FAQs
1. Can a UPI PIN be set without a debit card? To create your UPI account without a debit or ATM card, link your bank account to your preferred UPI app and select Aadhaar-based verification instead of using your debit card. Then, submit and verify your Aadhaar details and set up a 4 or 6-digit UPI PIN.
How to activate Google Pay without a debit card? ›
How can I Activate my GPay and PhonePe Without an ATM Card?
- Open the GPay or PhonePe app.
- Tap on the "Activate" button.
- Select the "Aadhaar" option.
- Enter your Aadhaar number.
- Enter the OTP that you receive on your mobile number.
- Create a UPI PIN.
How to reset a UPI PIN without a debit card? To reset your UPI PIN without a debit card, you must go to the payment methods section of your UPI app, select UPI, select Aadhar-based authentication, verify using OTPs sent from your bank and UIDAI, then reset your UPI PIN, and confirm it.
Can we create an UPI ID with an Aadhaar card? ›
Enter Aadhaar details: Enter the first six digits of your Aadhaar number. Receive and enter OTPs: You'll receive two OTPs - one from your bank and another from UIDAI (Aadhaar authority). Enter both OTPs in the designated fields. Create your UPI PIN: Set a strong 4- or 6-digit UPI PIN of your choice.
How can I transfer money without a debit card and UPI? ›
ATM Cash Deposit: Visit an ATM and deposit cash directly into the recipient's account using their bank card details. Bank Branch Transfer: Visit a bank branch and initiate a transfer using the recipient's account details. This option might involve fees. Cheque: Issue a cheque payable to the recipient and hand it over.
Can I do UPI transaction without SIM card? ›
SIM Card: You need a valid SIM card to register with a UPI app because the unique cryptographic keys in a SIM card are used to hard bind the device with the server. So, if you switch mobiles, you can install the same SIM card in the new device. UPI App Passcode: This is optional.
How do I link my bank account to Google Pay without debit card? ›
To link a bank account with Google Pay, go to 'Bank Accounts' from your profile and choose your bank. Enter your details to complete the bank verification process. You will get an OTP. Enter the OTP to link the bank account with Google Pay.
Can I use Google Pay without physical card? ›
Make a purchase with your virtual card
- Choose the virtual card from your payment method options.
- Let Chrome or Android fill in the payment info automatically. You may be asked to verify your identity with a code, fingerprint, or other method.
- Check out as usual.
Create or find your UPI ID
- Open Google Pay .
- At the top right, tap your photo.
- Under "Payment methods," tap Bank account.
- Select the bank account for which you want to create a new UPI ID.
- Select Manage UPI IDs.
- If you find “1/3 UPI IDs added” or “2/3 UPI IDs added,” tap the Down arrow .
No, a debit card is not strictly necessary for making UPI payments in India. You can make UPI payments by directly linking the bank account or through Aadhar-based registration in the UPI app.
Download and login: Launch your chosen UPI app (e.g., PhonePe, Paytm, Google Pay) and log in using your registered credentials. Locate help/settings: Navigate to the 'Help' section or settings menu within the app. Find 'Blocked UPI' option: Look for options related to 'Blocked UPI ID' or 'Reset UPI PIN.
How can I activate UPI without Internet banking? ›
How To Set Up Offline UPI Payments?
- Dial *99# using your phone's dialer to initiate offline UPI transactions.
- Select your preferred language from the list of 13 options.
- Enter your bank's IFSC code in the text field as requested.
- You will see a list of all accounts registered with your mobile number on the screen.
Unfortunately, no. The only way to set up a UPI ID without a debit card is to use your Aadhaar card. If you don't have either of them, you won't be able to set up your UPI ID.
How to activate Gpay without a debit card? ›
To verify your account, you need to add in your Aadhaar details: Enter the first six digits of your Aadhaar number and follow the on-screen instructions. Next, you'll need to create a UPI PIN. To create a UPI PIN, follow the on-screen instructions. If you have an existing UPI PIN: You'll be asked to enter it.
How can I activate UPI using Aadhaar OTP? ›
Steps to set up UPI PIN using an Aadhaar card
- Step 1: Choose your preferred UPI app. ...
- Step 2: Register your bank account and link it with your UPI app. ...
- Step 3: Obtain UPI service. ...
- Step 4: Create your new UPI PIN with your Aadhaar card. ...
- Step 5: Verify your identity. ...
- Step 6: Create your UPI PIN. ...
- Step 7: Start doing transactions.
How can I activate UPI without SMS
- use the UPI app's call option. Some UPI apps offer a call verification option as an alternative to SMS verification. ...
- verify through email. Certain UPI apps also provide the option to verify your account through email. ...
- visit the bank branch. ...
- contact customer support.
Yes, you can create a UPI ID without a bank account by using digital wallets that support UPI, such as Bajaj Pay. These wallets allow you to link your UPI ID to the wallet instead of a traditional bank account.
How to activate UPI? ›
Service Activation:
- Download the App for UPI.
- Do registration online on the App with a/c details.
- Create a virtual ID.
- Set MPIN.
- 5-7 minutes.
