Credit Cards With $10,000 Limit & Guaranteed Approval (2024)

No, there aren't any credit cards with $10,000 limits and guaranteed approval. In fact, no credit card offers 100% guaranteed approval. You can, however, get nearly-guaranteed approval with a secured credit card and your credit limit will be equal to the amount of the security required to open your account. Some secured credit cards have high upper limits on deposits, like the Secured Chime® Credit Builder Visa® Credit Card. This card has a maximum deposit limit of $10,000.

Notable Credit Cards with High Limits and Easy Approval

The Secured Chime® Credit Builder Visa® Credit Card doesn’t have a pre-set minimum security deposit but only a maximum that is $10,000. The card has a $0 annual fee. You can get approved for the Secured Chime® Credit Builder Visa® Credit Card with bad credit.

The U.S. Bank Secured Visa® Card requires a minimum security deposit of $300 but you can put down up to $5,000. The card has a $0 annual fee. You can get approved for the U.S. Bank Secured Visa® Card with bad credit.

The Harley-Davidson® Secured Credit Card requires a minimum deposit of $300 but you can put down up to $5,000. The card offers 1 point per $1 spent that can only be redeemed for Harley-Davidson gift cards. The card’s annual fee is $0 and you can get approved for it even if you have bad credit.

The OpenSky card requires a minimum deposit of $200 and the maximum is $3,000. The card’s annual fee is $0. This is a good card for people with bad credit who want high approval odds because there is no credit check when you apply.

If you’re looking for an easy-approval, high-limit unsecured credit card, those are hard to come by. Most credit cards with limits of $10,000 or more require at least good credit - and usually, you’ll need excellent credit for that kind of limit.

Keep in mind that credit limits aren’t decided by credit score alone. Card issuers also look at an applicant’s annual income and credit history to assign a credit limit. So, if you have a decent annual income and at least good credit, you can probably get a $10,000 credit limit with some of the best high limit credit cards.