How to Fix Google Pay Not Working (2024)

Unless the Google Pay system is down, try updating the app, checking your card, and troubleshooting your network

Published on October 19, 2022

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This article steps you through what to do if you can't make a purchase or you can't add a credit card to Google Pay.

Causes of Google Pay Not Working

Here are some possible reasons why Google Pay isn't working:

  • Your card information is incorrect
  • The vendor doesn't accept the card type
  • The card is expired
  • Your card was flagged for suspicious activity
  • NFC is disabled or not supported
  • You have a rooted device
  • You don't have an internet connection

If you can't add a credit card to Google Pay, your bank or card issuer may not support contactless payments.

How to Fix It When Google Pay Isn't Working

Try these fixes in order and check after each step to see if Google Pay is working:

  1. Update the Google Pay app. You might be running an outdated version of the app and that's causing the problem.

  2. Update your Google Pay card information. Check to make sure your card information is correct including the expiration dates and CVV codes. Your name must be entered exactly as it appears on the card.

  3. Update your Google Pay phone number. Google Pay needs your correct phone number for security purposes. If you got a new number or entered it incorrectly, Google can't complete the purchase.

  4. Troubleshoot your internet connection. You can't use Google Pay without the internet, so make sure your mobile data is turned on or you're connected to a Wi-Fi network.

  5. Make sure your phone supports NFC. If you can't pay by tapping, check the official list of NFC phones to see if your phone supports this feature.

    Google Pay on iOS doesn't support NFC. If you want to pay by tapping, you'll have to use Apple Pay instead.

  6. Disable and enable NFC on your phone. You must have NFC enabled on your device to pay by tapping. If it's already enabled, toggle the feature off and on to reset it.

  7. Confirm your identity with Google Pay. If Google flagged your account for suspicious activity, or if you tried to make an unusually expensive purchase, you may be required to verify that it was indeed you.

  8. Clear the app cache. Cached data should make apps run faster, but sometimes too much old stored data can cause conflicts. Deleting the Google Pay cache could clear up the issue.

  9. Try a different card. If your card is grayed out on Google Pay, the vendor may not accept the card type, so you'll have to use a different card.

  10. Contact your card issuer. After you've double-checked your card information, make sure your bank hasn't frozen your card, which can sometimes happen when you make a lot of online purchases at once.

  11. Delete the Google Pay app. Remove the app altogether and redownload Google Play from the Google Play Store. You'll have to reconnect your cards, but it may be the only way to fix a corrupted app.

If the card is saved to your Google Account, you can still use it to make purchases from Google.

FAQ

  • Why isn't my PayPal working with Google Pay?

    If PayPal isn't working with Google Pay, it could be due to a lack of funds or a problem with PayPal itself. If you have a PayPal card, make sure you set up in-store payments.

  • How do I fix the U16 error in Google Pay?

    The Google Pay U16 error usually means that you've exceeded the daily limit for purchases with your payment method. You must choose a different way to pay.

  • Which stores accept Google Pay?

    Google Pay is accepted by most major retailers in the U.S. Google has a list of retailers that accept Google Pay.

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How to Fix Google Pay Not Working (2024)

FAQs

How to Fix Google Pay Not Working? ›

Common reasons include insufficient funds, technical glitches during processing, incorrect bank account details, or network connectivity problems. You should contact your bank and Google Pay support for assistance in resolving such issues.

Why does Google Pay fail so much? ›

Common reasons include insufficient funds, technical glitches during processing, incorrect bank account details, or network connectivity problems. You should contact your bank and Google Pay support for assistance in resolving such issues.

How do I fix Google Pay payment problem? ›

Check to find if your payment method is up to date. If it is not, update it in the Payments centre, then try your purchase again. Make sure you have enough money in your account for the purchase. If you're still having issues, contact your bank to find if there's a problem with your account.

Why does my Google Pay keep declining? ›

Check whether the billing address for your payment method (such as a credit card) matches the address recorded in your Google payments center settings. If they don't match, update your address in your Google payments center, and try the transaction again. Try using a Google Play gift card to complete the transaction.

Why does Google Pay not always work? ›

Make sure that your Google Wallet app is up to date. Learn how to update apps on Android. Make sure that your Android version is 9 or above. Make sure that Google Play Services are up to date.

Why does my payment method keep declining? ›

Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.

Why is Google Pay being discontinued? ›

The app's discontinuation is part of a company strategy to simplify its digital payment options, by moving customers onto a more comprehensive solution — with Google Wallet storing digital items alongside payment cards and already boasting three times the user numbers of Google Pay.

Can I uninstall and reinstall Google Pay? ›

Deleting the app does not affect your actual bank account. You can log in with your old login credentials on the new phone or newly-reinstalled app and connect it back to your account.

Is Google Pay not working in 2024? ›

Starting on June 4, 2024, the U.S. version of the Google Pay app is no longer available for use. This change does not impact the Google Pay app in India or Singapore, nor does it impact Google Wallet. Learn more about Google Wallet.

How do I update Google Pay? ›

Edit a payment method
  1. Go to payments.google.com.
  2. At the top, click Payment methods. You may need to expand your browser window.
  3. Next to the payment method you want to edit, click Edit. If you don't find "Edit," remove the payment method and add it again.
  4. To update an expired card: Next to the card, click Fix.

Why does my Google Pay keep stopping? ›

Head over to the Settings icon on your phone. Scroll down until you find Google Pay – which should be near the top as you've been accessing it to troubleshoot these issues – and click on it. Click on Clear cache. Once you've done that, restart the app, and you should be all set.

What is the limit of Google Pay? ›

GPay/Google Pay Transaction Limit Per Day

The Gpay limit per day for money transfers for users in India is ₹1,00,000. Moreover, in 24 hours you can send money only a maximum of 10 times in GPay or any other UPI app.

Is Google Pay down right now? ›

User reports indicate no current problems at Google Pay

You can send or receive money even if your contact is not on Google Pay. Split lunch with a friend, pay the rent, or send money to mom.

What is the difference between Google Pay and Google Wallet? ›

Google Wallet allows consumers to hold a wallet balance, send and receive money from friends in the United States, and use a plastic card in stores and online. Google Pay allows users to tap and pay in stores and use/redeem loyalty cards, gift cards, and offers in store.

Is there a downside to Google Pay? ›

The Disadvantages of Google Pay

Since it's still an up-and-coming payment method, it's not as widely used or supported as some alternatives. On top of that, some banks don't accept Google Pay yet. Make sure to confirm that you'll be able to link it to your bank account.

What is replacing Google Pay? ›

But while the proverbial sun is setting on Google Pay, parent company Alphabet Inc is replacing the aging stand-alone app with Google Wallet, a multifunctional digital wallet that can do many of the same things that Google Pay does and much more.

Is Google Pay not reliable? ›

Google Pay is safe, due to tokenized transactions and your phone's passcode and facial or touch ID.

Why Google Pay is not allowing more than 2,000? ›

GPay allows you to request a maximum limit of Rs. 2000 in a day via the Virtual Payment Address (VPA) in UPI to avoid any kind of cyber fraud.

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