Debit Cards have, indeed, changed the way we transact today. It is impossible to leave behind the convenience and ease of transactions that Debit Cards provide. Debit Cards serve as virtual wallets that help us make payments without actually having to carry around physical cash. It becomes even more necessary to have such ease when you are travelling abroad. Worrying about currency exchanges and making payments should be the last thing on your mind. With yourDebit Card, you can experience a hassle-free journey.
Your Debit Card not only gives you instant access to your account in India but also, you can easily make payments in local currencies and forget the worries of currency conversions in foreign countries.
- Debit Cards and International Usage
Most banks and major financial institutions offer you the facility of using your Indian Debit Card in foreign countries as well. Depending on which bank you choose, your international usage of Debit Cards is subject to a nominal annual fee. You can choose one of the following options-
- Activate international facilities on your existing Debit Card
- Apply for specialised international Debit Cards.
You can link these cards with your existing bank account to ensure hassle-free transactions abroad. These cards can come in handy not only in foreign transactions but also when it comes to buying something from an international website, pay for an app, signing up for Netflix, etc.
- How to activate usage of International Debit Card
Activating your Debit Card for international usage is a very easy process. All you need to do is inform your bank about certain specifics, i.e. the currency, daily usage limit, time period etc. Once you have informed your bank, subject to sufficient funds available in your account, your bank will activate international usage on your card.
Here are a few steps to enable international usage on your HDFC Bank Debit Card-
- Log on to Net Banking with your credentials.
- Click on Cards tab and go to Debit Cards menu
- Click on Request
- Select 'Set International / Domestic Usage'
- Select the option 'Card to be enabled for International and Domestic Use'
If you wish to modify your daily international usage on Debit Card-
- Log on toNetBanking
- Click on Cards tab and go to Debit Cards menu
- Click on Request
- Select 'Modify International Limit'
- Set your daily international limit
At HDFC Bank, we provide a chip-based international Debit Card to our account holders holding a Salary Account, Savings Account, Current Account, and Super Saver account with the bank; you have access to this card. You can activate international usage by logging into their net banking website or by calling customer care. The joining and annual fees for HDFC Bank international Debit Cards vary depending on your account, Debit Card type, etc.
Readmoreabout the steps to follow to apply for a Debit Card.
Looking to apply for your own HDFC Bank Debit Card? New customers can get a new Debit Card through opening a new Savings Account while experiencing hassle-free banking with HDFC Bank. Existing HDFC Bank customers can get their Debit Card reissued within minutes here.
* Terms & conditions apply. Debit Card approvals are at sole discretion of HDFC Bank Ltd
FAQs
You need to login to the respective bank's internet banking portal. Once you log in, go to the section marked as 'Debit Card'. There will be instructions on how to generate an ATM PIN for your Debit Card. Generate an ATM PIN by following those instructions and your Debit Card will be activated online.
How do I activate my debit card online? ›
Activating ATM Card online
- Log in to the mobile banking app and click on the 'Home' button on the top left corner.
- Search for the Debit Card option.
- Select the 'Set / Reset PIN' option.
- Select your Debit Card and enter a new 4 digit PIN and re-enter the same. Type the M- PIN to authenticate the same.
Call the automated number on the card.
New debit cards often have a sticker on the front that gives you a number to call to activate the card. If your card doesn't have this, call the customer service number provided on the back of the card.
Do you need to activate your debit card to use it online? ›
You don't need to do anything to activate your debit card. You'll be able to use it to make online payments as soon as it arrives in the post.
What if my debit card is not activated? ›
Failing to activate your debit card will prevent you from using it for various transactions such as ATM withdrawals or making purchases that require debit card information. Additionally, an unactivated card can pose a security risk if it is lost or stolen.
What are the 3 ways to activate a new debit card? ›
Take your debit card to an ATM owned by your bank, insert it, and enter your PIN. Follow the instructions on the screen to activate your card. Go to your bank's website or app and find the “Activation” option. Give them the necessary information for activating your card.
How to know if a debit card is activated? ›
If it's your card then you should know whether or not you activated it. Debit cards are either already activated if the banking branch gives it to you or not activated if it is mailed. Non-activated debit cards will have a white sticker across the top with a number to call to activate the card.
How to activate a debit card over the phone? ›
Call the bank's card activation number that can likely be found on the activation sticker on the front of your debit card. Listen to the prompts on your call and go through them to activate your card. You can also talk to a customer service employee, at the bank or on the phone, if you need assistance.
Do I have to activate my debit card immediately? ›
Is it important to activate my debit card? Yes, activating your debit card as soon as you receive it in the mail is a necessary step for you to use your card, and an important step to help protect yourself from fraud.
How do I activate my Visa debit card? ›
How to activate your Visa Debit card
- Your bank's website: Sign in to your account and search for activate new card.
- Mobile app: Many banks allow you to activate your card in the mobile app.
- Phone: Typically, your new card will include a sticker with a toll-free number to use for activation.
In most cases, if you're making a purchase online, you don't have to enter the card's PIN. Instead, you enter the card number, expiration date, and the cardholder's name. In some cases, you may also be prompted to enter the billing address for the card and the three-digit security code on the back of the card.
How to check if a card is active? ›
Call customer service: You can call the phone number on the back of your credit card to reach customer service. You'll be able to check the status of your card and, if it is deactivated, you can ask about reactivation. Make a purchase: Another way to check if a card is active is to try and use it to make a purchase.
How can I check my PIN number? ›
How Do I Find My PIN Number? If you've forgotten your PIN number, consider contacting your bank. You'll likely have to verify your identity, but a customer service representative should be able to help you reset your PIN.
How do I make my debit card active? ›
You need to login to the respective bank's internet banking portal. Once you log in, go to the section marked as 'Debit Card'. There will be instructions on how to generate an ATM PIN for your Debit Card. Generate an ATM PIN by following those instructions and your Debit Card will be activated online.
What happens if your card is not activated? ›
What if you didn't activate your card as soon as you got it? If you don't activate a credit card within a certain timeframe and don't use it, your account may be closed automatically and be reported as 'closed by credit grantor', which could have a negative impact on your credit.
What is the time limit to activate a debit card? ›
There is no deadline for you to activate your ATM/debit card. What should I do if I suspect my ATM, debit and/or credit card(s) has been tampered with?
Can I activate my debit card on my phone? ›
If you use the mobile app, you can activate your debit card immediately after it arrives. Simply log in, go to Manage cards, and find the option for debit card activation. If you use online banking, you can activate your debit card immediately after it arrives.
Can I activate my Visa debit card online? ›
How to activate your Visa Debit card. Your bank's website: Sign in to your account and search for activate new card. Mobile app: Many banks allow you to activate your card in the mobile app. Phone: Typically, your new card will include a sticker with a toll-free number to use for activation.
How do I reactivate my debit card online? ›
How to Unblock an ATM Card Online?
- Log in to your online banking account using your credentials.
- Navigate to the card section and follow the instructions to unblock your ATM card.
- Provide necessary information to confirm your identity and resolve any issues related to the block.
