You can get a Capital One Platinum cash advance at an ATM as long as you have a credit card PIN. Alternatively, you can take out a cash advance at any bank branch with your credit card and a valid Photo ID.
If you don’t already have a PIN, you can request one through youronline accountor by calling customer service at(800) 227-4825. To get a Capital One Platinum cash advance PIN online,log into the Capital One website and click on “More Account Settings”, then “Get a Cash Advance PIN” (under the header “Control Your Card”). You’ll be able to get a PIN instantly delivered to your email or over text.
Before taking out a Capital One Platinumcash advance, you should be aware of a few things, such as:
- Once you have the cash advance PIN, you can withdraw cash at an ATM the same way you’d do with a debit card.
- You can use non-Capital One ATMs, but you’ll be subject to additional fees. That would make cash advances even more expensive than they will be already.
- The Capital One Platinum has a cash advance fee of 5% (min $5), whichever is greater.
- The withdrawal will also be subject to a high APR. The Capital One Platinum cash advance APR is 29.99% (V).
Another way you may be able to take out a cash advance is by using Capital One credit card checks, which Capital One sends to some cardholders based on creditworthiness. There are checks for purchases, balance transfers, and cash advances. Essentially, they work the same way any check would and allow you to pay at places that may not accept credit.
However, if you do use a cash advance check, standard cash advance fees and rates apply. If you weren’t sent credit card checks, you can call Capital One customer service at(800) 955-7070and request them. However, it’s not guaranteed that your request will be granted.
This answer was last updated on 03/18/24 and it was first published on 06/07/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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