Credit Cards 101 | Bankrate (2024)

Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.

  • What is a credit card?

  • Pros and cons of credit cards

  • Should I get a credit card?

  • How to apply for a credit card

  • Find the best credit cards of 2024

Credit Cards 101 | Bankrate (1)

Bankrate Insight

8 common credit card mistakes to avoid

Read these helpful tips from our team of credit card experts.

Credit Card Basics

Credit Card Information: The Basics You Need To Know

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What is APR on a credit card?

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  • What you need to know about your credit score
  • 8 different types of credit cards
  • How to use a credit card
  • A beginner’s guide to credit card points

Card Applications FAQs

Credit Cards 101 | Bankrate (2)

When Is The Best Time To Apply For A New Credit Card?

Credit Cards 101 | Bankrate (3)

What Credit Score Do You Need For A Credit Card?

Credit Cards 101 | Bankrate (4)

How To Choose The Right Credit Card

Credit Cards 101 | Bankrate (5)

How Old Do You Have To Be To Get A Credit Card?

Credit Cards 101 | Bankrate (6)

How Long Does It Take to Get A Credit Card?

Credit Cards 101 | Bankrate (7)

Can I Cancel A Credit Card Application?

Credit Cards 101 | Bankrate (8)

How to

How to Read your Credit Card Statement

Read these helpful tips from our team of credit card experts.

Bankrate Expert Credit Card Advice

  • How Much Available Credit Should You Have?

  • 5 Credit Card Strategies to Help Tame Money-Related Stress

  • Experts Share Best Credit Card Advice

  • Debunking Important Credit Myths

  • 8 Bad Credit Card Habits You Need to Break

  • Is it Safe to Add a Credit Card to My Digital Wallet?

Credit Cards Compared

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8 MIN READ

Capital One Platinum vs. Capital One QuicksilverOne

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5 MIN READ

Capital One Venture vs. Bank of America Travel Rewards credit card

Credit card compare tool

  • Compare up to 3 credit cards from our partners using the side-by-side card comparison tool below.

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The trusted provider of accurate rates and financial information

Credit Cards 101 | Bankrate (2024)
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