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Build your wealth effortlessly with leading rates on BTC, USDT, USDC, and 38+ more assets.
Start Earning
Why Earn on Nexo
Daily Payments
Your interest is automatically compounded daily, which grows your assets faster over time.
Automatic Earnings
When you buy or transfer assets on Nexo, you start earning interest automatically.
Reliable Earnings
Our clients have enjoyed earning interest since 2019 with uninterrupted access to their funds.
Our Leading Rates
All earn rates are annualized, representing the total interest earned over a one-year period.
Calculate Your Earnings
USDT
Platinum
3-Month Fixed Term
Interest
In 24 months you will have a total of$1256.34
Start Earning
This earn calculator is for informational purposes only. Earnings are calculated based on the assumption that the principal and the interest remain in your Nexo account.
Earn On Your Terms
Traditional savings accounts don't preserve the value of savings over time. Nexo offers you two ways to take back control of your funds.
Flex Terms
No Lock-up
You can trade, sell or withdraw your assets at any time.
Daily Payments
You’re paid automatically every day.
Fixed Terms
Higher Rates
Take a big step towards your financial goals with our maximum rates.
Set Period
Choose a term of 1, 3, or 12 months and get higher earnings when it expires.
Unlock Higher Earnings with Dual Investment
Subscribe to automated Buy Low or Sell High strategies and earn more interest.
Get high rates, regardless of market volatility.- Benefit from an intuitive interface.
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$800M+Already paid out
in interest
7М+Nexo users
worldwide
39Cryptocurrencies
to earn on
200+Available
jurisdictions
How to Start Earning
on Crypto
Create your Nexo account and make your first top-up.
Buy crypto with card or with bank transfer, or top up crypto from an external wallet.
You’re all set – no further action is needed! You’re now earning compound interest on your crypto, paid out daily.
Fundamentals-First Model
Insurance on custodial assets by
SOC 2 Type 2
certification
Sustainable Model
Our proven real-time risk engine and strict collateralization requirements ensure we generate earnings sustainably.
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Custodial Insurance
All digital assets benefit from insurance from our custody partners such as Ledger Vault and Fireblocks.
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What Our Happy Clients Are Saying
From top-notch service and competitive rates, to multiple ways to earn everything about Nexo has been positive.
Nexo offers the perfect solution for Bitcoin HODLers!
My crypto journey has come a long way thanks to @nexo. Enjoy the wide diversity of the Nexo products, and you won’t regret it.
Recently joined Nexo, and it has been great! Earn interest on your holdings. Borrow against it without spending your crypto. No brainer!
Such an seamless way to store your crypto and earn passive income. I’ve been using the platform for a while, and I recommend it to friends and family. Thanks, Nexo!
Nexo has been probably my best choice in the last 12 months. Seriously. Plus, I earn incredible 6% on my BTC and various % on other coins.
Nexo has taught me not only how crypto works but how to make it work for me. I own my house and am financially stable thanks to Nexo.
Nexo offers crypto enthusiasts the best of both worlds - instant access to their funds while retaining ownership of their crypto
For you newbies like me, it is comforting to know Nexo’s support team is always there to help you.
Nexo rocks big time! They allow you to borrow funds without having to sell your assets. Not only that, the interest rate is one of the best.
Nexo has a great platform, and I love their earn program. It’s the place to HODL! #LoveNexo
I had no idea where to start with Crypto, and had it not been for Nexo. I probably would never have got involved. Their platform makes everything so seamless!
Made an expensive mistake when topping up my funds, but the Nexo team went above and beyond to retrieve my tokens back to me!
Offers great ROI and lets me earn on all of my crypto accounts in a way that I understand and can manage comfortably.
From top-notch service and competitive rates, to multiple ways to earn everything about Nexo has been positive.
Nexo offers the perfect solution for Bitcoin HODLers!
My crypto journey has come a long way thanks to @nexo. Enjoy the wide diversity of the Nexo products, and you won’t regret it.
Recently joined Nexo, and it has been great! Earn interest on your holdings. Borrow against it without spending your crypto. No brainer!
Such an seamless way to store your crypto and earn passive income. I’ve been using the platform for a while, and I recommend it to friends and family. Thanks, Nexo!
Nexo has been probably my best choice in the last 12 months. Seriously. Plus, I earn incredible 6% on my BTC and various % on other coins.
Nexo has taught me not only how crypto works but how to make it work for me. I own my house and am financially stable thanks to Nexo.
Nexo offers crypto enthusiasts the best of both worlds - instant access to their funds while retaining ownership of their crypto
For you newbies like me, it is comforting to know Nexo’s support team is always there to help you.
Nexo rocks big time! They allow you to borrow funds without having to sell your assets. Not only that, the interest rate is one of the best.
Nexo has a great platform, and I love their earn program. It’s the place to HODL! #LoveNexo
I had no idea where to start with Crypto, and had it not been for Nexo. I probably would never have got involved. Their platform makes everything so seamless!
Made an expensive mistake when topping up my funds, but the Nexo team went above and beyond to retrieve my tokens back to me!
Offers great ROI and lets me earn on all of my crypto accounts in a way that I understand and can manage comfortably.
FAQs
What do I have to do to start earning?
Signing up for a Nexo account is quick and straightforward:
Open the Nexo platform or the Nexo app.
Complete your verification.
Buy or transfer crypto to your account.
You’re all set! You’re now earning daily interest on your digital assets.
Note: You’ll start earning interest the next day after your transfer. Keep in mind that, except for the NEXO Token, assets used as collateral for our Crypto Credit Lines will not earn interest. Learn more about our Earn product here.
How to add assets to my account?
Adding assets to your Nexo account is quick and straighforward. Here are the different ways to do it:
Buy digital assets directly with your credit/debit card or directly with Apple Pay or Google Pay – our easiest and fastest option!
Transfer digital assets from an external wallet by using your Nexo address.
Transfer funds from your bank account. EUR and GBP transfers are quick to arrive for banks that support SEPA Instant and Faster Payments, respectively.
What are the interest rates?
Your interest rate is determined by:
Your Loyalty tier, which in turn depends on the ratio of NEXO Tokens against the balance of other assets in your portfolio. The requirements for each tier are as follows:
Base: No NEXO Tokens are needed.
Silver: The ratio of NEXO Tokens against the rest of your portfolio must be at least 1%.
Gold: The ratio of NEXO Tokens against the rest of your portfolio must be at least 5%.
Platinum: The ratio of NEXO Tokens against the rest of your portfolio must be at least 10%.
The type of interest payout you choose:
Earning ‘in kind’ means you receive your interest payments in the currency you’re earning on.
Earning in NEXO means you receive interest payments in NEXO Tokens and benefit from an additional up to 2% interest.
The type of saving term: FLEX or Fixed. If you choose to create a Fixed Term, you’ll earn extra interest. Use the Fixed Term calculator above to see how your yield changes.
Learn more about our interest rates here.
How do I get Nexo’s highest interest rate?
To receive the highest interest, you have to:
1. Become a Platinum Loyalty tier client by making sure the ratio of NEXO Tokens against the rest of your portfolio must be at least 10%.
Example:
Value of assets in your Nexo account: $10,000
Value of NEXO Tokens required for you to get the highest interest: min. of $1,000 in NEXO Tokens
2. Opt to earn your interest in NEXO Tokens for 2% additional interest.
To activate Earn in NEXO:
Open the Nexo app.
Enter your ‘Savings Hub’ and click on ‘Earn on Nexo’.
Choose the ‘Interest Payout in NEXO Tokens’ option.
3. Create a Fixed Term for bonus interest. The highest you can get is for a 12-month Fixed Term, only available for the NEXO Token (+8% bonus) and EURx, USDx, and GBPx (+6% bonus).
To activate Fixed Term:
Open the Nexo app.
Enter your ‘Savings Hub’ and click on ‘Create Fixed Term’.
Select onе of your available assets, and choose the period of the Fixed Term.
What are the balance limits?
Some assets on the Nexo platform have balance limits for the Earn Crypto Interest product. This means that for each Loyalty tier for these assets, there are two yields you can earn.
The rate you receive is determined by the USD value of your holdings (balance) in the relevant asset, specifically, whether you are above or below the relevant balance limit. Higher Loyalty tiers give you the benefit of higher balance limits.
How does Nexo look after my crypto?
Nexo is raising the bar for the entire blockchain space by utilizing the most rigorous KYC and AML policies, impeccable risk assessment, data protection, and state-of-the-art cybersecurity.
Our multifaceted approach includes:
- Military-grade 256-bit encryption and fraud monitoring mechanisms for your Nexo account.
- Cold storage in Class III vaults through leading blockchain custodians, including Ledger Vault, Fireblocks, and others.
- Custodial insurance from our partners via Lloyd’s of London and Marsh & Arch.
- ISO/IEC 27001:2013 certificate ensuring Nexo’s platform infrastructure is of the highest standard.
- 200–500% overcollateralized crypto credit lines. Nexo never issues credit on a non-collateralized basis, thus ensuring your funds are backed no matter how the market moves.
You can learn more about our infrastructure here.
Can't see your question answered above?
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More Ways to Get the Best Out of Nexo
Our products are even more powerful when used together.
Buy crypto with just the tap of a button. Choose from 80+ different digital assets.
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Swap 500+ market pairs via Nexo’s Crypto Exchange with no price fluctuations.
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With Nexo’s Crypto Credit Lines, you can borrow funds from 2.9% p.a. without selling your crypto.
Learn More
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