Yes, the Total Visa Card reports to the credit bureaus every month, within days after the cardholder’s billing period closes. Total Card Inc reports the card’s credit limit, account balance, and payment history to all three of the major credit bureaus: Experian, TransUnion, and Equifax.
Once the Total Visa Card reports your account information to a credit bureau, it may take a few days from when the bureau receives the info before the updates appear on your credit report. Keep in mind that new Total Visa cardholders may not see any credit account info on their credit report for one or two billing periods after being approved for an account.
To see what information Total Card Inc is reporting to the credit bureaus on your Total Visa account and when it’s being reported, sign up for a WalletHub account for daily updates on both your credit report and your credit score.
This answer was last updated on 01/05/24 and it was first published on 11/03/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
