Jarrod Suda
Guide
Byron Mühlberg
Reviewer
Mar 10, 2023
Advertiser disclosure
Are you a Filipino living abroad and looking for a convenient way to manage your finances back home? Look no further than GCash Overseas.
For years, you needed a Filipino SIM card to open and use a GCash account. Now with the Beta Version of GCash Overseas, you can use an international SIM card to open an account while abroad. The Beta Version is out now in Japan, Italy, and Australia.
Even if you are a Filipino living overseas, you will still be able to seamlessly use GCash services!
Download GCash with an International SIM
With GCash Overseas, access these services from your mobile device:
| 📱 Buy Load | PLDT, Globe, and all others |
|---|---|
| 💳 Pay Bills | Utilities, loans, tuition, and more |
| 📥 Cash In | Transfer to 70+ Philippine banks |
| 💸 Libre Magpadala | Transfer to other GCash accounts |
| 📊 International Remittance Partners | Compare their fees and rates |
| 🏆 Cheapest Service to GCash | Remitly |
Compare rates to send money from abroad to GCash:
Try GCash Overseas
GCash Overseas is open for registration for the first 1,000 users!
It's available to Filipinos with international SIM cards in Australia, Italy, and Japan with more countries coming to you soon.
Download GCash via Google Playstore or App Store
Sign up using your international mobile number
GCash Overseas Beta is only open to the first 1,000 users
Currently available in Japan, Australia, and Italy
How to Register for GCash Overseas
Step 01
Input your mobile number
- Select your country;
- Input your valid international phone number;
- Currently available for Filipinos in Australia, Japan, Italy, and the USA.
GCashStep 02
Enter personal details
- Provide basic information such as name, email, and birthday;
- You must be 18 years or older;
- Make sure the info matches your valid Philippine ID.
GCashStep 03
Set your PIN number
- Set a four-digit MPIN, which will be your password to log in;
- Do not use an easy-to-guess MPIN like 1234 or your birthday.
Step 04
Upload valid Philippine ID
- Provide a valid PH-issued ID (Passport, Driver’s License, UMID);
- Take front and back photos of your ID.
GCashStep 05
Verify your identity
- Verify that your face matches your valid ID;
- Provide a brightly lit selfie with your full face.
GCashStep 06
Await acceptance of application
- Submit additional information and send in your application;
- Await confirmation via an SMS message that GCash will send.
GCashFinal step
Sign in and use GCash
- Enter your MPIN at login;
- Begin enjoying GCash features while overseas.
GCash
How to Cash In Through GCash's International Partners
You can put money that you earn overseas into GCash via one of their international remittance partners. Then you can easily send pesos home, buy loads, or pay bills with your PHP balances in GCash.
With their secure platforms and low fees, remittance partners like Remitly and WorldRemit are excellent solutions for Filipinos living abroad. Let's have a look at the rankings for GCash international remittance partners:
Remitly
Remitly was the cheapest service for 39% of comparisons on Monito in 2022 for transfers to the Philippines.
9.3
Monito Score 2024
- Customer Satisfaction 9.3
Go to Remitly ❯
- Transfer fees: $0.00 for Economy service, $3.99 for Express service
- Exchange rates: 0.5% to 2.0% weaker than the market rate
- Learn more: Guide for Remitly to GCash
WorldRemit
WorldRemit was the cheapest service for 15% of comparisons on Monito in 2022 for transfers to the Philippines.
8.3
Monito Score 2024
- Customer Satisfaction 9.1
Go to WorldRemit ❯
- Transfer fees: Varies. $0.00 for transfers from USA, €1.99 from EU
- Exchange rates: Varies. Compare rates with our comparison tool
- Learn more: Guide for WorldRemit to GCash
Skrill
Skrill was the cheapest service for 12% of comparisons on Monito in 2022 for transfers to the Philippines.
8.2
Monito Score 2024
- Customer Satisfaction 8.3
Go to Skrill ❯
- Transfer fees: Varies. £0.00 from UK, €0.00 from EU, ₹40 from India
- Exchange rates: Up to 4.99%
- Learn more: Guide for Skrill to GCash
Compare the Fees of GCash's International Partners
In addition to Remitly, WorldRemit, and Skrill, GCash partners with other large organisations and banks to help you send remittances home.
For international businesses, Payoneer is an official GCash partner that we recommend. This is because they exchange your money using the real mid-market exchange rate.
However, some other GCash options are usually costly. For example, the Japan Remit Finance Co. charges high fixed fees (around $10) for remittances to the Philippines. PayPal applies exchange rates that are up to 7% weaker than the mid-market exchange rate. Even Western Union was the cheapest option on less than 1% of all Monito searches for the Philippines in 2022.
To learn more about all of the remittance partners with GCash Overseas, read our extensive guides here:
- Remitly to GCash
- WorldRemit to GCash
- Skrill to GCash
- Western Union to GCash
- Produce review of Payoneer
- Xoom to GCash
- PayPal to GCash
Use the comparison engine below to compare these GCash partners. Find the best rates for the Philippines today 👇
Find the cheapest way to send money to GCash Overseas:
Frequently Asked Questions About GCash Overseas
What is the GCash Overseas Beta Version and what does it offer?
GCash Overseas is a new product from GCash that allows Filipinos living abroad to sign up for GCash using their international mobile number. The Beta Version is the initial release of the product and is only available to the first 1,000 users who sign up for the GCash app.
Which countries currently support the GCash Overseas Beta Version?
GCash Overseas Beta Version is currently available in Japan, Australia, and Italy.
What services are available for users of the GCash Overseas Beta Version?
GCash Overseas Beta Version offers a variety of services to its users, including buying load, paying bills, cash in, and transferring funds through Instapay Send.
Who is eligible to sign up for GCash Overseas and what are the requirements?
To be eligible to sign up for GCash Overseas, you must be an overseas Filipino with a valid PH-issued ID, at least 18 years old, residing in a country where GCash is available, and have a valid international mobile number.
Can you walk me through the registration process for GCash Overseas?
The registration process for GCash Overseas is simple and can be completed in a few easy steps. First, download the GCash app and enter your country of residence and international mobile number. Next, enter the security code for phone number verification, fill out your personal details, and create a 4-digit MPIN. Once your details are confirmed, select "Continue" and submit your application.
How will applicants be notified of the status of their application, and how will they receive their one-time pin (OTP)?
Applicants will receive updates on the status of their application through SMS. One-time pins (OTPs) will be sent to applicants via SMS.
When can users start using the services of GCash Overseas?
Once you have successfully registered for GCash and your account is fully verified, you can start using the available services in the GCash app.
How are international users verified within the app?
International users can be verified in-app by providing a valid PH-issued ID (passport, driver's license, UMID), taking front and back photos of the valid passport, conducting a selfie verification, filling out the required information, and agreeing to the Terms and Conditions.
What are the available methods for users to fund their GCash wallet?
Users can fund their GCash wallet by using an International Remittance Partner like Remitly, WorldRemit, Skrill, or Payoneer.
What use cases are available to users of GCash Overseas?
As a GCash Overseas user, you can enjoy access to a range of services, including Express Send (send money to another GCash user back in the Philippines), Bank Transfer (deposit funds to a bank account in the Philippines), Pay Bills (enjoy convenient bills payment with over 100+ billers), and Buy Load (purchase prepaid load for any network or pre-pay for services). GCash is working on launching more services in the near future, so stay tuned!
More Guides About GCash Overseas and Sending Remittances to the Philippines
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