HELPS is HERE Nonprofit Law Firm (2024)

Do you have debt you can't afford to pay?

Are You Receiving Social Security, Pension or Disability Income?

WE CAN HELP.


HELPS is a nonprofit law firm and 501(c)(3) charitable organization. We serve senior citizens and disabled persons struggling with debt.


Call HELPS now to learn how your retirement income is protected by law and how we can help.

Thank you for your information.

Need immediate help? Call 855-435-7787 to speak to a HELPS representative.

Learn More About The Cost of Ongoing Protection From Debt Collector Harassment.

1

We Never Turn Any Senior Citizen AWAY for inabiLity to pay.

HELPS is a 501(c)(3)charitable organization. We are classified as as a charity by the IRS. Around one third of our clients receive our services for free. Our suggested fees are based on our client's ability to pay. We are largely supported by our client's small monthly payments. No contracts are signed. HELPS may be terminated at any time.

2

Household Income Under $800 a month.

Entirely free. If a client is able and desires to make a payment, he or she may make a 5 to 10 dollar monthly payment. Any contributed amount is optional.

3

Household Income $800-999 a month.

  • The first 30 days are free.
  • Suggested $20 a month for 24 months.
  • $10 per month thereafter
  • After four years, our services are entirely free. This means after four years, a person may remain our client as long as desired, but we do not charge any fees.

4

Household Income $1000-1250 a month.

  • The first 30 days are free.
  • Suggested $30 a month for 24 months.
  • $15 a month thereafter.
  • After four years, our services are entirely free. This means after four years, a person may remain our client as long as desired, but we do not charge any fees.

5

Household Income over $1250 a month.

  • The first 30 days are free.
  • Suggested $40 a month for 24 months.
  • $20 per month thereafter
  • After four years, our services are entirely free. This means after four years, a person may remain our client as long as desired, but we do not charge any fees.
HELPS is HERE Nonprofit Law Firm (2024)

FAQs

Is Helps a legitimate organization for seniors? ›

We Never Turn Any Senior Citizen AWAY for inabiLity to pay.

We are classified as as a charity by the IRS. Around one third of our clients receive our services for free. Our suggested fees are based on our client's ability to pay. We are largely supported by our client's small monthly payments.

What is the National Center on Philanthropy and the Law Fellowship in Nonprofit Law? ›

Fellowships are awarded to recent graduates of an accredited U.S. law school to spend a year in residence at a nonprofit organization. Fellows are selected for their scholarship, leadership, and commitment to practicing in the field of nonprofit law.

Why should seniors not worry about old debts? ›

There are state laws that protect IRA benefits and independent retirement accounts. So, seniors' income is protected by various laws, and if they don't pay their debt, or if they're unable to pay their debt, even if they're sued, it can't be garnished or taken from them.

What is an organization that specifically works with senior citizens? ›

AARP (the American Association of Retired Persons) empowers Americans over age fifty to live their best retirement. The nonprofit offers a paid membership in exchange for membership benefits ranging from exclusive senior discounts, health care options, insurance products and educational programs, just to name a few.

How does GuideStar help nonprofits? ›

Highlights your programs and community impact

GuideStar allows nonprofits to further explain their organization, its programs, and the impact they have had on their community. Nonprofits can choose which programs they want to highlight and share successes they have had with beneficiaries and donors.

What are the four major functions that nonprofits perform in relation to government? ›

Frumkin crosses two common social science distinctions—demand side versus supply side and instrumental versus expressive—to construct a box with four basic functions of nonprofit work: service delivery (demand/instrumental), civic and political engagement (demand/expressive), social entrepreneurship (supply/ ...

What is a nonprofit fellowship? ›

Fellowships are often funded by foundations, private donors, or organizations and are designed to provide support to future leadership and mentorship to help you launch your career.

Can senior citizens stop paying credit card debt? ›

Debt Collection Protections for Seniors

Debt collectors can't garnish income from retirement accounts, Social Security, VA, or other government benefits. They also can't garnish spousal Social Security, or other income your spouse gets from retirement accounts or government benefits.

What does help the aged do? ›

It raises awareness of issues affecting older people in the UK and overseas, researches and campaigns for changes in policy and practice, and offers practical support to disadvantaged older people. It is funded by individuals, companies and trusts.

Is senior benefits a legitimate company? ›

Is North American Senior Benefits legitimate? Yes. North American Senior Benefits is a legitimate company that specializes in providing life insurance to seniors, baby boomers and anyone over the age of 50.

Is there a senior organization like the AARP? ›

AMAC is a membership organization for people age 50 and over. The group calls itself "the conservative alternative to the AARP." It is one of several organizations to position itself as a conservative rival to the AARP; others include the American Seniors Association and 60 Plus Association.

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