Guides: Debt Collection: <i class="sll-fa-guide-nav fas fa-check" aria-hidden="true"></i> Know Your Rights (2024)

The federal Fair Debt Collection Practices Act (FDCPA) gives you many rights when dealing with third-party debt collectors. This page will explain these rights and tell you how to use them.

Note: Because the federal FDCPA only applies to third-party debt collectors and not original creditors, you do not have these same rights when dealing with the original person or business to whom you owe money.

Your Right to Request to Cease Contact

Under the FDCPA, you can inform the third-party debt collector that you want them to stop contacting you. The law requires them to cease contact unless they are letting you know that they are going to stop attempts to collect the debt or that they are taking specific legal actions against you, like filing a lawsuit.

  • Solve your money troubles : strategies to get out of debt and stay that way

    Page 134 of this excellent book about managing debt and financial problems has a sample letter requesting that a debt collector cease contact. Note that you will need to register for a free library account in order to access it.

Your Right to a Validation of the Debt

If a third-party debt collector contacts you and you're not sure that you actually owe the debt or think that the debt collector is mistaken about some part of it, you can ask for a validation of the debt. The debt collectormust inform you of this rightand you must make the request within 30 days of the first contact.

After receiving your request, the debt collector must provide you with information about the debt, including the amount owed and to whom it was owed. Collection activities must stop until they provide this information.

  • Section 1692g in Title 15 of the U.S. Code

    This section of the Fair Debt Collection Practices Act discusses a consumer's right to have the debt collector validate a debt for accurracy. Collection efforts must cease while it's being investigated.

  • Sample Letter: I Do Not Think I Owe This Debt [DOC]

    This sample letter from the Consumer Financial Protection Bureau can help you request more information about a debt that a third-party debt collector has contacted you about. Note that clicking on the link above will download a Microsoft Word document file.

  • Solve your money troubles : strategies to get out of debt and stay that way

    Page 132 of this excellent book about managing debt and financial problems has a sample letter requesting validation of a debt. Note that you will need to register for a free library account in order to access it.

What Can I do About Debt Collectors Who Break These Laws?

If a debt collector violates one of the laws listed above, there are a few things you can do. Federal law allows you to sue the debt collector.You can also file complaints with the Federal Trade Commission.

Guides: Debt Collection: <i class="sll-fa-guide-nav fas fa-check" aria-hidden="true"></i> Know Your Rights (2024)

FAQs

What is a fa user? ›

fa-user: Font Awesome Icons.

Why does Font Awesome use an I tag? ›

Font Awesome is designed to be used with inline elements (we like the <i> tag for brevity, but using a <span> is more semantically correct). icon If you change the font-size of the icon's container, the icon gets bigger. Same things goes for color, drop shadow, and anything else that gets inherited using CSS.

How to increase the size of fa fa icon? ›

To increase icon sizes relative to their container, use the fa-lg (33% increase), fa-2x, fa-3x, fa-4x, or fa-5x classes. font-awesome icons are texts. So use font-size to increase the size of font-awesome icons.

Do Font Awesome icons make the same width? ›

If you prefer to work with icons that have a consistent width, adding fa-fw will render each icon using the same width.

What is FA tool? ›

Formative Assessment(FA) Tools Uses in It Four types of tools used to assess the students progress in the classroom situation. The tools used in FA and awarding marks to each tool as follows. S No. Type of assessment. Max Marks.

How to use user icon in HTML? ›

To insert an icon, add the name of the icon class to any inline HTML element. The <i> and <span> elements are widely used to add icons. All the icons in the icon libraries below, are scalable vector icons that can be customized with CSS (size, color, shadow, etc.)

Why do people use Font Awesome? ›

Font Awesome gives you scalable vector icons that can instantly be customized — size, color, drop shadow, and anything that can be done with the power of CSS.

What is the text inside the I tag? ›

Definition and Usage

The content inside is typically displayed in italic. The <i> tag is often used to indicate a technical term, a phrase from another language, a thought, a ship name, etc.

Why do we use I tag? ›

The <i> tag in HTML is used to display the content in italic style. This tag is generally used to display the technical term, phrase, the important word in a different language. The <i> tag is a container tag that contains the opening tag, content & closing tag.

What is fortawesome? ›

Font Awesome is the Internet's icon library and toolkit, used by millions of designers, developers, and content creators.

What command makes icons bigger? ›

To resize desktop icons

Right-click (or press and hold) the desktop, point to View, and then select Large icons, Medium icons, or Small icons. Tip: You can also use the scroll wheel on your mouse to resize desktop icons. On the desktop, press and hold Ctrl while you scroll the wheel to make icons larger or smaller.

What are mono-width icons? ›

“Monospace” ( MONO in CSS) is an axis found in some variable fonts, which adjusts the glyphs from a proportional width to a fixed width. In monospaced typefaces, or variable fonts set to a monospaced style, all glyphs take up the same amount of horizontal space.

What is the size of an app icon? ›

The recommended icon size depends on the operating system you're using. For iOS, your icon size should be 1024 x 1024 pixels. However, Android's recommended icon size depends on the device. Usually, Android app icons are created in 4 sizes: 192 x 192 pixels, 144 x 144 pixels, 96 x 96 pixels, and 72 x 72 pixels.

What are the benefits of Font Awesome icons? ›

Icons are important to web projects because they are a visual way to help add meaning to elements. Font Awesome allows for an easy addition to your WordPress theme, saving valuable time because you do not need to create and save these graphics yourself.

How do I add font awesome icons to HTML? ›

Add Icons to HTML

We recommend using <i> element with the Font Awesome CSS classes for the style class for the style of icon you want to use and the icon name class with the fa- prefix for the icon you want to use. Accessibility-minded folks may want to opt for the <span> element instead of <i> .

How to use font awesome icons in React? ›

To use Font Awesome icons in your React project, you need to install the fortawesome/fontawesome-svg-core, fortawesome/free-solid-svg-icons, fortawesome/react-fontawesome, and fortawesome/free-brands-svg-icons packages. The fortawesome/fontawesome-svg-core package is the core package of Font Awesome.

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