How to Get Cash From a Vanilla Visa Gift Card (2024)

Vanilla Visa gift cards are a popular choice for presents, offering flexibility and convenience for recipients to purchase what they want. However, sometimes you may find yourself in a situation where you need cash instead of using the card for purchases.

While Vanilla Visa gift cards are primarily designed for purchases, there are several ways to convert them into cash. In this guide, we'll explore the various methods you can use to get cash from your Vanilla Visa gift card.

What is a Vanilla Gift Card?

Vanilla gift cards are prepaid Visa debit cards that can be used wherever. These gift cards are generally accepted by businesses, eateries, petrol stations, and even internet stores.

Due to their perpetual nature, vanilla gift cards are particularly practical. You may rest certain that using Vanilla gift cards has very little risk and is safe and secure.

Only retailers and sellers in the United States and the District of Columbia are accepted for usage with these gift cards.

Vanilla gift cards are similarly straightforward to obtain. These gift cards are widely available at retailers including Walmart, CVS, Walgreens, and other convenience stores.

Any amount of money can be loaded onto these prepaid debit cards. Vanilla gift cards are a fantastic choice for gifting someone a quick cash because of their convenience.

Here's a Step-By-Step Guide On How to Get Cash From a Vanilla Visa Gift Card

Can I Get Cash From a Vanilla Visa Gift Card?

While you can't get cash from a Vanilla Visa gift card directly, you have options like selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the gift card.

How to Get Cash From a Vanilla Visa Gift Card

Vanilla Visa gift cards are a convenient gift option, but what if you'd rather have cold, hard cash? While you can't directly withdraw money from an ATM with a Vanilla Visa gift card, there are several methods to convert your plastic to paper. Here's a breakdown of your options:

Indirect Cash Conversion:

  • Digital Wallets: Services like Venmo (with limitations) and PayPal allow you to link your Vanilla Visa gift card. Once linked, you can transfer the balance to your account and withdraw it as cash (minus any transfer fees).
  • Money Orders: Many stores, like the post office, will allow you to use your gift card to purchase a money order. Treat this like cash; you can deposit it to your bank account. Be aware of money order fees.
  • Peer-to-Peer Selling: Platforms exist where you can sell your gift card at a discounted price to another user who wants to use it for themselves. This might be the quickest way to get some cash, but you'll receive less than the face value.

Trading for Cash:

  • Gift Card Kiosks: Malls and some grocery stores may have kiosks that allow you to trade your gift card for cash, though you'll likely get a percentage less than the balance.
  • Selling to Individuals: Websites and apps can connect you with buyers interested in purchasing your gift card at a discounted price. This method requires some effort but can maximize your return.

Alternative Uses:

  • Pay Bills: Many companies accept Visa gift cards for bill payments. This is a great way to use up the card's value without converting it to cash.
  • Everyday Purchases: Vanilla Visa gift cards can be used anywhere Visa is accepted. Treat it like a debit card for groceries, gas, or online shopping.
  • Regifting: Sometimes the best option is to simply regift the card to someone who can use it directly.

Final Thoughts: How to Get Cash From a Vanilla Visa Gift Card

While Vanilla Visa gift cards are primarily intended for purchases, there are several ways to convert them into cash if needed. Whether you choose to use the card for purchases, receive cash back at retailers, withdraw cash from ATMs, sell or trade the card, utilize gift card exchange kiosks, or use it for bills or expenses, it's essential to familiarize yourself with the terms and fees associated with each method.

By understanding your options, you can make the most of your Vanilla Visa gift card and access the cash you need.

How to Get Cash From a Vanilla Visa Gift Card (2024)

FAQs

How to Get Cash From a Vanilla Visa Gift Card? ›

Look for an ATM that accepts Visa cards, insert the gift card, enter the PIN (if required), and follow the instructions to withdraw cash. Keep in mind that there may be fees associated with ATM withdrawals.

How can I get cash from my vanilla Visa gift card? ›

10 Different Ways To Get Money from a Vanilla Gift Card
  1. Sell the Gift Card Manually.
  2. Sell the Gift Card on Nosh.
  3. Exchange the Gift Card.
  4. Buy a Money Order with The Card.
  5. Add the gift card to PayPal.
  6. Add the gift card to Venmo.
  7. Pay Your Bills with the Gift Card.
  8. Buy and Sell Items with the Gift Card.

What is the easiest way to cash out a Visa gift card? ›

Look for an ATM that accepts Visa cards, insert the gift card, enter the PIN (if required), and follow the instructions to withdraw cash. Keep in mind that there may be fees associated with ATM withdrawals.

Can I turn my Visa gift card into cash? ›

Simply put, you can use your Visa gift card to withdraw cash at an ATM. Visa provides prepaid credit cards that you can buy and load with a certain amount of money. So because there is no broad difference between gift cards and prepaid cards, you can easily use your Visa gift card to withdraw money from the ATM.

How do I transfer money from my Vanilla gift card to my bank account? ›

Transfer funds from a Vanilla Visa to your bank account via PayPal or Venmo, and then withdraw them as cash. PayPal charges a small fee for using the card, but Venmo does not. Look for a Gift Card Exchange Kiosk in your local mall or grocery store, where you can swap your gift card for cash, albeit for a small fee.

How do I convert a gift card to cash? ›

Go to a Gift Card Exchange kiosk to trade your card for cash. A Gift Card Exchange kiosk is usually bright yellow and located in a grocery store. Insert the card information into the kiosk and then choose to accept or reject the offer the kiosk gives you.

What Visa gift card allows cash withdrawal? ›

A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.

Can you put a Visa gift card in an ATM and get cash? ›

Though the two cards are similar, only prepaid cards can be used to get cash from an ATM or to get “cash back” from a merchant. Gift cards cannot.

How can I sell gift cards for cash immediately? ›

Raise, CardCash and GameFlip are reputable companies that help you sell U.S. gift cards for cash. Selling gift cards often involves marking down the price and paying a fee. Gift card exchanges vary in the cards they allow, selling fees and more.

How to transfer vanilla Visa gift card to PayPal? ›

It is not possible to add funds from a gift card to your PayPal account, but you can add the gift card and use it as a payment method for a card-funded transaction.

How to transfer vanilla gift card to Venmo? ›

You can transfer your Vanilla gift card balance to your Venmo through these steps:
  1. Click “You” in the Venmo app.
  2. Choose “Manage Balance.”
  3. Click “Add money.”
  4. Choose the Vanilla gift card from which you want to transfer money.
  5. Enter your preferred amount of money to transfer.
  6. Click “Add Now.”

Where can I sell my vanilla gift card? ›

As stated before, Vanilla gift cards can be used almost anywhere. But what happens when you have some balance on the card that you don't want to use again? You can trade it for cash or Cryptocurrency on a platform like Prestmit.

How to get cash off vanilla gift card? ›

While you can't get cash from a Vanilla Visa gift card directly, you have options like selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the gift card.

How to get money off a prepaid Visa? ›

Withdraw cash from ATMs

Prepaid cards work in much the same way as any standard debit card. You are issued a PIN which allows you to withdraw cash from ATMs. While many ATMs are free to withdraw from, some may charge a fee for withdrawals though no matter what kind of bank card you use.

What zip code do I use for a Visa gift card? ›

Conclusion. While Visa gift cards don't have a specific zip code tied to them, online retailers may still ask for a billing zip code during checkout. By trying the mailing address zip code, shipping address zip code, or your own home zip code, you can usually satisfy this requirement.

Can I trade my Vanilla gift card for cash? ›

You can trade it for cash or Cryptocurrency on a platform like Prestmit. This will be a better option than dropping it on a table in your room to accumulate dust and be forgotten forever. Prestmit offers the best rates if you wish to exchange your Vanilla gift cards for cash.

Can you take money off a Visa gift card at an ATM? ›

Can I use my VISA Gift Card at an ATM? A. Yes. You can get cash at ATM's that display any of the following symbols: PULSE, NYCE, STAR and Plus.

How to transfer money from gift card to cash app? ›

Step-by-Step Guide On Converting Gift Card Balance to Cash App Funds
  1. Create a Cash App account or log into your existing account.
  2. Click on the “Balance” tab at the bottom of the screen.
  3. Click on the “Add Cash” option and enter the preferred amount you want to add to your account.

Which gift cards allow ATM withdrawal? ›

Factors To Consider When Choosing Prepaid Cards With ATM Access
  • Worldwide Acceptance. ...
  • Low Fees. ...
  • Security Measures. ...
  • PayPal Prepaid Mastercard. ...
  • Netspend Visa Prepaid Card. ...
  • The Mango Prepaid Mastercard. ...
  • Bluebird American Express Prepaid Debit Account. ...
  • Walmart MoneyCard.

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