Easiest U.S. Bank Card to Get Approved For in 2024 (2024)

FAQs

Easiest U.S. Bank Card to Get Approved For in 2024? ›

You need a credit score of 700 or higher to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.

You need a credit score of 700 or higher to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.

The Discover it^® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit. It offers great rewards and charges a $0 annual fee.

The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit. This means the odds of approval are good even with a credit score below 640.

U.S. Bank gives instant approval on its credit cards, but only some of the time. Instant approval always is possible when applying for a U.S. Bank credit card online, though getting approved for an account immediately is never guaranteed.

You need a FICO® Score of 670 or higher for most U.S. Bank credit cards, but its secured credit cards don't have a minimum credit score.

The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get because you can qualify even with bad credit as there's no credit check for new applicants. In addition to being easy to get, the OpenSky Plus Card has a $0 annual fee and reports to the major credit bureaus, making it easy...

Chase Freedom Rise is a card that may be available to people new to credit. Visit your local Chase branch to apply. You can also use Chase Credit Journey^® as a resource for free credit score monitoring and receive a free, personalized score improvement plan provided by Experian™.

The easiest American Express cards to get are those that require a minimum of good credit for approval as opposed to excellent credit only. The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get because they only require good credit.

What Bank is easy to get approved for? ›

Credit Score and Financial History

Typically, U.S. Bank requires a FICO score of 660 or above for approval.

In most cases, you need at least good credit to get approved for an American Express card, which FICO typically defines as a score of 670 or higher. Other banks also issue American Express cards.

The U.S. Bank Secured Visa Card is a secure, convenient payment solution for building or re-establishing credit.

The U.S. Bank Altitude Go Visa Secured Card is the best option if you have limited/poor credit and are looking for a high credit limit. You can deposit anywhere from $300 to $5,000, making your maximum credit limit available $5,000.