How To Live in an RV Full-Time | Progressive (2024)

How To Live in an RV Full-Time | Progressive (1)Adventure 3 min read

Living in your RV full-time — either a motorhome or a travel trailer — as your permanent residence is easier than ever. But it does take planning, research, and an adventurous spirit. You’ll find useful tips here for spending long stretches out on the road in your RV and tips for staying parked in one place for an extended period.

Full-time RV living tips

Whether you park your RV at your favorite campground for six months, live in your RV year-round, or drive it from place to place, follow these tips for living full-time in your RV.

Consider your location

Finding a beautiful setting and parking your RV for an extended time is an excellent option for full-time RV living. Do you value the woods or wide-open spaces? Mountains or water? Or a combination of it all? These should factor into your thoughts, as should questions about the kind of community you’d like to live in, access to schools and other public services, and amenities like museums or malls.

Consider the cost

As you look for a place to settle, consider the cost of parking your RV and whether you can get a discount for longer bookings or full-season rates. When traveling and full-time living in your RV, consider how you will pay for tolls. In most places, credit and debit cards will do fine. But for everything from toll booths to laundromats, having cash and coins on hand can be very convenient.

Adopt the right state of mind

Living in an RV full-time means dealing with the unexpected. Things break; trips go differently than planned. You can get upset about these things or choose to roll with them and find ways to work around life’s little hiccups. Being flexible and solving problems is key to a smooth journey. This might be challenging if you prefer to avoid making repairs and doing maintenance yourself. You’ll need to take care of regular maintenance tasks or hire someone to do them for you.

Downsize your stuff

Not only will you have less space for your “stuff” in an RV if you’re living in it full-time, but you’ll also have less need for the kind of stuff you had in a house or apartment. If you forego a home entirely, you can get a storage space or ask friends and family to hang on to things of sentimental value for you, if necessary.

Because space is limited, you’ll want to make the most of it and ensure you have enough safe storage in your RV. You won’t be “stocking up” the way you might have in a house or apartment, but you’ll still want to ensure you can safely and neatly stow everything you’ve got. Learn more RV organization hacks to keep your RV clutter-free.

Be prepared for all types of weather

When full-time rv living, make sure to have antifreeze on hand in winter. If you park your RV for a significant time, consider a temporary or permanent snow skirt to help insulate and protect pipes from freezing. A space heater is also a wonderful thing to have in a cold snap. Summer has its challenges when it comes to heat and humidity. Learn about how to control RV humidity.

Be as self-sufficient as possible

Adding solar energy panels can help reduce energy costs while parked long-term and make you more self-sufficient. If you rely on the internet for entertainment and communication, consider getting your own service. Some campgrounds have reliable wi-fi. Others don’t. It’s best to be prepared to handle your own internet needs. That might mean getting internet access through a satellite service, installing a booster to strengthen a campground service, or paying for a mobile hotspot service.

Prepare for boondocking

If you are living in an RV full-time, you may sometimes find yourself sleeping in your RV overnight without access toRV hookups— meaning you’ll have no running water or electricity. Also known as “boondocking,” it can be especially challenging in cold weather. You’ll greatly appreciate having warm clothes and sleeping gear on hand and comfortable sleeping places that don’t require bed extensions.

Prepare for travel

Before you take off for your next destination, ensure you have everything packed and stowed and that you’re not leaving anything important behind.

Map-related apps are the obvious ones here, as well as traffic-avoidance apps. Beyond that, apps that help you identify gas stations and prices on your route, and restaurants, truck stops, and even public bathrooms, can come in handy. Learn more about the best RV travel apps.

Stay connected to home

Bringing your pets for the ride can make your RV feel like a home away from home. And integrating pets into your RV is easy. Another way to stay connected when living in your RV full-time is to have your mail forwarded to you while you’re on the road. Some campgrounds will let you have mail sent to their front desk/office, but that’s not necessarily the norm. Learn how to live with pets in your RV and how to get mail to your RV when traveling.

Other considerations for living in an RV full-time

Whether you spend most of your time parked in a campground or out on the road if you live in your RV for six months or more, Progressive offers customized RV insurance policies for your adventurous life. Learn more about full-time RV insurance.

How To Live in an RV Full-Time | Progressive (2024)

FAQs

How To Live in an RV Full-Time | Progressive? ›

To follow this rule of thumb, drive no more than 300 miles in one day, arrive no later than 3 p.m., and try to stay at your destination for a bare minimum of 3 days. This schedule makes sure you have enough time to rest up and recharge.

What is the 3-3-3 rule for RV living? ›

To follow this rule of thumb, drive no more than 300 miles in one day, arrive no later than 3 p.m., and try to stay at your destination for a bare minimum of 3 days. This schedule makes sure you have enough time to rest up and recharge.

How do you live in an RV full time? ›

You can live in an RV luxuriously or on a budget. The major expenses of full-time RV life are campsite fees, fuel, RV and vehicle payments, and activities as you travel. Don't forget to account for maintenance, repairs, groceries, mobile phones, WiFi, insurance, and other daily costs like food and supplies.

How can you afford to live in an RV full time? ›

  1. Hacks For Cheap RV Living. ...
  2. 3) Stay At Each Campground Longer. ...
  3. 5) Cheap RVing With Campground Memberships. ...
  4. 7) Search For Free Days Or Free Acitivies In Your Location. ...
  5. 10) Buy A National Park Pass. ...
  6. 12) Go Shorter Distances For Budget RV Travel. ...
  7. 14) Find Cheap RV Gas With Gas Discount Programs. ...
  8. 17) Limit Mountain Travel Days.

Is living in an RV full time a good idea? ›

For some, the choice is simple: life on the road in an RV is a nonstop adventure with fringe benefits like more leisure time with loved ones, a simpler life, and financial flexibility. It's no wonder the idea appeals to so many, particularly as modern life gets crazier and new model RVs get cozier.

What is the 444 RV rule? ›

4-4-4 Rule

When you have more time to rest and explore a new area after driving, you will likely have more motivation to drive those extra miles to get there. If you follow the 4-4-4 rule, you drive 400 or fewer miles per day, arrive at each destination before 4 p.m. and stay at each destination for at least four days.

What is the 222 rule RV? ›

For example, the 2-2-2 rule for RVing means you limit your travel to 200 miles a day, check in to your campground at 2 pm, and camp for no less than 2 days. The 3-3-3 rule ups everything to 300 miles, 3 pm check-in time, and a 3-day stay.

Is it financially smart to live in an RV? ›

It can be financially smart to live in an RV to pay off your debt. If you're looking for a more minimalistic lifestyle and want to reduce housing expenses, you can save money by living in an RV.

What size RV is best for full time living? ›

The best 5th wheel for full time living is a trailer that is less than 36 feet long. Longer trailers are harder to manage, and some regions have regulations about trailers over 36 feet. A 36-foot trailer is also easier to haul with a 3/4-ton truck. For height, a trailer less than 13 feet, 6 inches is recommended.

How much should I spend on a RV for full time living? ›

Full-time RV living costs may vary depending on factors such as the size of the RV, location, utilities, and activities. The average cost monthly for full-time RV living can range from as low as $2000 to as high as $8,500.

What is the cheapest state to live in an RV? ›

South Dakota:

South Dakota is widely known for its stunning natural landscapes, making it a perfect destination for RV enthusiasts. However, this state also offers many financial benefits for RV owners, which makes it one of the cheapest states to buy, own, and operate an RV.

How do people who live in RVs make money? ›

Many RV travelers take workamping jobs to supplement their income, work in a retail store, run a campsite office, landscape, or manage campground staff. Temporary RV campground jobs are a great way to save money on your stops and give you the chance to meet new people!

Is it cheaper to live in an RV than a house? ›

Living in an RV can be cheaper than traditional home ownership because RVs require less space and utility usage, resulting in lower costs for heating, cooling, and maintenance. Additionally, RV living encourages a simpler and more minimalist lifestyle that can lead to fewer expenses related to possessions.

What is the downside of living in an RV? ›

Breaking Down Is a Risk

Living full time in an RV requires the patience and flexibility to cope with the inevitable flat tires, worn-out parts and mechanical failures. Some repairs you can learn to take care of yourself, but others may require you to find someplace else to stay while your rig is in the shop.

How to live in an RV full time for beginners? ›

How to live in an RV full-time
  1. Consider your location. ...
  2. Consider the cost. ...
  3. Adopt the right state of mind. ...
  4. Downsize your stuff. ...
  5. Be prepared for all types of weather. ...
  6. Be as self-sufficient as possible. ...
  7. Prepare for boondocking. ...
  8. Prepare for travel.

What is the best RV to live in full time? ›

The best RVs for full-time living
  • Forest River Alpha Wolf 30RDB-L.
  • Casita Spirit 17-foot Deluxe.
  • Jayco Redhawk 31F.
  • Airstream Classic 30RB.
  • Grand Design Reflection 312BHTS.

What is the RV 300 mile rule? ›

What is the 3-3-3 Rule of RV Travel? The 3-3-3 rule is a set of guidelines for how you can structure your travel for maximum enjoyment by driving only 300 miles per day, camping for three nights in every campground, and arriving at your site by 3 PM.

How much money do you need to live out of an RV? ›

Set up a budget (keep a lid on spending)
ItemsMonthly Budget
Recurring$410 - $700
Vehicle and RV maintenance$200 - $400
Camping$400 - $1000
Total RV budget$1600 - $5000
6 more rows
May 23, 2024

What is RV etiquette? ›

Respect Your Neighbors

This one is basically the golden rule, camping style: Do unto other campers what you would have them do unto you! Treat another person's RV just like you would treat their home. Don't enter another's RV uninvited and be careful not to intrude on anyone's space.

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