How can I use a balance with PayPal? (2024)

FAQs

How can I pay using PayPal balance? ›

You can keep and use a balance with PayPal if you have a PayPal Balance account. You can use your balance to send money to family and friends or to shop online. To view your available balance, go to your Dashboard page. To view your available balance on the app, tap PayPal balance.

Sometimes this is due to your physical location/region or the PayPal account needing extra verification. We are based in the United States. If you are having trouble with this, please contact us. You can also open up a ticket with PayPal to inquire why you can't use your balance.

At checkout, simply select PayPal Credit as your payment method, and complete your purchase. You can use PayPal Credit at millions of stores online where PayPal is accepted.

You can withdraw up to $400.00 USD from your PayPal Balance account from an ATM each day using the PayPal Debit Card. You can also withdraw funds from a bank teller at a participating bank branch or other financial institution.

There may be a limitation on your PayPal account that prevents the transfer. Remove the limitation to restore your full account functionality. Your debit card or bank account may not be eligible to process the instant transfer. Select a different bank or card that supports instant transfer from PayPal.

You can send money directly from a credit card, or a debit card. Your PayPal account balance is the first payment method that we use when you make a payment. Your payment occurs immediately.

Account limitations prevent you from completing certain actions with your account, such as withdrawing, sending, or receiving money. These limitations may be implemented when we see activity that seems unusual or suspicious. This is intended to help protect both buyers and sellers.

You can pay in person with PayPal by scanning a QR code. Just point your phone's camera at the code to get started. However, before PayPal works in stores, you have to set up a payment method. If you have a balance in your account, it will be used first.

How to spend PayPal money? ›

Do I need a balance in my account to use it? You do not need to have any balance in your account to use PayPal. Similar to a physical wallet, when you are making a purchase, you can choose to pay for your items with any of the credit cards that are attached to your account. There is no need to pre-fund your account.

To use a balance as a payment method, you need to have a PayPal Balance account. You'll be able to get a PayPal Balance account when someone sends you money. Once you click Accept the Money, you'll see two options: Transfer it to your bank and Keep it in PayPal.

To withdraw money from your PayPal account: Go to Wallet. Click Transfer Money. Click Transfer to your bank.

Currently, your PayPal Credit limit cannot be used to send money to friends and family or to deposit funds into your bank account. 6. Can I get cash with my credit account? Currently, your PayPal Credit limit cannot be used for a cash advance.

You can pay in person with PayPal by scanning a QR code. Just point your phone's camera at the code to get started. However, before PayPal works in stores, you have to set up a payment method. If you have a balance in your account, it will be used first.

Yes, PayPal Credit can be used to send money to friends. However, this feature is subject to extra fees.

If you don't have enough money in your balance, we'll try to take the money from your bank account. If you haven't added a bank account to your PayPal account, we'll try to take the money from a linked card instead.