All the knowledge and data on various security features in documents, accumulated by the experts at Regula over more than 30 years in the industry, have translated into robust Information Reference Systems that assist in the authentication process at border control points, in currency exchange offices, etc. These systems provide databases of travel documents, banknotes, driver’s licenses, and vehicle registration certificates with a detailed description of their security features.

The Currency Information Reference System contains data on 200 currencies that are arranged by country and production series. Overall, the database numbers over 7,300 banknotes and coins.

To learn more about various banknote security features, please check Regula’s extensive glossary, which describes them all.

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How to Tell if Money Is Fake by Only One Security Feature (2024)

FAQs

What is the #1 way to detect counterfeit money? ›

Examine the serial numbers.

Make sure that the serial numbers on a bill match, and look at them carefully. Fake bills may have serial numbers that are not evenly spaced or that are not perfectly aligned in a row. If you received multiple suspicious bills, see if the serial numbers are the same on both bills.

How can you tell if money is counterfeit from the security thread? ›

Security Thread All genuine FRNs, except the $1 and $2, have a clear thread embedded vertically in the paper. The thread is inscribed with the denomination of the note and is visible only when held to light. Each denomination has a unique thread position and glows a different color when held to ultraviolet (UV) light.

What technology can be used to identify fake money? ›

Advanced tools and technologies are available to aid in the detection of counterfeit currency. These include specialized counterfeit detection machines that employ optical sensors, ultraviolet detection, infrared scanning, and magnetic ink analysis.

How to tell if a $20 bill is counterfeit? ›

It only takes a few seconds to check the security features of the $20 note. To know it's real, just feel the paper, tilt the note, and check with light. Hold the note to light to see a faint image of Andrew Jackson to the right of the portrait. The watermark is visible from both sides of the note.

What 3 things can you do to check money for counterfeit? ›

How can you tell if money is fake?
  • Check for color shifting ink. ...
  • Check for raised printing. ...
  • Look closely for blurry borders, printing, or text. ...
  • Look for red and blue threads in the bill. ...
  • Check the watermark. ...
  • Check for the security thread. ...
  • Check new $100's for security ribbon.
Mar 11, 2024

How do you check a $100 bill to make sure it's not counterfeit? ›

Security Thread

Hold the note to light to see an embedded thread running vertically to the left of the portrait. The thread is imprinted with the letters USA and the numeral 100 in an alternating pattern and is visible from both sides of the note. The thread glows pink when illuminated by ultraviolet light.

What is the app that identifies fake money? ›

Money Buster 3D: Fake or Real on the App Store.

What is used to detect fake currency? ›

An authentic paper currency will fluoresce when it is illuminated by long wave ultraviolet light.

What element is used to detect fake currency? ›

The preferred chemical solution to detect the counterfeit of paper currency uses the following solvent: 2-propanol - diethylene glycol - ethylene glycol - distilled water with relative volumetric ratio of 30:10:14:46 added with 2.0 grams of iodine every one litre of the above solvent.

What is the most counterfeited U.S. bill? ›

The $20 bill is the most commonly counterfeited banknote in the U.S., while overseas counterfeiters are more likely to make fake $100 bills.

What happens if you use counterfeit money without knowing? ›

Key Takeaways: Making or using fake money is a serious crime that can get you up to 20 years in jail. Both federal and state laws punish counterfeiting, and fines can be very high. You must know the money is fake to be guilty; if it's an accident, you might not be charged.

How to check if money is real at home? ›

Examine the holograms or color-shifting images: Some newer U.S. notes, have holograms or color-shifting images that change when you tilt the bill. Be cautious of irregularities: Look for any irregularities, such as blurred or uneven printing, missing security features, or unusual colors.

How to check if a 50 dollar bill is real? ›

The $50 note includes an embedded security thread that glows yellow when illuminated by UV light. When held to light, a portrait watermark of President Grant is visible from both sides of the note. In addition, the note includes a color-shifting numeral 50 in the lower right corner of the note.

Can ATM detect fake money? ›

Many modern ATMs are equipped with sophisticated counterfeit detection technology, including ultraviolet light, magnetic ink sensors, infrared sensors, and image recognition software.

What does a fake $100 bill look like? ›

The color change of copper/green to black on the 100 in the lower right corner will help you verify an authentic $100 bill. A fake bill will not turn to black when you tilt the bill. It will stay copper/green.

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