How to Accept Ecommerce Payments on Instagram (2024)

Are you ready to boost your small business e-commerce sales on Instagram and make the ordering and payment process a breeze for you and your customers? Say goodbye to managing a billion DM requests in your inbox and chasing down payments one-by-one. With easy-to-setup e-commerce software like FormPay, your followers can order online by themselves, making life simpler for you as a business owner. Whether you're selling homemade donuts, hand-poured candles, or online tarot readings, this guide gives you some options on how you can start earning money on Instagram with minimal fuss.

1.Instagram Shop

Instagram has e-commerce features built into the platform called Instagram Shop, which is great for businesses selling physical products. You may have seen the "Shop" button on some Instagram accounts. Using Instagram Shop allows your customers to buy from you without leaving the app. You can also use Instagram’s pay-in-chat and post tagging features for an even more seamless experience. For accepting orders and payments, you have two options: you can let your customers pay you with Instagram’s payment processing tools, or link a product to your externale-commerce websiteand accept orders and payments there.

Best for:Businesses selling physical products where most or all of customers are Instagram followers. Instagram payment processing is available to US-based merchants only.

How to set up Instagram Shop:

  1. Make sure that you meetInstagram’s Commerce Eligibility Requirements
  2. Sign up for an Instagram business account onMeta’s Commerce Managerand aFacebook and Instagram Shop.
  3. Upload your product information.
  4. Decide whether you want to accept payments using Checkout on Instagram or redirect customers to a product page on an external e-commerce website. If you want to do the latter, see section 2 below for instructions.
  5. Tag your products in your Instagram posts and stories to start selling.

2. External e-commerce websites onShopify,Wix, andWooCommerce

If you already have an e-commerce website onShopify, Wix or WooCommerce, you can link it to your Instagram page instead of setting up a new Instagram Shop. Some platforms offer the ability to sync your products with your Instagram account. When a follower wants to buy a product from you, they'll be directed to your e-commerce website to complete the purchase. By accepting all your online orders and payments in one place, you can streamline your order management and data analysis.

Best for:Businesses selling retail products with existing e-commerce websites on platforms like Shopify or Wix.

How to set up e-commerce on Instagram:

  1. Set up an e-commerce website with a platform such as Shopify, Wix,BigCartel,Squarespaceor WooCommerce.
  2. Follow the instructions on how to enable Instagram as a sales channel for your products.
  3. Tag your Instagram post or create a story on Instagrampromoting your productand include the link to your e-commerce website to start selling.

3. Payment links with Stripe, Paypal or Square

If you have a single product or want to allow your followers to send you any amount of money they choose (such as for a donation drive or auction bid), you can create payment links on Stripe, Paypal, Square,Venmoor similar services to accept credit card or peer-to-peer (P2P) payment transfers. Some services offer both credit card and P2P payment processing, while others only offer one option. Consider what payment methods your followers typically use and choose a service that caters to the majority. You can also use the payment links to send one-time payment requests to customers who are placing orders with you via DM.

Best for:Businesses selling a single product or want to allow their followers to send a custom amount of money like in the case of donations or auction bid payment.

How to set up payment links on Instagram:

  1. Determine which payment link makes the most sense for your audience.
  2. Create apayment link on Stripe, Paypal, Square, Venmo or other payment processing or P2P payment platform.
  3. Add the payment link to your Instagram bio and stories, or send it to customers ordering via Instagram DMs.
  4. If you want to offer all the payment options to your customers, you can use a service like Linktree to build a list of all your payment options available.

4. SimpleFormPayorder form

If you are looking for a way to start selling on Instagram quickly without the need for a complex e-commerce website and want something more sophisticated thanGoogle FormsandGoogle Form add-ons, then FormPay could be your best bet. FormPay is a user-friendly and customizableorder formwith anorder management system, specifically designed for small businesses wanting to get started with e-commerce. It's perfect for selling food, art, services, digital products, or even taking commission-based work. With the option to take cash or credit card payments, FormPay is easy to set up and use, regardless of your tech skills. Plus, it can be integrated on Instagram or any other sales channel.

Best for:Independent businesses selling any type of product or service, includingfood delivery, that want to get selling online quickly on Instagram and other sales channels, but looking for more customization options than Instagram Shop and payment links.

How to set up FormPay for Instagram:

  1. Sign up forFormPayand we’ll get you set up.
  2. Add your FormPay link to your Instagram bio.
  3. Include your FormPay link on your Instagram stories and posts.
  4. Send your FormPay link to customers interacting with you on Instagram DMs.

These are just a few options for accepting payments on Instagram. By using one of these services, you can make it easy for your customers to purchase your products or services and checkout right from the Instagram app.

How to Accept Ecommerce Payments on Instagram (1)

Melody Ma • Founder, FormPay

Melody is the founder of FormPay the simplest e-commerce solution for independent businesses.

How to Accept Ecommerce Payments on Instagram (2024)

FAQs

How to Accept Ecommerce Payments on Instagram? ›

For accepting orders and payments, you have two options: you can let your customers pay you with Instagram's payment processing tools, or link a product to your external e-commerce website and accept orders and payments there.

How to accept payments on Instagram shop? ›

To set up payment links for Instagram sales, businesses can use third-party platforms such as Brain Pod AI, which provide tools for creating and managing payment links. Once a payment link is created, it can be shared with followers or posted in a business's Instagram story.

How to receive payments in Instagram? ›

You have three options:
  1. Sign into your bank: Securely sign in to your online bank.
  2. Manually link bank account: Enter your bank account information to link to your payout method.
  3. Link your PayPal account: Log into PayPal to receive money there.

How do I get ecommerce on Instagram? ›

Fill in your shop details in Commerce Manager.

Next, choose your sales channels by selecting whether to have your shop on Instagram, Facebook or both. Add products to your shop by connecting your existing product catalogue or by creating a new one. Finally, review your shop, then submit it to Instagram for review!

Why won t Instagram accept my payment method? ›

Make sure that the credit card or payment method you're using has accurate and up-to-date information, including the card number, expiration date, security code, and billing address. Even a small error in these details can cause payment failures. Tech Support Specialist: Renz O. Tech Support Specialist: Renz O.

How can I make Instagram to Pay me? ›

10 ways to make money on Instagram
  1. Partner with a brand for sponsored posts.
  2. Get paid by Instagram as a Creator.
  3. Open an Instagram Shop.
  4. Become an affiliate.
  5. Drive traffic to your website.
  6. Offer Instagram marketing services.
  7. Sell photos, illustrations or digital files.
  8. Offer exclusive content.

How do I accept shop Pay? ›

Android
  1. From the Shopify app, tap the … ...
  2. In the Store settings section, tap Payments.
  3. In the Third-party payment providers section, click Manage.
  4. In the Shop Pay section, check Enable Shop Pay.
  5. Click Save.
  6. In the Shop Pay section, click Complete set up.

How do I add a payment method in Instagram? ›

Select Business tools and controls or Creator tools and controls depending on your profile type. Tap Ad payments. Tap Payment methods. From here, you can select an existing payment method or add another payment method, like PayPal, a credit or debit card, or local manual payment methods.

How do I make a payment link on Instagram? ›

Click on 'Pay-ins' and then on 'payment links' to go to the payment links page. Click the 'Create a Payment Link' button at the top right on the' Payment links' page. This will take you to the 'Create Payment Link' page. Now, it's time to customise your payment link.

Can someone pay you on Instagram? ›

In order to receive payouts of your earnings, you must: Meet our Partner Monetization Policies and Content Monetization Policies. Set up a payout account. Without a payout account, you can earn up to $500 per monetization tool, with a maximum of $1,500 across 3 tools.

How do I get my Instagram account approved for shopping? ›

Your shop must contain product listings that are available for direct purchase from your business's website, and you must represent the store or website associated with the domain provided. Check to see if you are in a supported market. Confirm that your Instagram profile is a business or creator account.

How does Instagram ecommerce work? ›

Instagram ecommerce means using Instagram to promote, advertise, and sell goods. Ecommerce businesses can exist exclusively on Instagram or sell products from a separate website too. Brands must have a business account to be able to create an Instagram Shop and showcase a catalog of products.

What is the best ecommerce platform for Instagram? ›

Shopify: Shopify is a leading ecommerce platform that offers seamless integration with Instagram. It provides a range of features, including easy customization, reliable payment gateways, and robust inventory management.

How do I accept online payments on Instagram? ›

If you're eligible to use this feature, go to your professional dashboard and tap on the “Get paid in chat” button. Then tap on “Get started” to set up payments for your Instagram chat. Tap on “Next” and start adding details about your business. You'd need to choose your country, business type, and merchant category.

How do I receive payment from Instagram? ›

Sign into your bank: Securely sign in to your online bank. Manually link bank account: Enter your bank account information to link to your payout method. Link your PayPal account: Log into PayPal to receive money there.

How do you get paid from Instagram shop? ›

Money from items you've sold through Instagram Direct will typically be available in your bank account 3-5 days after the item has been marked as sent. Bank transfer timelines are dependent on your bank, Meta's payment partner, and Automated Clearing House (ACH).

How do I accept subscriptions on Instagram? ›

Enable Instagram Subscriptions
  1. In the Instagram app, go to your profile and tap Professional dashboard. Note: You can also set up Subscriptions in your settings.
  2. Tap Set up subscriptions.
  3. Tap Next.
  4. Agree to the terms, then tap Next.
  5. Select your monthly price, then tap Next.
  6. Tap Publish, then tap Create.

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