How to Get Cash From an Online Bank Account (2024)

Table of Contents

  • How do you get cash from an online bank?
  • Pros and cons of getting cash from an ATM with an online bank
  • Things to consider when withdrawing cash from an online bank
  • FAQs

Money Banking

Article updated on Jul 3, 2024

Accessing your cash from an online checking or savings account is a lot easier than you might think

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How to Get Cash From an Online Bank Account (1)

How to Get Cash From an Online Bank Account (2)

Written by

Toni Husbands is a staff writer with CNET Money who enjoys exploring topics that promote financial wellness. She began writing about personal finance to document her experience paying off $107,000 of debt, which is detailed in her book, The Great Debt Dump. Previously, she contributed as a freelance writer for websites, including CreditCards.com, Centsai and Wisebread. She was also a regular contributor to Business AM TV, and her work has been featured on Yahoo News. Being a part-time real estate investor and amateur gardener also brings her joy.

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David McMillin

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is also a musician, which means he has spent a lot of time worrying about money. He applies the lessons he's learned from that financial balancing act to offer practical advice for personal spending decisions.

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How to Get Cash From an Online Bank Account (4)

Kelly Ernst

Editor

Kelly is an editor for CNET Money focusing on banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and home equity products. She is passionate about arming consumers with the tools they need to take control of their financial lives. In her free time, she enjoys binging podcasts, scouring thrift stores for unique home décor and spoiling the heck out of her dogs.

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CNET staff -- not advertisers, partners or business interests -- determine how we review the products and services we cover. If you buy through our links, we may get paid.

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Our Experts

How to Get Cash From an Online Bank Account (5)

How to Get Cash From an Online Bank Account (6)

Written by

How to Get Cash From an Online Bank Account (7)

Toni Husbands

Staff Writer

Toni Husbands is a staff writer with CNET Money who enjoys exploring topics that promote financial wellness. She began writing about personal finance to document her experience paying off $107,000 of debt, which is detailed in her book, The Great Debt Dump. Previously, she contributed as a freelance writer for websites, including CreditCards.com, Centsai and Wisebread. She was also a regular contributor to Business AM TV, and her work has been featured on Yahoo News. Being a part-time real estate investor and amateur gardener also brings her joy.

See full bio ,

David McMillin

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is also a musician, which means he has spent a lot of time worrying about money. He applies the lessons he's learned from that financial balancing act to offer practical advice for personal spending decisions.

See full bio

Edited by

How to Get Cash From an Online Bank Account (8)

Kelly Ernst

Editor

Kelly is an editor for CNET Money focusing on banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and home equity products. She is passionate about arming consumers with the tools they need to take control of their financial lives. In her free time, she enjoys binging podcasts, scouring thrift stores for unique home décor and spoiling the heck out of her dogs.

See full bio

CNET staff -- not advertisers, partners or business interests -- determine how we review the products and services we cover. If you buy through our links, we may get paid.

Reviews ethics statement

Why You Can Trust CNET Money

Table of Contents

  • How do you get cash from an online bank?
  • Pros and cons of getting cash from an ATM with an online bank
  • Things to consider when withdrawing cash from an online bank
  • FAQs
How to Get Cash From an Online Bank Account (9)

How to Get Cash From an Online Bank Account (10)

Written by

Toni Husbands

Staff Writer

Read more from Toni

Toni Husbands is a staff writer with CNET Money who enjoys exploring topics that promote financial wellness. She began writing about personal finance to document her experience paying off $107,000 of debt, which is detailed in her book, The Great Debt Dump. Previously, she contributed as a freelance writer for websites, including CreditCards.com, Centsai and Wisebread. She was also a regular contributor to Business AM TV, and her work has been featured on Yahoo News. Being a part-time real estate investor and amateur gardener also brings her joy.

Written by

David McMillin

Read more from David

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is also a musician, which means he has spent a lot of time worrying about money. He applies the lessons he's learned from that financial balancing act to offer practical advice for personal spending decisions.

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How to Get Cash From an Online Bank Account (2024)

FAQs

How to Get Cash From an Online Bank Account? ›

Can Someone Take Money From My Bank Account With Only My Account Number? Fortunately, a scammer can't withdraw money from your bank account with just your account number. To do so, they'd also need your bank's routing number.

Can you withdraw money with a routing and account number? ›

Can Someone Take Money From My Bank Account With Only My Account Number? Fortunately, a scammer can't withdraw money from your bank account with just your account number. To do so, they'd also need your bank's routing number.

Can we withdraw cash from Internet banking? ›

Cardless Cash facility is available 24x7. You can create a request by logging into your NetBanking platform anytime during the day. What about Processing Charges/Service Charges for Cardless Cash Withdrawal transactions?

How do I withdraw money directly from my bank account? ›

Visit Your Local Branch

You can visit your local bank branch during regular business hours and speak with a teller to withdraw money from your savings account. Be sure to bring a form of photo identification, such as a bank's passbook.

How to withdraw money from someone's account without a PIN? ›

If it's not your account, then you're not going to get the money because you cannot get an OTP or a PIN because it's not your account. There are two methods that are obvious. Write a check drawn on the tied account and cash it. Go to a bank branch, fill out a withdrawal slip and present it to the teller.

Can I transfer money to Cash App using routing and account number? ›

You can also deposit paychecks, tax returns, and more to your Cash App balance using your bank account and routing number. You can receive up to $25,000 per direct deposit, and up to $50,000 in a 24-hour period.

What app can I send money with routing and account number instantly? ›

Here are a few payment options to explore: Zelle is available either online or through its mobile app. It's partnered with most major US banks, including Bank of America, Chase, Citibank, and Wells Fargo, allowing you to directly link up your bank account for fast transfers. PayPal is another popular option.

How do I get my money out of an online bank? ›

6 Ways to Withdraw Cash From Online Banks
  1. Use Your Debit Card at an ATM. ...
  2. Take Out Cash Back While Shopping. ...
  3. Transfer Money to a Physical Bank. ...
  4. Utilize Wire Transfers. ...
  5. Write a Check. ...
  6. Talk To Your Bank.
Mar 4, 2024

How do I withdraw money digitally? ›

Generally, though, here's how to make a withdrawal from a cardless ATM:
  1. Open your mobile app or digital wallet. At the ATM, open your mobile app or digital wallet to start your transaction. ...
  2. Tap the ATM or scan the QR code. ...
  3. Enter your PIN. ...
  4. Finish the transaction.
May 30, 2024

How can someone withdraw money from my account online? ›

Someone with access to both your account number and routing number could withdraw money from your personal bank account. They could also use these account details to shop online, pay bills, create counterfeit checks or apply for new credit accounts.

What are three ways to withdraw money from your account? ›

3 ways to get money from a checking account
  • Use an ATM. One of the easiest ways to quickly withdraw cash from the bank is to use an automated teller machine (ATM). ...
  • Cash a check. If you receive a check from an employer or someone else, you can cash or deposit it in several ways. ...
  • Use a debit card to get cash back at stores.
Sep 4, 2024

How to withdraw money from bank account without ATM card? ›

Use any UPI application from your smartphone to scan the QR code. Enter the amount you want to withdraw and click the 'Proceed' button. Enter the UPI PIN to complete your cardless cash withdrawal process from the ATM. The machine will dispense the required cash.

How to do a cardless withdrawal? ›

To use NFC at a cardless ATM, open the app on your mobile device, choose the linked bank account you want to withdraw from and tap your phone against the designated reader. To complete the transaction, the ATM will prompt you to type in your PIN (just as if you had inserted your card).

How to withdraw money with card number and CVV online? ›

You cannot directly withdraw money using just a card number and CVV; you need the physical card, along with a PIN, to access funds at an ATM. Online transfers or purchases may require additional security verification for protection against fraud.

Can someone withdraw money with direct deposit info? ›

No. When you enrol in direct deposit, you don't authorize the payor to withdraw money from your bank account. The information you provide can only be used to deposit money into your account.

Can account number be used to withdraw money? ›

It is not possible to withdraw money by only knowing the bank account number, IFSC code and bank address. Nowadays, for every transaction, any financial institution will send you a One-Time Password to validate the transaction.

How to withdraw money using account number? ›

To remove money from your bank account using your account number and PIN, you have a few options:
  1. ATM Withdrawal: Visit an ATM that is affiliated with your bank. ...
  2. Online Transfer: Log in to your banks online banking system using your account number and PIN. ...
  3. Visit a Bank Branch: Go to your banks b.
Oct 13, 2023

Can someone withdraw money with my account number and sort code? ›

They are used to identify and route payments to the correct bank account. While account numbers and sort codes alone are not enough to authorize transactions or access funds, they are considered sensitive information and should be safeguarded.

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