The American Express card with the highest limit is The Platinum Card® from American Express because its purchasing power depends on the cardholders’ credit worthiness and ability to pay. So, cardholders with high income, low debt and good credit history could get a high spending power.
Instead of a traditional credit limit, the American Express Platinum card has a no preset spending limit, which means the amount a cardholder can spend changes over time.
Other high limit American Express cards with no preset spending limit:
Also known as the American Express Black Card, the Centurion® Card from American Express is an exclusive, invitation-only card that actually offers the potential for limits higher than the American Express Platinum card, but only for the select few who can meet the card’s strict income and spending requirements.
American Express does not disclose minimum credit limits for its credit cards. However, customers with traditional American Express cards have reported in public forums that they’ve received pretty high credit limits. In general, the better your credit and the higher your income, the higher your American Express credit limit will be. Yet even if you start with a low limit, you can generally request a credit limit increase, usually after at least six consecutive months of timely payments.
This answer was last updated on 01/16/24 and it was first published on 06/07/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
