You can qualify for the American Express Platinum card by having at least good credit and enough income to make monthly minimum payments. Other requirements to qualify for this card include being at least 18 years old and having a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
What you need to qualify for the American Express Platinum card:
- Good credit or better (700+ credit score recommended)
- Social Security Number or Individual Taxpayer Identification Number
- Proof of enough income to make the monthly minimum payment
- Physical U.S. address (no P.O. boxes)
- Be at least 18 years old
While these requirements are the most crucial for card approval, Amex may also weigh additional factors when reviewing your application. For instance, they may consider the level of existing debt, the quantity of open accounts, and recent hard inquiries on your credit report.
In case you don't know where you stand, you can check your credit score for free, right here on WalletHub. You can also gauge the odds of your approval for the American Express Platinum card and other American Express credit cards by using Amex's online pre-qualification tool. Just keep in mind that while getting pre-qualified indicates good odds of approval (80%), it does not guarantee it.
This answer was first published on 02/05/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
