No, WalletHub does not hurt your credit score. Neither signing up for WalletHub nor using WalletHub’s tools will hurt your credit score in any way, but you are likely to see credit score improvement if you follow WalletHub’s personalized credit improvement advice and keep tabs on your free credit score and report.
WalletHub does not report information to the major credit bureaus, so no information from WalletHub can show up on your credit report, which is what your credit score is based on. In addition, when you check your credit score and report on WalletHub, there’s no hard inquiry, so your score won’t be affected.
WalletHub Features That Can Help Your Credit
- Personalized credit improvement advice
- Free credit score simulator
- Free credit scores, updated daily
- Free credit reports, updated daily
- Free credit monitoring
- Education center
- Editors’ picks: best credit cards for building credit
- Editors’ picks: best credit-builder loans
This answer was first published on 04/12/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
