How Can I Tell If My Online Transaction Is Secure? | SafeWise (2024)

FAQs

How Can I Tell If My Online Transaction Is Secure? | SafeWise? ›

Look for HTTPS and a padlock icon in the URL to ensure a secure connection. This will help protect your personal information from potential threats. These symbols indicate the use of encryption protocols like SSL (Secure Sockets Layer) and TLS (Transport Layer Security), providing higher online security.

Look for HTTPS and a padlock icon in the URL to ensure a secure connection. This will help protect your personal information from potential threats. These symbols indicate the use of encryption protocols like SSL (Secure Sockets Layer) and TLS (Transport Layer Security), providing higher online security.

Look for the Padlock

When using a reliable search engine, you can check whether a website is secure by clicking the padlock on the left-hand side of the URL bar which brings up information about the security certificate of the website. If you see a closed padlock, it means the website is safe to use.

Require Card Verification Value (CVV)

For online transactions, Card Verification Value (CVV) is a security feature that merchants can use to help verify the identity of a cardholder when they, and their card, are not physically present during the transaction.

We have introduced new ways to confirm it's you, such as using an app or using a password for online purchases along with a one-time passcode. When you're shopping online after you've entered in your card details to pay, a Visa screen may appear and ask you to confirm your transaction.

A customer can use biometrics, tokens, OTP or phone based (FIDO) authentication to verify transactions.

Look for an SSL certificate

Checking to see if a website has an SSL is simple: look at the address bar when you visit a site. You should see: “https://” at the beginning of the URL. The “s” at the end of the http means “secure.”

Banks can only locate the merchant of the last transactions, not the card itself. Debit and credit cards don't have built-in tracking technology. In cases of lost or stolen debit cards, getting a new card is often a safer choice since the card's information may have become compromised.

What 2 things can you check to make sure that a website is secure? ›

A secure website's URL should begin with “https” rather than “http”. The “s” at the end of “http” stands for secure and is using an SSL (Secure Sockets Layer) connection. Your information will be encrypted before being sent to a server. Be sure to click on the “lock” icon to verify that a website is trustworthy.

Look out for a trust seal such as Norton, RapidSSL,TRUSTe, GeoTrust, digicert, GoDaddy, Paypal or McAfee. You'll sometimes see details about the site's certification to prove it's legit.

The padlock symbol on a web browser simply means that the data being sent between the web server and the user's computer is encrypted and cannot be read by others.

Check if the store has detailed info about privacy, disputes, and contact details like a physical address and phone number published on their website. Legitimate companies will usually have it. Check prior customer reviews and the store's social media profile.

Set up and secure a mobile payment system

Strong authentication methods such as two-factor authentication and biometrics come into play during this step. Organizations must have secure network connections between their storefronts and their payment providers to protect against data breaches and other cyberattacks.

Look for an SSL certificate

Checking to see if a website has an SSL is simple: look at the address bar when you visit a site. You should see: “https://” at the beginning of the URL. The “s” at the end of the http means “secure.”

Look for the “lock” icon on the browser's status bar and be sure “https” appears in the website's address bar before making an online purchase. The “s” stands for “secure” and indicates that the communication with the webpage is encrypted. Also look for a broken key symbol indicating a non-secure connection.