FRUGAL FINANCES EBOOK (2024)

FRUGAL FINANCES EBOOK (1)

Save Money And Pay Off Your Debt, Learn How

Are you struggling with debt or want to save money but don’t know how? What if I told you I could help you? Wouldn’t you like to get guidance from someone who has been in a tough financial situation but overcame it?

I’ve been there, I know what it’s like to struggle with debt or not know how to save money. I remember what it was like the first time we decided to take back control of our finances.We sat there looking at our financial situation, justhating it.We hated what we saw, it was a mess.

Our spending was out of control, we didn’t have any financial goals, and we definitely weren’t looking towards saving for retirement.That’s whenweknew things had FRUGAL FINANCES EBOOK (2)to change!

The problem was we didn’t know where to start.We were a couple of kids, barely into our20’s with no idea what to do with our money.We had to figure out everything by ourselves and it took us a while.

We figured it out though and we’re sure glad we did.Who would have guessedjust a few years later we’dbe DEBT FREE andsitting with aSIX-FIGURE retirement account!!

That’s what our Ebook, Frugal Finances: The Keys To Unlocking Financial Freedom, is going to help you with.This eBookwill takeyou through the same stages of financial learning we used to get out of debt so that you canpay off debt, save more money and reach financial freedom!!

FRUGAL FINANCES EBOOK (3)

Why You Need Frugal Finances

Wouldn’t you like a guide to help you on your journey to financial freedom?Back whenwe started focusing on finances, I would have loved for someone to point me in the right direction.

It took us years of learning with a lot of trial and error to build the financial foundation we have.

We’ve used the same approach that Frugal Finances will teach you to do some really crazy things with our money.You’re probably looking for proof, well here you go!

In just7 years following these steps:

  1. We paid off 3 vehicles in full and continue to live without a car loan payment
  2. We both completed a 4-year college degree and graduated with ZERO school loans
  3. We saved $20,000 in a single year to buy our home
  4. We’ve traveled to the British and US Virgin Islands multiple times, Belize,the Dominican Republic and all over the US while payingfor it all in CASH
  5. We’ve saved up a 4-6 month emergency fund
  6. We grew a retirement account to well over $100,000in just 5 years

If that’s not enough to show you these steps work, I don’t know what will!!

I’m not saying you will have exactly the same results, that’s impossible to predict. Wouldn’t it be nice to have a head start towards achieving your goals though?Why spend years trying to find a path that can lead you to your goals when you can see what we have been doing?

If you’re ready to get started now, click the banner below toget your copy of Frugal Finances today!!

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Get Your Keys To Financial Freedom With Frugal Finances

You’re probably wondering what groundbreaking, magical advice we have for you…I’ll be honest, there is no secret or easy buttonto reachingfinancial freedom.It comes with hard work, dedication and a lot of focus.That’s what Frugal Finances is going to help you with, getting you focused on your finances.

There are 6 steps that we have been using to organize our finances andkeep them on track so I want to share them with you.

Frugal Finances is going to cover a lotof topics like initially setting your goal.How effective is your money management going to be if you don’t have a goal to work towards?

The book alsocoverspaying off debtand frugal living.These and a few other steps have been the keys to us getting pretty darn close to financial freedom.

This eBook is loaded with information and action steps to help you.We want you to set your goals but it’s aboutmore than that, we want you to achieve those goals!

Not only will you get actionable steps, you’ll also get30 of our top tips for making money, saving money, and living a frugal life!

ARE YOU READY TO GET STARTED?CLICKHERE

My Honest Disclaimer

Listen, because I truly want you to be successful, I want you to know that Frugal Finances isn’t going to have your golden ticket to striking it rich overnight… sorry if that’s what you thought you were getting yourself into. Like I said earlier, there isn’t an easy button for getting rich overnight.

No, what it does have is the same methodology that we’ve used to be successful with our money.READ THE BOOK, follow the chapters and you’ll be well on your way to financial freedom.

It’s going to require some work and dedication from you, I don’t want you to be surprised by that.

Theentire goal of this eBook is to give you something that we didn’t have when we started taking control of our finances.You’re getting advice and guidance from two people that have been through it before, made the mistakes, and learned from all of it.

So what do you think, are you ready to get your keys to Financial Freedom??

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FRUGAL FINANCES EBOOK (2024)

FAQs

What is a frugal lifestyle? ›

It refers to someone who makes economical choices with their finances and resources. A frugal person will manage their money carefully, spend money sparingly, look for sales, and research diligently to make the most prudent financial decisions possible.

What is the 70 money rule? ›

The 70% rule for retirement savings says that you can estimate your future retirement spending by multiplying your post-tax income by 70%. For example, if your income is currently $72,000 per year after taxes, your future annual retirement spending would be around $50,400, or $4,200 per month.

How to be frugal like a millionaire? ›

You might be surprised to learn that many millionaires clip coupons, buy in bulk, wait for sales, scour eBay and Craigslist for deals, limit clothing purchases, fly coach, avoid credit cards, and save half their restaurant meal for lunch the next day--habits that can free up cash for the occasional splurge.

What is the 30-day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

What is the difference between cheap and frugal? ›

A cheap person is someone who is extremely price-sensitive. They would go for the cheapest possible option regardless of the quality or value. They would prioritize saving money over getting some nice clothes or going out for experiences. Whereas a frugal person would try and maximize the value they get.

What is the 30 rule for money? ›

The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings. Learn more about the 50/30/20 budget rule and if it's right for you.

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