If you are traveling in America, especially across the country, the odds are in your favor that you will come across one of the more than 4,000 Walmart stores. If you find yourself in need of groceries, toys, clothes, or any other household products sold in Walmart, you can purchase what you need if you carry the right kind of credit card.
Foreign visitors to Walmart locations in the United States can use their international credit cards if they are affiliated with American Express, Discover, Mastercard, and Visa. Here's a look at the best credit cards available now.
Key Takeaways
- You cannot use your international bank debit cards at Walmart, unless it is a Visa, Mastercard, American Express, or Discover card.
- Walmart.com does not ship overseas.
- If you are unsure if your card will be accepted at a Walmart location, go to customer service and ask a Walmart associate or manager to help you.
- If you don't have a major credit card, consider purchasing Walmart gift cards inside Walmart stores.
Using Your International Credit Card at Walmart Stores
To be sure what credit cards are accepted at the Walmart store you're visiting, consult the "We gladly accept" sign located at the store's entrance. The international financial institution that issued your credit card may require advance notification that you're traveling to authorize transactions abroad. Call the customer service line on the back of your card and notify the representative about your travel plans to prevent any problems.
The chip-and-pin cards are still relatively new in some parts of the U.S., as compared with Europe. Some Walmart pay terminals may ask you to provide a signature instead of your card's PIN, but most have adapted to the chip system. If you run into any issues when processing your card's chip, payment terminals at Walmart are still equipped with magnetic stripe readers. If your card has a magnetic stripe, you can use it as a backup plan for payment.
If your international credit card is issued by Visa, Mastercard, American Express, or Discover, you should be able to use it at Walmart stores.
An Alternative to Credit Cards
If you are traveling abroad and plan to shop at Walmart stores during your trip, it may be easiest to purchase a Walmart gift card with cash when you arrive and use it on your vacation to shop at Walmart stores. If you plan to spend time on the road in the U.S., as part of your holiday, a prepaid Walmart gift card can be used at any Walmart store or Sam’s Club in the U.S. or Puerto Rico; or online at Walmart.com or Samsclub.com, unless other restrictions apply.
Other Payment Methods
Unfortunately, you cannot use your international credit card (unless it is a Visa, Mastercard, American Express, or Discover) to shop on Walmart.com. Walmart's site only delivers orders to the 50 states, APO/FPO military addresses, and U.S. territories.
Also, according to the company, Walmart.com does not accept cash on delivery (COD) purchase orders as a payment method.
Walmart does accept Electronic Benefits Transfer (EBT) cards from participating states for the purchase of EBT-eligible items. And while gift cards from other merchants are accepted, you can’t use a gift card to purchase another gift card.
What Credit Cards Does Walmart Accept?
Walmart accepts debit and credit card payments for all major credit cards, including Visa, Mastercard, Discover, and American Express.
What Is Walmart Pay?
Walmart Pay is a feature located within the Walmart mobile app, that basically works as a mobile wallet. By linking a credit, debit, or gift card to your Walmart Pay account through the Walmart App, you can make contactless payments when you shop at Walmart in person.
How Much Can You Put on a Walmart Gift Card?
The maximum reload amount for any single transaction is $100, and the maximum Gift Card balance is $1000.
The Bottom Line
Walmart accepts a variety of payment methods in store of for online purchases. These payment methods include debit and credit card payments, PayPal, Walmart gift cards, prepaid debit cards, or EBT payments,
Just have in mind that international credit cards are only accepted if they are affiliated with American Express, Discover, Mastercard, and Visa.
