With a profound understanding of the intricacies of banking and financial services, I bring forth my expertise as a seasoned professional in the field. Having worked extensively in the finance sector, I've garnered firsthand experience and in-depth knowledge that allows me to provide valuable insights into the concepts and practices associated with banking.
Now, let's delve into the information related to the contact numbers mentioned in the provided text, covering various aspects such as customer service, balance inquiry, credit cards, and online applications:
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Customer Service Hotlines:
- 1800 1800
- 1800 2021
- 1800 180 2222
- 1800 103 2222 (Toll-Free)
- +91 120 2490000 (Global Users)
These toll-free numbers likely serve as customer service hotlines for general banking inquiries. The inclusion of both toll-free and global numbers suggests a commitment to catering to a diverse customer base.
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Balance Inquiry (By Missed Call):
- 1800 180 2223 (Toll-Free)
- +91 120 2303090 (Global Users)
The mention of balance inquiry through a missed call indicates a convenient and user-friendly method for customers to check their account balances without the need for an internet connection.
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Credit Card Services:
- 1800 180 2345 (Toll-Free)
- +91 120 4616200 (Global Users)
The provided numbers are dedicated to credit card services, likely covering aspects such as card activation, reporting lost or stolen cards, and general credit card inquiries.
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Online Application Services:
- 1800 180 5555 (For Other Retail Products)
- 1800 330 3333 (For Digital Products)
- 1800 180 8888 (For Loan Products)
- PNB PROD on 5607040 (By SMS)
These numbers cater to different types of online applications, including retail products, digital products, and loans. The mention of applying via SMS suggests a commitment to embracing multiple channels for customer convenience.
In conclusion, the provided contact numbers cover a spectrum of banking services, showcasing a comprehensive approach to customer engagement. The inclusion of toll-free and global numbers, as well as innovative services like balance inquiry via missed call and SMS applications, reflects a commitment to providing accessible and efficient financial services to a diverse customer base.
FAQs
FD is a type of investment in which an individual invests a lump sum amount for a specific period of time with a bank. The amount deposited in the FD earns interest at a fixed rate which is set at the time of the account opening.
Which FD scheme is best? ›
Best FD Interest Rates in India 2024
| Name | Bank / NBFC | Regular FD Rates |
|---|
| Bajaj Finance Ltd. (NBFC) | NBFC | 8.4% |
| SBI Bank | Bank | 7.10% |
| ICICI Bank | Bank | 7.20% |
| Axis Bank | Bank | 7.20% |
13 more rowsStability of banks: Established banks with a strong track record of financial stability are generally considered safe options for FD investments. Before investing, it's advisable to research the bank's economic health and reputation in the market.
Which bank gives 9.5 interest on FD? ›
Unity Finance Bank's highest FD rate
The small finance bank is offering its highest rate on fixed deposits with a tenure of 1001 days, providing regular investors with 9% interest and senior citizens with 9.5% interest.
Is putting money in fixed deposit good? ›
Safety and Guaranteed Returns: Fixed deposits are one of the safest investment options. They offer guaranteed returns, making them a reliable choice for risk-averse investors.
Does FD give monthly interest? ›
Fixed Deposits (FDs) with a monthly interest payout are an appealing option for those seeking a steady and reliable income, offering several key benefits: Available in long tenures: Fixed Deposits with monthly interest options aren't just for short-term savers; they cater to long-term investors as well.
How much interest on FD is tax free? ›
As per the current Income Tax rules, the exemption limits vary based on the age and taxable income of the depositor. The exemption limit for TDS on FDs is Rs 40,000 for individuals excluding senior citizens. This means TDS will not be deducted if the interest earned on an FD in a financial year is below Rs 40,000.
How much return does FD give? ›
Select Withdrawal Facility
| Tenure | General Citizen | Senior Citizen |
|---|
| 91 to 184 Days | 4.75% | 5.25% |
| 185 to 270 Days | 5.75% | 6.25% |
| 271 Days to < 1 Year | 6.00% | 6.50% |
| 1 Year to < 15 Months | 6.70% | 7.20% |
9 more rowsWith scammers gaining access to internet banking credentials and one-time passwords (OTPs) through their deceptive tactics, bank accounts can be easily taken over, and traditionally secure investment products like fixed deposits are no longer immune.
Is FD risk free? ›
The risk is minimal because your principal amount is typically secure, and the interest rate is predetermined, offering a predictable return. However, the trade-off is that FDs usually provide lower returns compared to riskier investment options such as stocks.
Individuals can diversify their portfolios with options like mutual funds, PPF, gold investments, REITs, and SIPs for potentially higher returns and protection against market fluctuations and inflation.
Which bank gives 8% interest? ›
According to the DCB Bank website, the new rates are effective May 22, 2024. The bank is offering the highest FD interest rate of 8% to general customers and 8.55% for senior citizens after the revision in tenure from 19 months to 20 months. The highest savings account interest rate offered is up to 8%.
Which bank pays 7% interest? ›
As of August 2024, no banks are offering 7% interest rates on savings accounts. Two credit unions have high-interest checking accounts: Landmark Credit Union Premium Checking with 7.50% APY and OnPath Credit Union High Yield Checking with 7.00% APY.
Which bank is best for fixed deposit for 1 year? ›
Highest Fixed Deposit Interest Rates for 1 Year 2024
| FD Scheme | Interest Rate | Senior Citizen Rates |
|---|
| Canara Bank FD | 6.85 % | 7.35 % |
| Bank of Maharashtra FD | 6.8 % | 7.3 % |
| Federal Bank FD | 6.8 % | 7.3 % |
| Bank of India FD | 6.8 % | 7.3 % |
16 more rowsFor example, a deposit is made for 5 years at 8% but is withdrawn after 2 years. If the rate applicable on the date of deposit for 2 years is 5 percent, the interest will be paid at 5 percent. Banks can charge a penalty for premature withdrawal.
Is a Fixed Deposit account a good investment? ›
Fixed deposits are generally considered a good saving option when interest rates rise. This is because fixed deposit rates move in tandem with interest rates. As interest rates rise, so do fixed deposit rates. Fixed deposits are also attractive during market fluctuations because of their reliability.
Is a fixed term deposit a good idea? ›
Term deposits are a safe way to lock away money. But you could earn more by investing it elsewhere. You may be able to earn more money by investing in property or shares, but are at greater risk of losing it.
How does a Fixed Deposit account work? ›
A Fixed/Tenured Deposit is a tenured investment account with a specific amount invested at an agreed interest rate and tenure. At the end of the agreed period (tenure), and based on your instructions, the investment can either be re-invested or returned to you with the interest amount earned.
