How to make a Bank Transfer | Western Union ES (2024)

Send a bank transfer the way that works for you: online, with the app or from an agent location to billions of bank accounts around the world.

Send now

How to make a Bank Transfer | Western Union ES (1)

Make a bank transfer the way that works for you

Whether you’re transferring money to a loved one in Argentina or a friend in Colombia, there are many ways to send money to a bank account with Western Union.

  • How to make a Bank Transfer | Western Union ES (2)

    Send online

    Transfer money to bank accounts around the world. You can save your receiver’s information to make repeat bank transfers quick and easy.

  • How to make a Bank Transfer | Western Union ES (3)

    Send with the app

    The Western Union® app lets you send money from wherever you are, directly to your receiver’s bank account. You can also start a bank transfer on the app and pay at an agent location.

  • How to make a Bank Transfer | Western Union ES (4)

    Send in person

    Prefer the personal touch? Choose from more then hundreds of thousands Western Union agent locations in Spain.

Send now

How to make a bank transfer

Register your account for free

Whether you’re online or on our app, simply log in to your profile. If you don’t have a profile, register now for free.

How to make a Bank Transfer | Western Union ES (5)

How to make a Bank Transfer | Western Union ES (6)

Enter the money transfer details

Enter your receiver’s country and the amount you’d like to send. Bank transfer service availability varies by destination, but you can check this in the send money form.

Enter your receiver’s bank details

Choose delivery “to a bank account” and select a past receiver or enter a new receiver’s bank account details. You may also need to enter the bank’s BIC code (Business Identifier Code) and IBAN (International Bank Account Number).

How to make a Bank Transfer | Western Union ES (7)

How to make a Bank Transfer | Western Union ES (8)

Pay and send

Complete your money transfer. We’ll email you the confirmation with a tracking number (MTCN), which you can share with your receiver.

  • Register your account for free

    Whether you’re online or on our app, simply log in to your profile. If you don’t have a profile, register now for free.

    How to make a Bank Transfer | Western Union ES (9)

  • How to make a Bank Transfer | Western Union ES (10)

    Enter the money transfer details

    Enter your receiver’s country and the amount you’d like to send. Bank transfer service availability varies by destination, but you can check this in the send money form.

  • Enter your receiver’s bank details

    Choose delivery “to a bank account” and select a past receiver or enter a new receiver’s bank account details. You may also need to enter the bank’s BIC code (Business Identifier Code) and IBAN (International Bank Account Number).

    How to make a Bank Transfer | Western Union ES (11)

  • How to make a Bank Transfer | Western Union ES (12)

    Pay and send

    Complete your money transfer. We’ll email you the confirmation with a tracking number (MTCN), which you can share with your receiver.

Register to start sending money today

Register now

Quick and easy registration

It’s easy to register and start using our money transfer services.

Pay the way you like

Pay using your bank account, credit1 or debit card, or cash.

Track your transfer

Easily track your transfer online and with our app using the MTCN.

Convenient locations

Send money for cash pick-up at an agent location near your receiver.

Register now

International bank transfers, easily and reliably

Send a bank transfer virtually anywhere, 24/7 with Western Union.

ArgentinaRomaniaPeruPhilippines
IndiaColombiaEcuador
PakistanMexicoNigeria

Choose another country

Our customers made millions of transfers with Western Union last year—here’s why:

Speed and convenience

Send money for cash pick-up at an agent location in minutes2 with live tracking.

Commitment to security

Our encryption and fraud prevention efforts help protect your Western Union money transfers.

We’re global

We can transfer money abroad to over 200 countries and territories.

Frequently Asked Questions about bank transfers

How can I make a bank transfer with Western Union?

Western Union’s Direct to Bank Account money transfer service offers senders an easy and convenient way to send funds directly to a receiver’s bank account.

How do I send money to a bank account?

Western Union allows you to conveniently send money from Spain to bank accounts around the world, whether domestically, to Latin American countries and beyond.

The process for sending money to a bank account varies depending on how you are sending the funds, where your receiver is located and how quickly you want the funds to get there.

You can visit the send money form to learn more about the specific details you will need to send money to bank accounts. Read our FAQs below for specific instructions.

How do I make a bank transfer online?

You can send funds to qualifying bank accounts using your credit1 or debit card or pay by bank transfer. Here’s how:

  1. Log in or register and verify your free account. Click ‘Send now’ to start your transfer.
  2. Enter the destination and choose the amount you’d like to send.
  3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details.
  4. Pay with your credit1 or debit card or by bank transfer.
  5. Review and confirm and your money is on the way. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

How do I make a bank transfer with the Western Union® app?

The Western Union® app lets you send money to a bank account from almost anywhere. Here’s how:

  1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register with an email address. You can verify your profile using your driver’s license, passport or government-issued ID.
  2. Enter the destination and choose the amount you’d like to send.
  3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details.
  4. Pay for your money transfer via credit1 or debit card, or with your bank account.
  5. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds.

Learn more

What information is required to make a bank transfer?

The bank information required to send money directly to a bank account varies by country. In general, you will need to know:

  • Your receiver’s bank name
  • Your receiver’s bank code and bank account number
  • The amount and currency you wish to send

What is a bank code?

A bank code is a series of numbers used to identify banks worldwide. Bank codes can range from 3-23 digits, depending on the country and the type of code.
A bank code may be known as:

  • BSB
  • SWIFT code
  • BIC (Bank Identification Code)
  • NCC (National Clearing Code)
  • BSC (Bank Sort Code)
  • IFSC (Indian Financial System Code)

What is a SWIFT/BIC code?

A SWIFT/BIC is a worldwide code for identifying banks. SWIFT and BIC are sometimes used interchangeably but represent the same thing. These codes are 8-11 digits long and sometimes needed when sending money.

What is an IBAN?

An IBAN (International Bank Account Number) is used in some countries to identify a customer’s bank account. The IBAN is an alphabetical country code followed by 2 digits and then up to 35 characters for the bank account.
If you need an IBAN for your bank transfer, you should obtain this from your receiver.

Still have questions about bank transfers?

Visit our FAQs or simply get in touch. Our Customer Care team is just a call away. Contact us.

See FAQs

International money transfer services at your fingertips

Send money on the go 24/7.

Track your money transfer in real time.

Resend quickly to friends and family.

Learn more

4.6/5

4.4/5

Rating as of 10 April, 2024.

How to make a Bank Transfer | Western Union ES (13) How to make a Bank Transfer | Western Union ES (14)

How to make a Bank Transfer | Western Union ES (15)

1 If you are using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

How to make a Bank Transfer | Western Union ES (2024)

FAQs

How to make a Bank Transfer | Western Union ES? ›

The Western Union® app lets you send money from wherever you are, directly to your receiver's bank account. You can also start a bank transfer on the app and pay at an agent location.

Can I make a bank transfer through Western Union? ›

The Western Union® app lets you send money from wherever you are, directly to your receiver's bank account. You can also start a bank transfer on the app and pay at an agent location.

What details to give for a bank transfer? ›

To make a bank transfer, you'll need the:
  • account holder's name.
  • account sort code and account number.
  • amount you want to pay.
  • date you want to make the payment (if not immediately).

What is the limit for Western Union bank to bank transfer? ›

What are your online transfer limits with Western Union? Western Union unverified accounts can usually send up to 3,000 USD. If you want to send more you must verify your account with some ID - once verified, the upper limit can be 50,000 USD.

What information is needed for a Western Union money transfer? ›

Information needed to send money to a bank account
  • Name and surname, as they appear on your national identity card.
  • Recipient's first and last name.
  • Country and, if applicable, full address.
  • Country and, if applicable, full address of the recipient.
  • Phone Number.
  • Account Number.
Nov 28, 2023

How to do a bank transfer? ›

Steps for Transferring Money Between Banks
  1. Log into your bank's website or connect via the bank's app.
  2. Click on the transfer feature and choose transfer to another bank.
  3. Enter the routing and account numbers for the account at the other bank.
  4. Make the transfer.

What is Western Union bank transfer? ›

Western Union money transfers. Send money to family, friends or make payments almost anywhere in the world. It's quick and easy with Western Union transfers.

How long does a Western Union bank transfer take? ›

Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country. Bill Payment may vary depending on the selected speed of delivery or the biller. Mobile Money Transfer (transfer to a receiver's mobile wallet) – generally delivered within minutes*.

What is the fastest way to transfer money between banks? ›

Speed. Some transfer methods can take several days to complete. If you need to transfer money quickly, a wire transfer or peer-to-peer payment app will be the speediest option.

How much does it cost to send $5000 through Western Union? ›

However, the costs could still be higher if you choose a different sending or receiving method. How much does Western Union charge to send $5,000? Assuming you're sending bank-to-bank, Western Union generally charges between $32.34 and $188.02 to send $5,000.

What details are required for a bank transfer? ›

In addition to the person's name, sort code and account number, your bank might also ask you for:
  • Their address.
  • A reference phrase or number – this is often needed for bill payments.
  • The name and address of the bank you're sending the money to.

Do I need bank details for Western Union? ›

You'll need the receiver's bank account details. The requirements vary by country, but usually include: Your receiver's bank name and code. Their account name and number.

How to do a bank wire transfer? ›

You can usually initiate a bank-to-bank wire transfer in person at your bank or financial institution's local branch or through your online bank account. You'll usually need to provide the recipient's full name, contact information, and bank account details such as routing and transfer numbers.

Can a bank account be transferred to another person? ›

Transferring a bank account refers to the process of moving the ownership of an account from one person to another. This is typically occurs when one account holder dies and the account is then transferred to the surviving account holder(s) or to the beneficiaries of the deceased's estate.

Can you transfer money from Western Union to a debit card? ›

You can transfer money online to a debit or credit1 card by following these steps: Register for a free Western Union profile or log in with your details. Click 'Send now' and choose the country where you want to send money. Select how much you want to send and choose the debit or credit1 card' option.

How can I send money to someone immediately? ›

Best Money Transfer Methods
  1. Zelle. Zelle can be used online, through the Zelle mobile app or through participating banks' online banking platforms. ...
  2. PayPal. PayPal lets you send, request or collect money online or with the PayPal app. ...
  3. Venmo. ...
  4. Western Union. ...
  5. Walmart2Walmart.

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