FREE Must Have Money Saving Apps – GSFF (2024)

Here are my favorite FreeMust Have Money Saving Apps!

I have mentioned a few phone financial apps before. I really like using the coupon apps – they’re so easy to use and great to have right with you when you’re looking for automatic savings!

FREE Must Have Money Saving Apps – GSFF (1)

If you’ve never used a mobile app to save money while shopping before, then you’re missing out! You can save so much with your smart phone or mobile devices! You can even MAKE some free money with these apps. No monthly fee or free trial needed.

All you do is read about the saving apps below and choose the ones you’d like to download through the app store like Google Play. Click the link and you’ll be taken to the info to get it setup.

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Make sure you read the FAQ’s carefully, some of them require that you choose what you’ll be purchasing before you shop, so you need to do that for those, and some offers don’t allow you to use a coupon or use coupon codes with the offer, so you’ll need to know those things.

Basically you shop as normal and when you are putting your items away at home you’ll scan your receipt and maybe a bar code or two and then just wait for them to verify your purchases and then you get paid!

That’s it, the apps do all the hard work for you.Some pay immediately and some require $5 or $10 to be accumulated before they payout.

Many of these savings apps have the great option of getting free gift cards, or you could link your bank account, savings account, or checking account to get the cash straight into them.

You can also use them together so if two or three of the apps have an offer on the same item you can usually redeem all of them to get the better deal! This will help with increase your cash flow and how much money you can make which is great for your financial health.

Don’t wait any longer be sure to get these ready before your next shopping trip!

FREE Must Have Money Saving Apps – GSFF (3)

Here are 13 of my favorites – of course they are ALL a free service just click the name of each one you’d like to join and it will take you to it:

1. Ibotta

I LOVE this one for ! You can get money back on purchases at tons of grocery stores!

You just download the ibotta app on your mobile device and choose the saving offers you want to get the best deals. There are plenty of different categories to choose from and then after you purchase them, (because of ibotta’s ease of use), just take a picture of your receipt and they deposit the money in your ibotta account!

You can cash out once you get a minimum balance of $20 in your account. You can get your money in Paypal, direct deposit or donate to any school in the U.S. or to the United Way!

The best part with this popular app is that it has a browser extension and there’s no monthly subscriptions needed.

2. Checkout 51

For even better deals Checkout 51 can be used with Ibotta and other apps, too! I love that they can all be used together and sometimes you can double or triple your savings that way!

With this one you get cash back from products you purchase at the grocery store, or local drug stores!

Just download it on your mobile device, choose the offers you want and once you purchase them, you take a picture and upload it to get your money deposited in your account, once your account balance reaches $20, you can cash out and they will mail you a check!

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3. MobiSave (Now called Fetch)

This all-time best app is much like the others. It will work with others as a “stack”, so you can use it and Ibotta, and Checkout51, etc.!

This makes for even MORE free items and overage! You can shop at any store you like, upload your receipt, and request your money.

There is no minimum with this one, you can request any amount of money you have in your account at anytime and it will be added to your Paypal account within 24 hours!

The Fetch app is a great tool for when you’re short on cash or have a tight budget. All college students will relate. This simple app is good for iOS and Android users.

4. Receipt Pal

This is another all-time best money savings app, all you have to do is scan your receipts and it gives you points toward gift cards. It will allow any receipt for anything.

You can even connect it to your email and it will give you credit for any receipts you receive in your email. You can scan receipts you have already scanned into any of the other apps listed here, too. Receipt Pal is a simple way to save spare change on a rainy day.

Learn how to use the Receipt Pal app to earn rewards by scanning your receipts.

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5. Fluz

The Fluz app works with in person or online shopping. I love using apps that allow you to get lower rates and lower prices on everyday items and needs.

There are never any fees and you get cash back everywhere and can stack offers with this one, too. Also they allow you to earn from people you recruit to join Fluz, too!

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6. Mobee

The Mobee app let’s you be the secret shopper right where you shop everyday! You just check out the “missions” near you, choose one, “complete the mission” (usually answering a few questions about your experience) and you earn points and then redeem rewards with the points!

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7. Receipt Hog

Just take pictures of your grocery receipts, and Receipt Hog will pay you. It’s that simple. And if you submit receipts on a regular basis, you can earn spins at the “Hog Slots” slot machine, where you can win extra money or even have your entire shopping cart paid for!

It’s fun, easy, and is a completely free app. This is another easy way you can use to save up your earnings for anytime of year to put towards your financial goals.

Plus, if you use this coupon code, we’ll both get extra spins at the Hog Slots when you submit your first receipt:fript141

8. Valpak Local Coupons

This one you all know – you get those blue packets of coupons and local offers in the mail. Well, now you can get and search for those local offers and more with this app! With the amount of money you can save on a daily basis, you can start an emergency fund.

9. Stocard

This one allows you to put all of your store rewards cards in it and you can just pull up the barcode for your cards on your phone and the cashier can scan it.

This is a great way to free up your keychain. It also works for library cards, your gym, and more.

Whether you’re at the grocery store, making your travel plans online, or visiting your local gym, don’t get caught without your membership cards again.

Lighten your load and get rid of all that plastic baggage — scan your cards from your smartphone device with Stocard!

10. Barcode Scanner

This is handy! First of all you can use it to scan in all your cards for the app above. You can scan products in the store and get more info on them and even pricing at other stores!

A lot of places now have QR codes which are black and white squares with a lot of small boxes in them that a barcode scanner can read and automatically take you to a specific websites embedded in the QR code!

So, those are my favorite apps!

Here are some more you might enjoy, along with a tutorial for each – just click them to see each one and learn all about it:

  • 11. Acorns
  • 12. Target Circle
  • 13. Coupons.com
  • 14. Drop
  • 15. Earny
  • 16. Dosh
  • 17. Wise Account

Wise, formerly TransferWise, enables customers to send and receive money in multiple currencies with minimal fees, showing a substantial saving against banks. On average Wise fees are less than 0.5% per transfer while banks can charge as much as 5% per transfer. Wise enables clients to open collection accounts abroad (to receive money in foreign currency, or transfer from their accounts abroad) as well as a free multi-currency debit card. Wise’s offering is quite similar to Revolut’s, and there are quite a fewapps like Wiseglobally offering similar currency services.

What are your favorite apps?

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FREE Must Have Money Saving Apps – GSFF (10)
FREE Must Have Money Saving Apps – GSFF (2024)

FAQs

What is the best free money-saving app? ›

  • Best Money-Saving Apps of 2024.
  • Acorns.
  • Chime®
  • Qapital.
  • Oportun Set and Save (Formerly Digit)
  • Rocket Money.
  • Albert.
  • Allo.
Jul 11, 2024

Which app is best for daily savings? ›

Top 5 Apps in India Which Help You Save Money Offline
  1. Little App. (Available on iOS app and on Android app) ...
  2. Mydala. (Available on iOS app and on Android app) ...
  3. Nearbuy. (Available on iOS app and on Android app) ...
  4. GrabOn. (Available on iOS app and on Android app) ...
  5. Pennyful. (Available on Android app)

Do money-saving apps work? ›

Money-saving apps are designed to help you balance both objectives, but the right one for you depends on: Your savings goals. A savings account could be a good fit if you're working toward short-term goals, such as filling up an emergency fund, while an investment option is better for longer-term goals like retirement.

What is the best app for rounding up purchases? ›

Acorns allows you to invest spare change using their 'Round-Ups' system which rounds up all the purchases you make on your linked credit or debit cards to the nearest dollar. That amount is then invested once the change accumulates to a total of at least $5.

What is the best app for free money? ›

The top money-making apps include Swagbucks, Ibotta, Upside, Acorns and Capital One Shopping. Money-making apps are a popular way to earn extra spending money because the tasks require minimal effort and the payout is quick.

Who has the best free savings account? ›

Ally Bank wins as the best overall free savings account thanks to its high APY, minimal fees, and extra features that help you boost your savings rate. Ally Bank's Online Savings Account comes with no minimum opening deposit requirement, no minimum balance requirements, and no monthly service fees.

Which app pays everyday? ›

InboxDollars

Similar to Swagbucks, InboxDollars rewards users for completing various online activities, such as taking surveys, reading emails, and playing games. Payments are issued daily for tasks completed.

What is the best money app to use? ›

The Best Apps to Transfer Money for 2024
  • Paypal: Best overall.
  • Venmo: Best for sending money.
  • Cash App: Best if you like options.
  • Google Pay: Best for Google suite users.
  • Apple Pay: Best for Apple users.
  • Zelle: Best for sending money directly.
  • Western Union: Best for traditional domestic transfers.

What is the #1 budgeting app? ›

The best budgeting apps, ranked*
RankingPlatform nameAverage app rating
1Honeydue4.1
2Empower4.4
3Simplifi4.3
4Rocket Money4.3
3 more rows

Do any money apps actually work? ›

Are Money-Making Apps Real and Safe? Most money-making apps provide only a small amount of cash in exchange for completing simple tasks like taking surveys, watching videos, or making purchases. Legitimate apps will also have a wealth of information available about how they pay and protect users.

What is the secret to money app? ›

POWERFUL PRACTICES TO ATTRACT ABUNDANCE INTO YOUR LIFE. The Secret to Money is an app that is designed to change the way you think about money, and to radically change the circ*mstances of money in your life. DESIRES: In this practice, you create a list of 7 things you would buy if money were no object.

Should I trust Cash App savings? ›

Is Cash App Banking safe? Cash App uses standard encryption and fraud detection technology to protect users' data. Deposits are FDIC-insured through Wells Fargo for up to $250,000 per person.

Is there a better app than stash? ›

Both Stash's app and Robinhood's app allow you to easily research stocks and purchase investments. Stash also allows you to track your Stock-Back® rewards and manage your banking account, while Robinhood offers more in-depth trading and research tools on its platform than Stash does.

Which is better, Rakuten or Ibotta? ›

However, Rakuten has way more online offers than Ibotta, and online rewards has been Rakuten's focus since day one. With Rakuten, you can earn cash back for shopping online at over 2,500 partners, which is way more than what Ibotta offers. Winner: Rakuten has more online cash-back offers than Ibotta.

Which app gives the best cash back? ›

Table: Pros and Cons of the Best Cashback Apps
Cashback AppPros
Google Pay- Cashback on various transactions. - Integration with Google services. - User-friendly interface.
Cred- Comprehensive reward system. - Integration with various categories. - Multiple redemption options.
5 more rows
Jun 11, 2024

Which money app has no fees? ›

Compare the Best Money Transfer Apps
AppInstant P2P Transfer FeeSupported Countries
Zelle0%U.S.
Cash App0%U.S. and U.K.
PayPal0%200+
Meta Pay0%143
4 more rows

Is there a free financial app? ›

Many apps are free, and the rest cost a few dollars per month. We recommend three apps above all others: Simplifi, which is best for most people, Quicken Classic if you want to manage your money in more detail, and YNAB if you've tried budgeting before and it's never clicked for you.

What is the safest app for money? ›

The Best Apps to Transfer Money for 2024
  • Paypal: Best overall.
  • Venmo: Best for sending money.
  • Cash App: Best if you like options.
  • Google Pay: Best for Google suite users.
  • Apple Pay: Best for Apple users.
  • Zelle: Best for sending money directly.
  • Western Union: Best for traditional domestic transfers.

What is the best free app to track my spending? ›

Best Budgeting Apps Of August 2024
  • Quicken Simplifi: Best for Managing Household Finances.
  • YNAB (You Need A Budget): Best for Setting Goals.
  • CountAbout: Best for Sole Proprietors and Freelancers.
  • Empower Personal Dashboard™: Best for Tracking Net Worth.
  • Monarch Money: Best for Replacing Mint.
Jul 29, 2024

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