Crypto.com Visa Card Fees and Limits (Europe) | Crypto.com Help Center (2024)

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Crypto.com Visa Card Fees and Limits (Europe)

Refer to this article for information on the EU Crypto.com Visa Card's Fees and Limits.

Crypto.com Visa Card Fees and Limits (Europe) | Crypto.com Help Center (1)

Written by Support Specialist

Updated over a week ago

Table of contents

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Free ATM limit (Monthly)

€200

€400

€800

€800

€1,000

ATM withdrawal limit

Daily: €2,000

Monthly: €10,000

Yearly: €75,000

Daily: €2,000

Monthly: €10,000

Yearly: €75,000

Daily: €2,000

Monthly: €10,000

Yearly: €75,000

Daily: €2,000

Monthly: €10,000

Yearly: €75,000

Daily: €2,000

Monthly: €10,000

Yearly: €75,000

ATM withdrawal frequency

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Daily:

3

Monthly: 30

Yearly:

360

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Aggregated top-up limit

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Aggregated top-up limit with Credit / Debit Card

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Minimum top-up limit with Credit / Debit Card

€20

€20

€20

€20

€20

Fiat to card transfer limit

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Crypto to card transfer limit

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Daily: €25,000

Monthly: €25,000

Yearly: €250,000

Card to card transfer limit

Daily:

€100

Monthly: €3,000

Yearly: €50,000

Daily: €5,000

Monthly: €5,000

Yearly: €50,000

Daily: €5,000

Monthly: €5,000

Yearly: €50,000

Daily: €5,000

Monthly: €5,000

Yearly: €50,000

Daily: €5,000

Monthly: €5,000

Yearly: €50,000

  • Daily limit: 12

  • Monthly limit: 140

  • Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 GMT.

  • Monthly and Yearly calendar limits reset at 00:00 GMT on the first of each month/1st of January.

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Monthly CRO Rewards Limit

-

$25 USD equiv.

$50 USD equiv.

-

-

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have or do not have a live Cardholder CRO Stake or CRO Lockup.

  • Daily limit: €25,000

  • Monthly limit: €25,000

  • Yearly limit: €250,000

  • €25,000

  • Debit / Credit card top-up: 1%

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Close Account: €50

  • Card Replacement

    • Midnight Blue - €45.01

    • Other Card Tiers - €50

  • Card Upgrade: Waived

  • Physical Card Issuance: €4.99 (for new and replacement Midnight Blue card only)

  • Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes. Note: Declined and refunded transactions do not constitute financial activity.

  • Foreign Transaction: All non-EUR & GBP purchases and ATM transactions will be charged as follows on Midnight Blue, Ruby Steel, Royal Indigo and Jade Green Cards (Effective 19 Dec 2022 onwards)

Non-EUR & GBP Purchases and ATM Transactions

Foreign Transaction %

Within the EU and UK

0.2%

Outside the EU and UK

2.0%

Related Articles

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Crypto.com Visa Card Fees and Limits (Australia, including New Zealand residents holding Australia-Issued Cards)

Crypto.com Visa Card Fees and Limits (Canada)

Crypto.com Visa Card Fees and Limits (United States)

Crypto.com Visa Card Fees and Limits (Singapore – applicable to non-Singapore residential address users only)

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Crypto.com Visa Card Fees and Limits (Europe) | Crypto.com Help Center (2024)

FAQs

How do I contact Crypto com about my Visa card? ›

You can contact us via email at [email protected] or via the In-app Chat or the web chat via the Crypto.com website.

Does crypto.com card charge international fees? ›

Crypto.com Card Fees

When making payments in EUR or GBP with the Crypto.com card, no transaction fees apply. However, for foreign transactions (non-EUR and GBP transactions), a percentage fee is charged based on the transaction location, applicable to both purchases and ATM withdrawals.

How much is the fee for a US crypto com visa card reissuance? ›

Reissue Card: Midnight Blue – US$7. Other VISA Cards – US$50.

Which country has crypto com visa card? ›

We began shipping our Crypto.com Visa Cards in Singapore, the United States, Canada, countries in the Asia Pacific and European Union. It's best to download our app, go through the onboarding process, select the Crypto.com card and choose to be notified by push notifications when the card is ready to ship.

Does Crypto.com have good customer service? ›

Cons: One difficulty I've had using crypto.com is dealing with customer service recovering my account after loosing access to an email account. The customer service is quite slow and overall it took almost 2 weeks to restore access to my account. This could definitely be improved upon.

Why does Crypto.com keep declining my card? ›

Your card is either closed, or you have entered the wrong CVV or expiry date.

How to avoid foreign transaction fees? ›

The following steps will help you avoid foreign transaction fees:
  1. Open a Credit Card Without a Foreign Transaction Fee. ...
  2. Open a Bank Account Without a Foreign Transaction Fee. ...
  3. Exchange Currency Before Traveling. ...
  4. Avoid Foreign ATMs. ...
  5. Ask Your Bank About Foreign Partners.

How to avoid ATM fees in Europe? ›

How to avoid ATM fees in Europe
  1. Get an account that doesn't charge withdrawal fees. Some banks don't charge ATM withdrawal fees. ...
  2. Steer clear from dynamic currency conversion (DCC) ...
  3. Opt for bank-owned ATMs. ...
  4. Make fewer, larger withdrawals. ...
  5. Know your exchange rates. ...
  6. Pay by card whenever possible.
Jun 20, 2024

What are the hidden fees on Crypto com? ›

Deposits on Crypto.com are fee-free, while withdrawal fees may apply. Trading fees range from 0.04% to 0.20%, depending on the type of trading and services used. Buying with a credit/debit card incurs a 2.99% fee, while in-app exchanges are free.

How to avoid crypto.com fees? ›

Note: Transferring crypto to your Crypto.com Wallet App's address will also incur a fee if completed on-chain. To avoid a fee, please use the Withdraw to App function. Withdrawal fees will be settled in the currency you are receiving and can not be paid with CRO.

Is there a fee for crypto com visa card upgrade? ›

Is there a fee for card upgrades? No. Card upgrades are free for all Crypto.com VISA card tiers.

Does crypto.com report to the IRS? ›

Yes. In the United States, your transactions on Crypto.com and other platforms are subject to income and capital gains tax. If you've earned or disposed of crypto (ex. Sold or traded away cryptocurrency) during the year, you'll have a tax liability to report to the IRS.

Is crypto com in Europe? ›

Europe. The company received approval from the United Kingdom's Financial Conduct Authority to be registered as a crypto asset service provider in August 2022.

Does crypto com visa card have foreign transaction fees? ›

Fees
Non-EUR & GBP Purchases and ATM TransactionsForeign Transaction %
Within the EU and UK0.2%
Outside the EU and UK2.0%

Can you use Crypto COM card internationally? ›

You can use your Crypto.com Visa Card to pay in over 40 million Points of Sale (POS) worldwide (look for the VISA logo) and countless online retail shops. Bear in mind, the Crypto.com Card is a Visa prepaid debit card.

How to unblock crypto.com visa card? ›

If you have a Crypto.com Visa Card, please be reminded to unfreeze your card on the Crypto.com App following the steps below:
  1. Go to the Card tab.
  2. Click 'Card' icon on the upper right corner.
  3. Tap Unfreeze your card.

What is the phone number for Blockchain customer service? ›

If you have a complaint, please contact Blockchain.com, Inc., at [email protected] or 1-888-552-1019.

How to cancel a crypto visa card? ›

How do I cancel my Crypto.com Visa card?
  1. Spend the card's balance down to zero before closing.
  2. Send an email to the Crypto.com support email address with the subject line: “Close Card.”
Aug 2, 2023

How do I contact bitcoin.com customer service? ›

If you have given us your consent for processing operations, you may always change your mind, and withdraw your consent at any time and easily; all you need to do is to send us an email at the following address [email protected].

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