Fidelity Visa Debit Card (2024)

FAQs

Why was my Fidelity debit card declined? ›

There are a number of reasons why your transaction may be declined; including insufficient funds in your Fidelity account, you've exceeded your daily card limit, there is suspicious activity on your card, or the card is in an inactive or restricted state.

What credit score is needed for the Fidelity Credit Card? The Fidelity® Credit Card credit score requirement is 750 or better. That means people with excellent credit or better have a shot at getting approved for the Fidelity® Credit Card.

Use your Fidelity^® Debit Card for any purchases where Visa is accepted and withdraw cash at ATMs worldwide wherever you see the Visa, Plus^®, or Star^® logos. The amount of the purchase will be withdrawn from your Available to withdraw balance, and the debit will be posted to your Fidelity account within 5 business days.

A $400.00 daily cash withdrawal limitation exists for ATM/Debit cards. A $2,500.00 daily purchase withdrawal limitation exists on all ATM/Debit cards, including a limit of $200 f or international e‐commerce transactions.

There are several reasons why a debit card may be declined even if you have money in your account. Common reasons include travel and reaching your daily purchase limit. Stay on top of your cards and consider using budgeting apps to help avoid debit card denial.

What To Do if a Debit Card Is Declined. If your debit card is declined, double-check the entered information (if transacting online) and retry the transaction to see whether it was a soft decline. In case you suspect it is a hard decline, check if: The card has expired or is inactive.

FPWA, FBS and NFS are Fidelity Investments companies. The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

A credit score of about 700+ will likely qualify you for just about any credit card, including those with cash back rewards, lower annual percentage rates (APRs) and more. However, there are plenty of cards you can get with a score lower than this (more on that later).

The Fidelity Visa Classic Debit Card is a personalized payment card that is issued instantly at all Fidelity branches. The card also enables you to make online payments and cash withdrawals at any Visa-enabled ATM.

Access cash at more than one million ATMs worldwide, anywhere you see the Visa^®, Plus^®, or Star^® logos.

Can you overdraft Fidelity debit card? ›

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below): • ATM transactions • Everyday debit card transactions We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

​The Fidelity^® Debit Card is issued by PNC Bank, N.A. or Leader Bank, N.A., and the debit card program is administered by BNY Mellon Investment Servicing Trust Company.

What's the maximum I can request to withdraw from my account? The maximum you can request to withdraw from your account online or by telephone is $100,000 per account. To request a withdrawal greater than $100,000, you must complete a paper form.

You can send, request, or receive money with Zelle®. To get started, log into Fidelity Bank's mobile app. In the main menu, select "Transfer & Pay" then "Send money with Zelle®."

ATM withdrawals: 8 times daily with a cumulative transaction limit of ₦150,000 or its equivalent in any currency if the transaction is done abroad.

If the balance on your bank account is too low, or you get close to or go over your credit card's credit limit, your card may be declined. If your bank or credit union offers alerts to flag fraud on your account, sign up.

The most common reasons why a benefit card may be declined at the point of sale are: The benefits card has not been activated. The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense.

There isn't enough money on the card

With a prepaid card, you need to know your balance before spending to avoid declines due to low funds. For example, if you have $4.27 on your prepaid card, but try to buy a $5 item, the transaction will fail since the card balance is insufficient.

You can access the Manage card lock page the same way you locked your card and click the unlock link next to the card you want to unlock. A debit card security alert is sent to confirm the card has been unlocked. If you did not unlock the card, please contact Fidelity Debit Card Services.