Health Insurance for the Schengen Visa (2024)

FAQs

Do I need health insurance for a Schengen visa? ›

Travel insurance is a requirement for the Schengen visa application process. You need at least €30,000 (US$32,800) in coverage in case you need medical attention during your stay in Europe, and you have to purchase coverage and obtain a certificate showing insurance to include with your visa application.

AXA Multi-Trip

It meets all the Schengen Visa requirements. This annual travel insurance is ideal for those who often travel to Europe as well as multiple-entry Schengen visa holders.

May 24, 2023, at 4:42 p.m. Can Health Insurance Cover Trips Abroad? Be prepared for unforeseen healthcare expenses when traveling abroad. U.S. health insurance plans typically do not cover regular and routine medical care required overseas.

Do Americans need health insurance in Europe? While not required to enter Europe, a travel insurance policy with emergency medical coverage is a good idea when traveling to Europe, said Baykal of World Nomads.

While travel insurance for Europe isn't a legal requirement, it's still a good idea.

Allianz Global Assistance: Known for comprehensive coverage and excellent customer service. AXA Schengen: Offers tailored plans specifically designed for Schengen visa requirements. Europ Assistance: Provides extensive medical coverage and additional travel benefits.

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

Special care if you become ill or injured while traveling

Contact the nearest U.S. Embassy or Consulate for a list of local healthcare providers and medical facilities. If your illness is serious, consular officers can help you find medical assistance. If you want, they can inform your family and friends.

Can I use my United Healthcare in another country? ›

In general, United States health insurance plans don't carry over to other countries. Once you leave the United States, you'll need additional protection so you can get medical care if needed while you're abroad. The best way to do that is to get a travel health insurance plan.

If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage.

Travel insurance isn't required to visit Europe if you're an American citizen. However, some travelers are required to obtain a Schengen visa and medical travel insurance if they plan to visit any countries that are part of the Schengen Agreement, or stay in the area for more than 90 days.

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

There is no specific minimum coverage requirement mandated by the US government for B1 or B2 visa medical insurance. However, a good practice is to have coverage with at least $50k to $100k in medical expenses coverage.

Understand what medical services your health insurance will cover overseas before traveling. Carry your insurance card and a claim form if your policy covers you outside the United States. Medicare does not cover medical care when you travel the United States. Visit Medicare.gov for more information.