How to Respond to a Lawsuit | InCorp Services (2024)

Knowing When to Respond

Contrary to popular belief, the most detrimental thing that can happen to your business isn’t being sued; it’s failing to respond to a lawsuit upon being served. Although receiving a summons can be quite stressful and invoke distressing thoughts of “what if,” we’re here to help alleviate the fear of uncertainty by guiding you through the process of properly responding to a lawsuit the moment you are served.

Once you receive a complaint, it’s important to remember that there is a deadline to respond. If you have an attorney, it is always recommended that you immediately notify that attorney, and he or she can walk you through your best options. That said, you typically have twenty to thirty calendar days from the date of receipt of a summons and complaint to file a response. However, this timeframe can vary, so it is important that you read the summons very carefully to avoid any potential complications. As your registered agent, InCorp strives to notify you within 24 hours of receipt of a summons to ensure you are adequately informed.

Discover Your Options

Once you have been served with a complaint, you have a few options to choose from for taking action. Below are a few options you can consider:

  • File an answer

    The most common way to respond to a complaint is by filing an answer. Filing an answer does not mean you admit fault; it simply provides you with the opportunity to respond to the plaintiff’s allegations while simultaneously allowing you to tell your side of the story in an attempt to defeat plaintiff’s claim. Filing an answer is a precautionary measure that is taken to keep the plaintiff from winning by a default judgment, and it notifies the court that you intend to defend the accusations that have been made against you.

  • Negotiate

    Being served with a lawsuit does not automatically mean you need to appear in court. At any time during the response period, you can negotiate with the plaintiff and attempt to resolve the dispute. However, it is important that you keep track of your time period. Even if you are in negotiations, you’ll still need to file an answer before the cessation of the deadline.

  • Request more information from the plaintiff

    If the original complaint lacks important information and/or details about the claim, some jurisdictions allow you tofile a motion for a more definite statement. You would typically file this type of motion if the plaintiff’s complaint is too vague, which would prevent you from filing an answer. This motion requires the plaintiff to submit additional details pertaining to their claim. Similar to a motion to dismiss, a motion for a more definite statement delays your response deadline.

  • Cross-complain

    Another option you have once you’ve received a complaint is to file a cross-complaint in conjunction with your answer. Filing a cross-complaint means that you are suing the plaintiff for damages derived from the same events of the original lawsuit. Once submitted, the plaintiff in the original lawsuit is now considered a cross-defendant in your cross-complaint.

  • File a motion to dismiss

    A motion to dismiss is a request for a court to dismiss a case. Common reasons for dismissal include lack of jurisdiction, failure to state a claim, or a successful negotiation with the plaintiff. By filing a motion to dismiss, the time for you to file an answer to the complaint is postponed until the judge makes a decision on your motion. If the judge grants your motion, the case is dismissed and over. If the judge denies your motion, you are now obligated to file an answer within a specified time period as determined by the judge (typically 10 days). If you fail to answer within the specified timeframe, the plaintiff will most likely win by a default judgment.

File your response with the court

Depending on the court, you may be able to file electronically. If not, you will have to file in person with the court clerk. To do so, you'll most likely need:

      1. Your original answer and/or motion.
      2. The original complaint
      3. The correct filing fee. If you are unsure as to what the filing fee is, it’s best to research online and/or call the courthouse to confirm. You should also inquire as to which method(s) of payment they will accept.

    Provide the plaintiff with a copy

    As a general rule, you are required to give the plaintiff a copy of any document you file with the court. If the plaintiff has retained counsel, you will provide the filed documents to their attorney.

    Bottom Line: There are many factors that play into settling a case, so there is no given timeframe for how long the entire process will take. However, you can certainly maintain a firm grip on the process by keeping an organized accounting of all filings and important deadlines and dates.

    Let InCorp provide you with peace of mind by hiring us as your registered agent. You'll receive prompt notification of any legal documents received on your behalf, ensuring you are adequately informed and able to prepare a response that is best for the livelihood of your company.

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    How to Respond to a Lawsuit | InCorp Services (2024)

    FAQs

    How to Respond to a Lawsuit | InCorp Services? ›

    On a separate page or pages, write a short and plain statement of the answer to the allegations in the complaint. Number the paragraphs. The answer should correspond to each paragraph in the complaint, with paragraph 1 of the answer corresponding to paragraph 1 of the complaint, etc.

    How to write a response to a lawsuit? ›

    On a separate page or pages, write a short and plain statement of the answer to the allegations in the complaint. Number the paragraphs. The answer should correspond to each paragraph in the complaint, with paragraph 1 of the answer corresponding to paragraph 1 of the complaint, etc.

    What are two ways your client should respond to a collector's lawsuit? ›

    If a debt collection lawsuit is filed against you, respond by the date specified in the court papers. You are allowed to respond either personally or through your attorney. To preserve your rights, respond and don't ignore the lawsuit. To learn more, read What To Do if a Debt Collector Sues You.

    How to write a response to a court motion? ›

    Structure Your Response

    When you respond to a motion, be clear and direct about your legal position. Begin with an introduction that summarizes the nature of the motion and states your position. Develop key points to answer every argument your opponent made. Then, present your arguments in a logical sequence.

    How to answer a lawsuit for debt collection? ›

    In a Nutshell

    You do this by filing official paperwork with the court. Be sure to address every point in the complaint, raise any defenses you have, and file the paperwork within the time frame provided. Debt collectors are counting on you not to answer the lawsuit so that they can win by default.

    How do you write a formal response? ›

    Formally greet the person you're responding to with “Dear” and their title (like Mr., Mrs., or Dr.). Start with a sentence stating that you're responding to their letter. Then, address their questions or concerns directly and succinctly. Thank them for making their request and sign your name.

    What is the 11 word phrase to stop debt collectors? ›

    If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase “please cease and desist all calls and contact with me immediately” to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.

    What is the best thing to say when dispute a collection? ›

    I am writing in regards to the above-referenced debt to inform you that I am disputing this debt. Please verify the debt as required by the Fair Debt Collection Practices Act. I am disputing this debt because I do not owe it. Because I am disputing this debt, you should not report it to the credit reporting agencies.

    How to negotiate a judgement settlement? ›

    How Do I Go About Negotiating A Settlement After A Judgment Has Been Issued Against Me?
    1. Step One: Figure out who you need to pay. ...
    2. Step Two: Once you have figured out whom you need to talk to, call that person and find out your balance. ...
    3. Step Three: Attempt to negotiate with the creditor to pay a lower balance.

    How to write a legal answer? ›

    When drafting an answer, one must: (1) follow the local, state, and federal court rules; (2) research the legal claims in the adversary's complaint; (3) respond to the adversary's factual allegations; and (4) assert affirmative defenses, counterclaims, cross-claims, or third-party claims, if applicable.

    How to respond to a plaintiff's claim? ›

    You must fill out an Answer, serve the plaintiff, and file your Answer form with the court. Generally, this is due within 30 days after you were served. If you don't, the plaintiff can ask for a default. If there's a default, the court won't let you file an Answer and can decide the case without you.

    What is the success rate of motions to reconsider? ›

    This is roughly a 5 percent success rate for all motions. Of the requests related to the initial institution decision, only 3.5 percent (six of 169) have been successful.

    How do I defend myself in a debt lawsuit? ›

    Defenses you can use in a debt lawsuit
    1. Defense: Running the statute of limitations. The plaintiff must file a lawsuit within a set amount of time. ...
    2. Breach of contract by Plaintiff. ...
    3. No breach by Defendant. ...
    4. Discharge by bankruptcy. ...
    5. Statute of frauds. ...
    6. Satisfaction. ...
    7. Cancelation of contract. ...
    8. Lack of Consideration.

    What happens if a credit card company sues you and you can't pay? ›

    You may lose the ability to dispute the debt, if you believe you don't owe it or that the amount is wrong, and depending on your situation and your state's laws, the creditor may be able to: Garnish your wages. Place a lien against your property. Move to freeze funds in your bank account.

    How do you negotiate a debt collection settlement letter? ›

    Writing the Settlement Offer Letter

    Include your personal contact information, full name, mailing address, and account number. Specify the amount that you can pay, as well as what you expect from the creditor in return. A good starting point for negotiation could be offering around 30% of the amount that you owe.

    How do you write a response to a claim? ›

    Be brief. Answer the allegations in the complaint with one or two sentences. Again remember that the statements you make in your answer can be used as admissions against you. Your response to the allegations in the complaint may admit part of the statement in the specific paragraph and deny part.

    How do you respond to a settlement letter? ›

    How Should I Respond to a Low Settlement Offer?
    1. Try to remain calm and examine the offer. After receiving a low settlement offer, the most important thing to do is to stay calm. ...
    2. Provide a formal, written response. ...
    3. Formulate your counteroffer. ...
    4. Settle after you've recovered.

    How do you write a response letter to a dispute? ›

    Creating the dispute reply letter

    When replying to a chargeback include the following before your documentation: State that you do not accept the chargeback. Present your argumentation for why you do not accept the chargeback and sum up your documentation.

    How do you write a response paper for law? ›

    Effective Strategy for Writing a Response Paper
    1. Reading the Text. Begin by thoroughly reading and understanding the text you are responding to. ...
    2. Analyzing the Text. ...
    3. Outlining your Response. ...
    4. Introduction. ...
    5. Summary of the Text. ...
    6. Critical Analysis. ...
    7. Conclusion. ...
    8. Revision and Proofreading.
    Jun 18, 2024

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