How to Check for Synchrony Bank Credit Card Pre-Approval (2024)
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Regarding the Synchrony Premier World Mastercard®, it's positioned as a premium credit card offering a range of benefits, likely including cashback rewards, travel perks, and potentially an introductory APR for new cardholders. Mastercard's global acceptance, coupled with Synchrony's reputation in the financial industry, makes this card a compelling choice for those seeking robust rewards and benefits.
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Click Prequalify to find out if you qualify for credit. There is no impact to your credit bureau score. Get a decision in seconds. If you prequalify, then apply.
The Synchrony Premier World Mastercard®, which offers 2% cash back on every purchase to individuals with excellent credit (FICO scores of 720 or higher). The Synchrony Plus World Mastercard, which is designed for those with at least good credit (scores of 690 or higher) and earns 1% cash back on every purchase.
You may be able to fill out a simple form found on the card issuer's website. These forms will often ask you to provide basic personal information such as name, address and last four digits of your Social Security number. Once the information is entered, you may be shown credit cards offers from the issuer.
It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.
Yes, Synchrony Bank does a hard inquiry on your credit report whenever you apply for one of its credit cards. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time.
Not full service: Synchrony Bank doesn't offer a checking account. Not as generous: Other banks may offer more generous ATM reimbursem*nts than Synchrony, which reimburses customers $5 per month for out-of-network ATM charges. Online only: Synchrony is an online-only bank, so there are no in-person branch locations.
If you have more than one Synchrony credit card account, you will have the opportunity to include any or all of those accounts in this one-time registration. When you are done, click Continue. Create a user name and password. Create three security questions and answers.
No—they may involve a soft inquiry, which won't affect your credit score. If you are pre-approved for a specific card you will receive an offer. The offer itself doesn't generate a hard inquiry, so don't worry—just because you have the offer doesn't mean you've hurt your score.
It's important to understand that even if you've been pre-approved, you're not guaranteed to be approved once you complete an official application. For example, depending on whether the information in your credit report changed from the time you were pre-approved, you may be denied for a pre-approved offer.
As of Dec. 31, 2023, Synchrony Bank had $106.6 billion in assets. More about Synchrony: Synchrony Bank is owned by Synchrony Financial, a Stamford, Connecticut-based consumer financial services company. GE Capital Retail Bank took on the name Synchrony Bank in 2014.
Generally, a credit score of at least 600 is required to be considered for a Synchrony credit card or store card. However, certain cards may require a higher credit score, typically around 660 or higher.
Yes, it is hard to get the Synchrony Premier World Mastercard® because it requires excellent credit for approval. Unless your credit score is 750 and you have a lot of income, it will be difficult for you to get approved for the Synchrony Premier Card.
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