How to lower your smartphone bill (to $21/month!) (2024)

This post contains affiliate links, which earn revenue for this site at no extra cost to you. See my disclosure policy here.

On Monday, I told you all about why I finally decided to take the plunge into the world of smartphones.

And today, I’m going to share the details about how we have four smartphones for about $20 each per month!

How to lower your smartphone bill (to $21/month!) (1)

The provider that we use is Ting Wireless. Basically, it’s a bit like a pay-as-you go sort of plan, and there’s no contract involved (yay!).

Ting Rates

There are several different “buckets” of usage that you can fall into, and you’re only charged for the bucket size that you use each month.

Here’s an example of what that looks like for our family, with four phones on Ting.

How to lower your smartphone bill (to $21/month!) (2)

Phone minutes, texting, and data usage are all separated, so if you use no data, but you text and use phone minutes, then you’ll only pay for those and you’ll pay nothing for data.

Normal contract plans box you into predetermined allotments (Don’t use data? You’ll probably still have to pay for it.), but Ting’s plan is customizable and flexible. If you never use text messaging, you’ll never have to pay for it.

$20 per line is very reasonable, and of course you could get your bill even lower if you use less data.

(Data is definitely the most expensive part of Ting.)

What network is Ting on?

Ting operates on two nationwide LTE networks.

How to lower your smartphone bill (to $21/month!) (3)

You can view the coverage map right here to see if this will work for you.

What phones work with Ting?

You can either buy an unlocked phone, or you can use Ting’s site to check and see if your phone will work with their network.

We’ve always bought unlocked, refurbished iPhones from Amazon and ordered SIM cards from Ting.

(I currently have the iPhone 7 Plus.)

It’s a super-duper easy process, and Ting’s customer service is EXCELLENT at helping you out if you get stuck.

You can also buy a wide range of new or used phones right through Ting’s site.

(Note: You can use Ting’s service with a simple flip phone too. They have several non-smartphone options on their site.)

Set-Up

Once you have your phone, the process of getting it set up with Ting is crazy easy and fast. Mr. FG had it done in something like 10 minutes per device.

Keeping your bill low

To keep your cell phone bill low, you’ll want to hang out in the low usage categories.

This means that you can’t operate as though you have unlimited minutes, texts, and especially data, but the savings are totally worth it to me.

What’s the point of having a smartphone if you barely use it?

Well, wifi usage is free, which means that if you’re careful, you can still use your smartphone a whole lot without paying for data.

To keep our usage low, Mr. FG and I try to mainly use the web on our phones when we have access to wifi.

So, I pretty much never tweet or use Instagram on my phone except over wifi (which I have at home, of course, and which is also available in a surprising number of locations these days.)

How to lower your smartphone bill (to $21/month!) (4)

Also, texting from our iPhones to other iPhones over wifi doesn’t count as text usage, which means we can text other iPhone users to our heart’s content.

And of course, you can use free texting apps to communicate with Android users.

A hidden advantage of this pay-as-you-go plan is that there is significant motivation to control your usage.

If I had access to data usage no matter where I was, I would be sorely tempted to be on my phone way more than I am.

But because I know I’m going to have to pay for it, I’m not at all tempted to pull my phone out at the park or in the car or at a friend’s house.

This might seem inconvenient to some people, but I really, really appreciate the limits this places on me.

(I could go past the limits, but then I’d have to pay for it, and we all know I don’t want to do that!).

Also, if you want to avoid a $120/month cell phone bill, the fact of the matter is that you will have to get used to a more pared-down level of cell phone usage.

It’s just like when you decide to get rid of your cable bill by switching to Roku…you can still watch TV, but it won’t be exactly the same as it was when you had cable, and you have to be more creative than you were before.

Get $25 toward Ting service!

I was about to hit publish on this and realized I almost forgot to tell you that if you sign up with Ting through any of the links in this post, you get $25 toward a phone or toward a month of Ting service.

____________________

We’ve been really, really happy with Ting so far.

It feels like we have the best of all possible worlds…we have access to smartphone features, we have motivation to keep our phone usage under control, and we have a ridiculously low bill.

I hope that I’ve explained all of this clearly, but if I haven’t, please do feel free to ask any questions you have, and I’ll do my best to answer them.

How to lower your smartphone bill (to $21/month!) (2024)

FAQs

How to get your cell phone bill lower? ›

Here are some tips to keep your cell phone from draining your bank account.
  1. Stick to Wi-Fi. ...
  2. Monitor Your Background Data Usage. ...
  3. Consider a Family Plan. ...
  4. Eliminate Unnecessary Services. ...
  5. Should You Switch Carriers? ...
  6. Update Your Service Address. ...
  7. Enroll in Autopay. ...
  8. Explore Promotional Offers and Discounts.
Mar 25, 2024

How to reduce mobile phone bill? ›

9 tips to lower your mobile bill
  1. Look for a new deal. It's easier than ever to change your mobile provider. ...
  2. Think about going SIM only. ...
  3. Consider pay as you go… ...
  4. Choose a less-than-premium phone. ...
  5. Only pay for the allowances you need. ...
  6. Do some perks research. ...
  7. Put a cap on your spending. ...
  8. Know your roaming charges.
Feb 14, 2024

How much is a normal phone bill per month? ›

According to J.D. Power, the average phone bill is now $141 per month, which is actually down from $156 in 20232.

What is the average cell phone bill for one person? ›

The average cell phone bill cost can vary from person to person. Yet, if you're wondering how much is a phone bill for one person, there's an easy answer: about $157. According to some research from J.D. Power, this is the average cell phone bill across the country as of 2023.

Can I negotiate my phone bill? ›

Service-based businesses, like cable companies and cell phone providers, are generally willing to entertain price negotiations.

How can I get a discount on my phone bill? ›

  1. Review Your Usage and Plan Options.
  2. Join a Family Plan.
  3. Ask Your Carrier for Discounts.
  4. Shop Around and Compare Carriers.
  5. Look for Plan Perks That Offer Savings.
  6. Optimize Your Phone Bill and Save.
Feb 14, 2024

How much does a Verizon plan cost for one person? ›

Verizon Pricing
Plan1 LineLearn More
Verizon Unlimited Plus$90.00View Plans
Verizon Unlimited Welcome$75.00View Plans
Verizon Talk & Text$35.00View Plans
Verizon 15 GB$45.00View Plans
2 more rows

How much does the average person spend on a cell phone plan? ›

As of 2024, CNBC reported that the average monthly expense for a cellphone plan stands at $144.

What is the average cell phone usage per month? ›

The average American spends 4 hours and 37 minutes looking at their phone every day. That quickly adds up over time to about 1 day every week, 6 days every month, and 70 days every year. the average American will spend 12 years staring at their phone screens over their lifespan.

How much should a cell phone bill be for a family of 4? ›

Families of four can expect to pay between $120 to $220 a month for four lines from the major wireless carriers — in fact, four lines for $120 per month seems to be the sweet spot for plans these days. As a rule of thumb, the more expensive the plan, the better the perks.

Will my phone bill go up if I upgrade? ›

If applicable, the upgrade fee is usually added to your next bill or paid at the time of purchase.

Is it cheaper to have more than one person on a phone plan? ›

Do family plans save money? The initial price of a family plan can be shocking because the overall cost will be higher than an individual plan. However, when you look at the cost per line, it is cheaper. And as you add more lines, the cost per line usually decreases, ultimately saving money for everyone on the plan.

What to say to get your bills lowered? ›

Otherwise, say something like: “Thanks, but the problem isn't that I don't have enough to watch, it's that my monthly bill is too high. What can you do to lower my bill?” You can often get free ancillary services in addition to a lower monthly bill.

What do I do if I can't afford to pay my phone bill? ›

Seek Financial Solutions from Check Into Cash

In the event you get behind and you need help paying your cell phone bill, a couple options are available. The first option is to contact family or friends. If they're not able to help, a short-term Payday Loan can be just what you need to keep your phone line active.

What causes a high cell phone bill? ›

Many phone carriers charge fees on top of your regular bill. These may include late payment fees, early termination fees, or restoration of service fees. Some phone carriers also tack on “monthly” or “service” fees or even illegally cram bills to increase revenue.

How do I fight my phone bill? ›

How do you document and escalate a billing dispute with your phone provider?
  1. Check your contract and usage. Be the first to add your personal experience.
  2. Contact customer service. Be the first to add your personal experience.
  3. Write a formal complaint. ...
  4. Contact a third party. ...
  5. Follow up and monitor. ...
  6. Here's what else to consider.
Mar 17, 2023

Top Articles
Solar panel minerals: everything you need to know
I3 Energy PLC (I3E:LSE) Share price, analysis, charts, news, dividends, EPS forecasts, annual reports and RNS
Omega Pizza-Roast Beef -Seafood Middleton Menu
Monthly Forecast Accuweather
Form V/Legends
Lifewitceee
Farepay Login
Wordscapes Level 5130 Answers
Cad Calls Meriden Ct
DEA closing 2 offices in China even as the agency struggles to stem flow of fentanyl chemicals
Beautiful Scrap Wood Paper Towel Holder
<i>1883</i>'s Isabel May Opens Up About the <i>Yellowstone</i> Prequel
Delectable Birthday Dyes
Chuckwagon racing 101: why it's OK to ask what a wheeler is | CBC News
Palace Pizza Joplin
Craigslist Pets Longview Tx
Wisconsin Women's Volleyball Team Leaked Pictures
Michigan cannot fire coach Sherrone Moore for cause for known NCAA violations in sign-stealing case
Echat Fr Review Pc Retailer In Qatar Prestige Pc Providers – Alpha Marine Group
Puretalkusa.com/Amac
How To Cancel Goodnotes Subscription
Craigslist Pinellas County Rentals
Swgoh Blind Characters
Recap: Noah Syndergaard earns his first L.A. win as Dodgers sweep Cardinals
Epguides Strange New Worlds
Baja Boats For Sale On Craigslist
Jermiyah Pryear
Miles City Montana Craigslist
208000 Yen To Usd
Japanese Emoticons Stars
Barbie Showtimes Near Lucas Cinemas Albertville
N.J. Hogenkamp Sons Funeral Home | Saint Henry, Ohio
Gus Floribama Shore Drugs
Brenda Song Wikifeet
Moonrise Time Tonight Near Me
Of An Age Showtimes Near Alamo Drafthouse Sloans Lake
Powerball lottery winning numbers for Saturday, September 7. $112 million jackpot
Radical Red Doc
Mckinley rugzak - Mode accessoires kopen? Ruime keuze
Kelley Blue Book Recalls
Fetus Munchers 1 & 2
Questions answered? Ducks say so in rivalry rout
Panorama Charter Portal
Payrollservers.us Webclock
Vagicaine Walgreens
Hampton In And Suites Near Me
St Als Elm Clinic
Runescape Death Guard
Cvs Minute Clinic Women's Services
Black Adam Showtimes Near Cinemark Texarkana 14
Lorcin 380 10 Round Clip
Kindlerso
Latest Posts
Article information

Author: Chrissy Homenick

Last Updated:

Views: 6607

Rating: 4.3 / 5 (54 voted)

Reviews: 93% of readers found this page helpful

Author information

Name: Chrissy Homenick

Birthday: 2001-10-22

Address: 611 Kuhn Oval, Feltonbury, NY 02783-3818

Phone: +96619177651654

Job: Mining Representative

Hobby: amateur radio, Sculling, Knife making, Gardening, Watching movies, Gunsmithing, Video gaming

Introduction: My name is Chrissy Homenick, I am a tender, funny, determined, tender, glorious, fancy, enthusiastic person who loves writing and wants to share my knowledge and understanding with you.