The Visarental car insurancebenefit covers theft and physical damage to the rented vehicle due to collision, weather events, vandalism, and accidental fire. Towing charges, loss-of-use, and administrative fees are also covered by Visa. Cardholders are covered up to the actual cash value of the vehicle. To be eligible for this benefit, you’ll need to pay for your rental using an eligible Visa credit card.
Here’s how the Visa rental car insurance works:
- Coverage details:This benefit applies to rentals of up to 15 days within your country of residence or up to 31 days when renting vehicles in another country.
- Eligibility requirements:To be eligible for the Visa rental car insurance benefit, the rental must be in your name. You also have to decline any extra insurance offered by the rental agency, and pay for the entire rental with your Visa credit card.
- What is covered:Damaged or stolen rental vehicle due to collision, weather events, vandalism, and accidental fire, up to the cash value of the car. Towing charges, loss-of-use, and administrative fees are also covered by Visa.
- What is not covered:Trucks, antique cars, limousines, exotic or expensive vehicles, motorcycles, bikes, campers, golf carts, and vans that seat more than 9 people are not covered.
You can submit a Visa rental car insurance claim eitheronlineor by calling the Benefit Administrator at(800) 348-8472. It’s important to note that not all Visa credit cards offer rental car insurance. It usually depends on the card issuer what type of benefits you will get. It also makes a difference whether your card is a standard Visa, Visa Signature, or Visa Infinite. For more details about this benefit, make sure to review the benefits guide that came with your Visa card.
This answer was last updated on 04/06/23 and it was first published on 05/13/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
