Manytravelers when traveling to the United States decides not to hire travelinsurance to simple ignorance United States last Christmas and I was one ofthem. We had planned a trip of 11 days in New York and Chicago and maybe by theinertia of the tranquility of our social security in Spain or the EuropeanHealth Card that protects us from Europe, completely ignored the urgent need totake out insurance Yankee land trip before visiting.
Butfortunately, a few days before, talking to my friend Ignacio, he left the issueof travel insurance for the United States under a resounding and forceful"will you take insurance does not?" To which I replied with"neither is 100% required no ? ". He told me that, while he was inAmerica during his world tour, a small bastard mosquito bit him on the anklecausing infection aura. In view of the situation, obviously she decided to goto the doctor. A brief consultation: diagnosis, pomaded, a bandage and disinfectantand wing, pa home. Well, "home country" but not before checking out.And therein lies the issue. Do not forget that US healthcare is not free andthat visit so absurd was charged a whopping € 700. Lucky I had insurance. Ihappen to me something and not only just doing the dishes average hospital butI think that would end the Jamaican hospitalized I carry me. As you can see,after this or hire one thought me before you go.
According tothe Office of Research and Quality medical care, medical consultation in the USit comes to cost an average of $ 155 while going to the emergency room doctoryou can go for about $ 1000. Crazy.
Who hire travel insurance to UnitedStates?
After grievesmoment, I obviously started looking for travel insurance and ask for the USlike crazy and after contrast and compare insurance Ampere, Axe, Underworld,IATI, etc. ... I opted for the latter for the following reasons:
Easy to hireabout drawing insurance on your website
Super lowprice
In anemergency you have a number 24h to collect. It would be a bitch who put me badand above paying a conference.
When itcomes to pay for the consultation is they who put the pasta. You do not have toanticipate anything. This most insurers do not.
Recommendationloads of friends and fellow bloggers RTW (Round the World)
How much does the insurance forAmerica?
Yourinsurance rates will vary depending on the days you stay in the US. Here Ileave a little board with prices that would cost you to hire a travel insuranceto United States for one person. The amounts have gathered at the pricesdirectly from the web of IATI
SecurityType / Days 4 days 5 days 6 days 7 days 8 days 9 days 10 days
IATI Basic €18.28 € 22.88 € 28.13 € 29.13 € 29.20 € 31.44 € 33.47
CancellationIATI Standard + € 29.98 € 29.98 € 29.98 € 29.98 € 34.40 € 38.91 € 52.60
IATIEstrella € 42.65 € 42.65 € 42.65 € 42.65 € 48.00 € 53.35 € 70.37
CancellationIATI Star + € 44.91 € 44.91 € 44.91 € 44.91 € 50.55 € 56.19 € 73.89
But whichone to catch? It all depends on your budget and what you want to spend ontoppings but if you notice, according to the number of days may be able to getbetter interest insurance coverages little more pasta.
What coverage includes every type ofinsurance?
Medical /type coverage Basic + Basic Insurance + Cancellation Star
ForeignMedical Assistance € 15,000 € 30,000 € 60,000 € 60,000
MedicalAssistance Spain € 1,000 € 2,500 € 900 € 900
Dentalexpenses € 30 € 100 150 € 150 €
Cancellationfees - € 1,500 - € 2,000
Personalliability € 30,000 € 60,000 € 60,000 € 60,000
Theft anddamage to luggage € 300 € 600 € 900 € 900
Defenseforeign criminal liability € 3,000 € 3,000 € 3,000 € 3,000
Warrantyaccident disability € 6,000 € 6,000 € 18,000 € 18,000
Guaranteedeath accidents in public transport € 6,000 - - -
Claims fordamages abroad - € 2,000 € 3,000 € 3,000
Warrantyaccident death - € 2,000 € 4,000 € 4,000
Repatriationand transportation, sick / deceased 100% 100% 100% 100%
Moving afamily 100% 100% 100% 100%
Stay abroadcosts € 420 € 750 € 1,000 € 1,000
Early returnfor hospitalization or death in the family 100% 100% 100% 100%
Sendingmedicines abroad no existing 100% - - -
Search andlocate luggage 100% 100% 100% 100%
Advance offunds € 1,500 € 1,000 € 1,500 € 1,500
Sending lostor stolen - 60 € 120 € 120 €
-5% Discountif you sign up from here!
Fortunatelyduring my trip to the United States I did not have to use the safe but giventhe ease and price got with them and recommending my other fellow travelersthat if they had to use their services, I recommended them to stop on the blogand I talked to them for my blog readers obtain a small discount of 5% whenbuying insurance here.
