How I Get My Free Credit Report, Score, Protection and Monitoring (2024)

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Hello everyone! Today I’m excited to share with you how I get my free credit report, free credit score, credit rating, free credit protection and free credit monitoring online all from one great credit reporting service called Credit Sesame!

I know a lot of people pay to get their credit report and credit score. I’ll show you how to save money by getting your credit report and credit score completely free anytime you want using Credit Sesame.

Bonus Read: The Complete Guide to Building Credit!

I also know some people pay for credit monitoring and credit protection services. It’s a good idea if you do as most major credit protection companies like LifeLock, Identity Guard,myFICO, and IdentityForce. They’ll monitor all your financial accounts, loans, and credit card activity twenty-four-seven.

They’ll alert you immediately of any possible data breach or identity threat. They give you access to all your credit reports and credit scores from the three major credit reporting services. They’ll also provide you with guaranteed insurance of up to one million dollars if your identity is stolen to repair and fix credit, any identity issues, and pay for any legal fees.

→ Read Article: Top Three Identity Theft Prevention and Credit Protection Services

Even though it’s smart to pay for premium identity theft prevention and credit protection services. I understand that not everyone can afford to or wants to pay a company to monitor and protect your credit.

Although, everyone should have some type of protection and credit monitoring! So I’m going to show how you can get free credit monitoring and credit protectionfrom Credit Sesame.

How I Get My Free Credit Report, Score, Protection and Monitoring (1)

How I Get My Free Credit Report, Score, Protection and Monitoring!

I’ll explain exactly how I get my free credit report, score, protection and monitoring using Credit Sesame. This is an amazing free credit service that gives you access to many free credit tools – like free credit monitoring, free credit reports, and free credit scores anytime.

I use Credit Sesame all the time, but I’m also signed up for LifeLock’s services. This way I’m able to compare my credit reports on both and make sure there are no errors with my credit. Both services alert me of any changes to my credit or any suspicious credit activity.

Although Credit Sesame is free for anyone to use, LifeLock is a premium membership service that I pay for. Since LifeLock is a premium membership identity protection and monitoring service, I do get more protection and many other additional benefits than I get with Credit Sesame, the free credit and monitoring service.

Review Your Free Credit Report

Sign up for Credit Sesame now before reading any further and quickly review your free detailed credit report. It’s completely free and it only takes a minute to sign up, so you have nothing to lose!

Now that you have signed up for Credit Sesame, view your free credit report and score. Check and review your credit report and credit score. Make sure there are no errors or unusual activity listed in your report. Also look for any suspicious credit cards, loans, and/or other financial accounts listed in your credit report that you didn’t sign up for or open.

Credit Sesame will also give you recommendations on how to improve your credit score and access to many other free credit resources.

If you want premium credit protection, credit monitoring and check your credit report from all three of the major credit reporting services – you can try LifeLock free by signing up for their free trial.

How I Get My Free Credit Report

How I Get My Free Credit Report, Score, Protection and Monitoring (2)

What I love about Credit Sesame is all the amazing free services and tools they offer. Here’s a few of the awesome (free) perks Credit Sesame gives you:

  • Get Your Free Credit Score Anytime
  • Access Your Credit Report Free Anytime
  • Free Credit Monitoring
  • Free Identity Theft Protection
  • Free Personalized Alerts of Your Credit and Finances
  • Free Financial Advice and Recommendations
  • Manage All Your Loans and Credit in One Place Free
  • Track and View Your Finances Overtime Free
  • See Loans and Credit Options Available to You
  • 100% Safe and Secure Website
  • Access Credit Sesame Anywhere, From Your Desktop or from their Android and Apple App.

How I Get My Free Credit Report, Score, Protection and Monitoring (3)

I’m able to always view and monitor my credit report directly from my Credit Sesame Account. What’s even better about viewing your free credit report on Credit Sesame is they give you a much more detailed (action packed) and organized credit report.

They called it your “Free Credit Report Card,” because it has more bells and whistles than a regular boring credit report.

Credit Sesame’s Free Credit Report Card Features

Free Credit and Loan Analysis – View all of your credit information. Credit Sesame gets all your credit and loan information from TransUnion, which is one of the major credit bureaus. Using this information, you’re able to track and manage all your loans, debts, credit accounts, and other important financial information in your report.

Free Credit Monitoring – After I signed up for Credit Sesame’s free membership, I really liked how they sent me monthly update of my credit score and credit monitoring.

Save Money – Credit Sesame has their own patented analytic engine, which analysis’s all of my credit and debt on a daily basis. It then shows me where I can save money on things like mortgages, loans, credit cards, student loans, and many other things.

Credit Card and Loan Offers – Credit Sesame makes recommendations on what credit cards or Loans are best for me personally and ones that I’ll most likely be approved for.

Connect with Others – Credit Sesame has a large community for its member’s to help and interact with one another.

There are many other great free features and credit tools available to you on Credit Sesame. Learn more or sign up for this great free service at the Credit Sesame website!

[otw_shortcode_button href=”http://oddballwealth.com/creditsesame” size=”large” icon_type=”general foundicon-lock” icon_position=”left” shape=”square”]Get Identity Protection and Your Credit Report FREE Now![/otw_shortcode_button]

Other Products & Services That You Can Benefit From

PERSONAL CAPITAL – Want a tool that will allow you to view all your investments and wealth? Check out Personal Capital! It’s FREE! It’s a free service that’s available to you and allows you to sync all your financial accounts to one place. It also gives you a full picture of your entire financial situation and lets you see what your net worth is at any time. But wait, it gets better! Personal Capital takes it a step further and lets you create budgets, reminds you of any future bills, has a built in 401(k) analyzer, shows the best asset location personalized for you, and much more!

Related Article:Personal Capital Review

BETTERMENT – Want to begin investing, but don’t want to take the time to learn how or the time to manage your investments? Then Betterment is for you! Betterment is an automated investment service and adviser, that does the work for you, without the high fees. The service picks investments for you based from your personal needs and goals, and completely manages your account for you. It also automatically rebalances your portfolio for you over time and as you age. Open a Betterment account today! There’s no minimum account balance requirements!

Related Post:Betterment Review

BLUEHOST – Want to start your own blog and make money from it? You can view my article by clicking this link calledHow to Start a Blog in less than 20 Minutes. This guide will show you step-by-step how to set-up a WordPress blog, get website hosting, and a FREE domain!

Related Article:How to Start a Blog Business in Your Underwear

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How I Get My Free Credit Report, Score, Protection and Monitoring (2024)

FAQs

How I Get My Free Credit Report, Score, Protection and Monitoring? ›

You can get a free credit report from each of the three major credit bureaus once every week. You can request your free credit reports through AnnualCreditReport.com or call 1-877-322-8228. Regularly checking your reports can help protect against identity theft or credit reporting errors.

How do I get my free credit report? ›

How to get a copy of your credit report
  1. Online by visiting AnnualCreditReport.com.
  2. By calling 1-877-322-8228 (TTY: 1-800-821-7232)
  3. By filling out the Annual Credit Report request form and mailing it to: Annual Credit Report Request Service. PO Box 105281. Atlanta, GA 30348-5281.
Jun 11, 2024

How do I get free access to my credit score? ›

You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion) by visiting AnnualCreditReport.com.

How can individuals access their credit report and score responses? ›

A: You can get one free credit report every twelve months from each of the nationwide credit bureaus—Equifax, Experian, and TransUnion—by visiting www.annualcreditreport.com or calling (877) 322-8228.

Is my free credit score legit? ›

AnnualCreditReport.com is the only website sanctioned by the federal government to provide a free credit report. However, this doesn't stop scammers from creating fake websites that look like real sites to scam unsuspecting victims.

Where is the safest place to get your free credit report? ›

Avoid Other Sites Offering Free Credit Reports

You might see companies and sites offering free credit reports, but there's only one authorized place to get the free annual credit reports you're entitled to by law: AnnualCreditReport.com.

What is the best site to get all 3 credit reports free? ›

AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide them.

How do I get my true FICO Score for free? ›

Step 1 – Check with your bank or credit union

If your bank or credit union partners with FICO, log in to your account online. You will likely be provided with a free FICO Score.

Why can't I see my credit score for free? ›

Credit reports and scores are so closely related, you might think that where you find one, you'll find the other. But that isn't always the case: You won't find a credit score on your free annual credit reports. If you pulled your reports looking for a score but don't see one, you're still on the right track.

What is the best free credit score app? ›

10 Best Credit Score Monitoring Apps of 2023
  1. Credit Karma. Based on data acquired from your TransUnion and Equifax credit reports, Credit Karma offers free updates on your credit score. ...
  2. Mint. ...
  3. Aura. ...
  4. CreditWise. ...
  5. Credit Sesame. ...
  6. myFICO. ...
  7. IdentityForce. ...
  8. Experian.

How do I monitor my personal credit score? ›

Credit Monitor lets you see your credit score and report for free, and gives you personalised tips on how to improve it. If you are thinking of applying for a credit card, Credit Monitor will show you credit cards that you are likely to be accepted for.

How do I fetch my credit report? ›

To check your credit score with Aadhaar number, visit cibil's website, click on the credit score check tool, enter the required details, including your Aadhaar number and click on submit to get your cibil score report.

What is the best site to check your credit score? ›

You can start by going to the three major credit bureaus, Equifax, Experian, and TransUnion first by logging on to AnnualCreditReport.com to check your report for free. Each agency gives you access to your report once every 12 months.

Is there a safe way to check your credit score for free? ›

You can request annual credit reports for free from each of the 3 major reporting agencies—Experian, Equifax® and TransUnion®online via www.annualcreditreport.com or by calling 1-877-322-8228.

Which credit report is most accurate? ›

Simply put, there is no “more accurate” score when it comes down to receiving your score from the major credit bureaus.

Does requesting a free credit report hurt my credit? ›

Checking your own credit report is not an inquiry about new credit, so it has no effect on your score. In fact, reviewing your credit report regularly can help you make sure the information the credit reporting companies share with lenders is accurate and up-to-date.

Is AnnualCreditReport.com a legitimate site? ›

AnnualCreditReport.com is the official site to get your free annual credit reports. This right is guaranteed by Federal law. You can verify this is the official site by visiting the CFPB's website. Don't be fooled by look-alike sites.

How do I get my Experian credit report for free? ›

You can access your free Experian credit report at any time by signing up for a free Experian account. You can request annual credit reports for free from each of the 3 major reporting agencies—Experian, Equifax® and TransUnion®—online via www.annualcreditreport.com or by calling 1-877-322-8228.

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