Disability Insurance Eligibility Requirements (2024)

In order to be eligible for DI benefits, you must:

  • Be unable to do your regular or customary work for at least eight days.
  • Have lost wages because of your disability.
  • Be employed or actively looking for work at the time your disability begins.
  • Have earned at least $300 from which State Disability Insurance (SDI) deductions were withheld during your base period. Learn more withCalculating Benefit Payment Amounts.
  • Be under the care and treatment of a licensed physician/practitioner or accredited religious practitioner within the first eight days of your disability. The date your claim begins can be adjusted if it does not meet this requirement. You must remain under care and treatment to continue receiving benefits.

Complete and submit yourClaim for Disability Insurance (DI) Benefits(DE 2501) on time. You can file your claim on the first day of your disability, but to avoid creating delays on your claim, losing benefits, or having your claim disqualified, you should file your claim:

  • No earlier than nine days after your disability begins.
  • No later than 49 days after your disability begins.

If you have a good reason for filing late, please provide that explanation when you file your claim so the claims analyst can review your information to make a determination.

Have your physician/practitioner complete the medical certification portion of your disability claim.

A note for misclassified workers: If you think your employer has misclassified you as an independent contractor, you should still apply for DI and let us decide your eligibility.

Additional Information

  • Citizenship and immigration status do not affect eligibility.
  • Your employer will be notified that you have submitted a DI claim. However, your medical information is confidential and will not be shared with your employer.
  • School employees are not eligible for DI benefits when receiving full wages or for school break periods unless they normally work another job during the school break for extra income. VisitDisability Insurance – Eligibility FAQsorContact DIfor more information.

Note:An independent medical examination to determine your initial or continuing eligibility may be required.

Disability Insurance Eligibility Requirements (2024)
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