Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (2024)

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By Joni Kinney 9 Comments

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Everyone wants to save money and many of us strive for a frugal living! I don’t know a single person who has so much money they don’t enjoy a good deal. (Now I’m sure these people exist, I just don’t know any.)

Frugal Living Tips

Household / Vehicle Tips

  1. Watch less TV – This will help you be subjected to less ads, and you can cut down on subscription costs too!
  2. Clean out closets and sell things you are no longer using! Check out our Spring Cleaning : A 20 Day Cleaning Challenge
  3. Turn off your lights and if you can’t turn them off make sure you are using LED’s. Check out 5 useful ways to save money on utilities
  4. Keep your tires inflated. For every 2 PSI of air pressure your tires are under the recommended level costs you about 1% on your gas mileague.
  5. Use Surge Protectors – Not only will this help so they don’t get blown up in a storm, but you can easily turn them off to help save on electrical bills.

Holiday Items

  1. Make Gifts this holiday season! There are plenty of gift ideas on Pinterest just waiting for you!
  2. Only purchase holiday decorations after the holiday is past. Getting them when they are on sale for 70-90% off only makes sense.

Groceries / Food Tips

  1. Don’t go grocery shopping without a list!
  2. Plan your grocery shopping based on local store sales.
  3. Pack food for road trips. Just because you have to travel doesn’t mean you have to eat at fast food restaurants.
  4. Compare grocery store prices so you always get the best deal.
  5. Try generic brands. Many of the things you love are perfectly awesome in generic form.
  6. Drink more water!
  7. Pack your lunches for work.
See also Shopping Portals to earn FREE Travel

Budget Tips

  1. Use a budget
  2. WASH your hands. This helps keep the medical bills low and the sickies away!
  3. Restrict online shopping
  4. Set Goals or use a Vision Board – This helps you realize what you are working for!

Other / Misc Frugal Living Tips

  1. Sign UP for Rewards Programs – these can help you save money on purchass you are already planning on making. Check out Rapid Rewards Shopping tips.
  2. Wait 30 Days – to make any purchase over $50. You may not need that purchase as much as you thought if you have to wait for it.
  3. Use library borrowing services. You can watch money movies and read books through your library share programs.
  4. Quit using credit cards if you can’t pay them off every month.
  5. Cancel unused memberships. If you aren’t using that gym membership, stop paying for it.
  6. Buy used. There are lots of perfectly good used items at consignment shops just waiting for you!
  7. Ask for fees to be waived. This won’t always work but it doesn’t hurt you anything to ask. This includes when signing up for services.

Hopefully you have enjoyed our tips on how you can live a more frugal life!

Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (2)

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Comments

  1. Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (4)Amber says

    Very good tips. I particularly like the one about waiting for 30 days before you purchase something over $50. That is a great plan.

    Reply

  2. Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (5)Traci says

    This list had some great ideas. I wrote down many that I am going to implement. Especially the Vision board idea. I can’t wait to make one.

    Reply

  3. Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (6)Mary says

    I agree about the generic brands! Usually no difference at all & so much cheaper!

    Reply

    • Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (7)Joy Askew says

      Yes, Mary. Me too. In most cases the generic/store brands are really the name brand, just with a different labeling specifically for the store that is selling it.

      Reply

  4. Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (8)Rosie says

    This is a great list of ideas. A few of these I have done and still do, others I need to start. Thank you for the great ideas for helping to save with the holiday season here.

    Reply

  5. Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (9)Donna says

    Great tips! I use a lot of these, but will need to incorporate more. Thanks!

    Reply

  6. Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (10)Joy Askew says

    Joni, you have some really great suggestions for saving money. I particularly related to saving money on groceries. One of the ways we save is by having a well stocked pantry and with meal planning. My husband and son pack lunches for work. We also travel alot so taking food/snacks on the road with us allows us to avoid stopping for fast food. Great ideas! Thank you for sharing them with us.

    Reply

  7. Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (11)Gina says

    I’m really really really need to clean out my closets and cancel unused subscriptions and memberships. LOL

    I never thought about asking for fees to be waived. Awesome!

    Reply

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Frugal Living: 25 Genius Ways to Save Money Everyday - Kinney Chaos (2024)

FAQs

What are 5 ways you can be more frugal in your own life? ›

15 Frugal Living Tips
  • Tip 1: Differentiate between Luxury Spending vs Necessary Expenses. ‍ ...
  • Tip 2: Make Cuts in Your Spending. ...
  • Tip 3: Cap Your Spending. ...
  • Tip 4: Keep Receipts and Track Spending. ...
  • Tip 5: Think Twice Before You Buy. ...
  • Tip 6: Learn How to Bargain. ...
  • Tip 7: Reuse and Recycle. ...
  • Tip 8: Find Thrifted Furniture.
Jul 25, 2024

How do I start frugal living? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

How can I save money when I am already frugal? ›

Ten Frugal Habits to Save Money
  1. Track Spending.
  2. Automate Your Savings.
  3. Save Loose Change.
  4. Compare Prices & Comparison Shop.
  5. Avoid Spending Triggers.
  6. Shop Second Hand.
  7. Save Windfall Income & Use a Spending Rule of Thumb.
  8. Institute a Waiting Period.

What are the disadvantages of being frugal? ›

For those who choose to live a frugal life, Lynda Moore points out some downsides, especially the ones counterproductive to building wealth
  • Cutting costs a little too far. ...
  • Endless price comparing. ...
  • Skipping the fun stuff. ...
  • Investing in yourself. ...
  • Build some flexibility into your budget.
Apr 30, 2024

What is toxic frugality? ›

Frugality is the practice of being wise with money and avoiding wastefulness. It's a virtue that many people admire. It fosters responsible financial habits and can lead to a more sustainable life. But there's a darker side to frugality that can be detrimental to our quality of life. This is known as “toxic frugality.”

How to be frugal like a millionaire? ›

8 Frugal Habits That Will Make You a Millionaire
  1. Live Below Your Means.
  2. Never Pay Full Price.
  3. Cut Out Unnecessary Expenses.
  4. Rent or Sell Your Current Possessions.
  5. Leave the Cash and Plastic at Home.
  6. Don't Waste Money on "Get Rich Quick" Schemes.
  7. Go Green.
  8. Get a Side Gig.
Feb 28, 2016

How to live extremely cheaply? ›

What are some tips for being frugal?
  1. Create a budget and stick to it. Being frugal begins with this tip. ...
  2. Shop around for the best deals. Buy what you need from the first store you see, but don't just go to the first one you see. ...
  3. Buy used instead of new. ...
  4. Make your own stuff. ...
  5. Repurpose and recycle. ...
  6. Be patient.
Aug 22, 2023

How to live off very little money? ›

Tips to help you live below your means
  1. Create a plan for your money. The act of assigning a job for every dollar can be empowering. ...
  2. Automate your savings. ...
  3. Pay yourself. ...
  4. Live off one income if possible. ...
  5. Look for ways to lower your discretionary expenses. ...
  6. Reflect on your financial habits. ...
  7. Drive used. ...
  8. Pay less interest.
Jul 10, 2024

How to be frugal but not cheap? ›

15 Tips for Living Frugally Without Looking Cheap
  1. Eliminate monthly subscriptions.
  2. Shop for new insurance.
  3. Reduce prescription costs.
  4. Buy used items.
  5. Rent, don't own.
  6. Purchase at the right time.
  7. Buy high-quality products.
  8. Enlist your friends.

How to drastically save money? ›

7 effective tips for reducing your expenses
  1. Know where your money goes. Writing down what you spend for a week has been found to improve financial confidence. ...
  2. Create spending categories. ...
  3. Only spend on what matters most. ...
  4. Make the most of “monthlies” ...
  5. Eliminate impulse buys. ...
  6. Save on interest where you can. ...
  7. Consider deferment.

How can I save money if I barely make anything? ›

SHARE:
  1. Focus on small changes in various budget categories.
  2. Automate your savings into a high-yield savings account.
  3. Earn interest on your checking account.
  4. Use those three-payday months to save more.
  5. Keep a budget.
  6. Shop around for insurance rates.
  7. Refinance your mortgage.
  8. Find a way to save on rent.
Oct 19, 2023

How can I trick myself into spending less money? ›

'Avoid the 1-click option 100% of the time': 5 ways to trick yourself into saving money
  1. Automate your savings. ...
  2. Think of purchases in hours worked, not dollars spent. ...
  3. Do your spending with cash. ...
  4. Do a spending cleanse. ...
  5. Wait 24 hours before making big purchases.
Apr 20, 2023

What makes people cheap? ›

As with every other human behaviour, being cheap or frugal is based on our psychology. They both involve saving money, and they both try to get a good value, but the overall factors behind them are different. The cheap approach is the one driven by anxiety and the scarcity of not having money.

Why rich people frugal? ›

Wealth is generated by the DIFFERENCE between what you make and what you spend. Frugality gives you a surplus between what you spend and what you make. This surplus, if invested wisely, is what leads to wealth generation.

How can you tell if someone is frugal? ›

10 Signs You've Mastered the Art of Frugal Living
  1. You Budget Consistently. ...
  2. You Prioritize Needs Over Wants. ...
  3. You Actively Save Money. ...
  4. You Have Little Consumer Debt. ...
  5. You Opt for Sustainable Options. ...
  6. You Make Intentional Spending Choices. ...
  7. You Prioritize Functionality. ...
  8. You Do It Yourself.
Jan 5, 2024

How can I be frugal instead of cheap? ›

15 Tips for Living Frugally Without Looking Cheap
  1. Eliminate monthly subscriptions.
  2. Shop for new insurance.
  3. Reduce prescription costs.
  4. Buy used items.
  5. Rent, don't own.
  6. Purchase at the right time.
  7. Buy high-quality products.
  8. Enlist your friends.

What is frugality in everyday life? ›

Frugal living is about being intentional with your spending, finding contentment in simplicity, and making financial choices that align with your values and long-term goals.

How do you develop a frugal mindset? ›

In order to develop a frugal mindset, you should ask yourself the following question: “Can I save money here if I put in a little extra effort and/or sacrifice?”. In a world where temptation is all around, having a frugal mindset can be very helpful when it comes to being an American consumer.

What does frugal way of life mean? ›

Frugal living is practiced by those who aim to cut expenses, have more money, and get the most they possibly can from their money.

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