Credit Card Expiry Date: What You Need to Know (2024)

FAQs

Credit Card Expiry Date: What You Need to Know? ›

What day of the month does a credit card expire? Credit card expiration dates are usually listed numerically on a card as a two-digit month and two-digit year. For example, 12/27 means the credit card has an expiration date of December 31^st, 2027. Credit cards expire on the last day of the month listed on the card.

Physical Card: The expiry date is prominently displayed on the front of your credit card. It is usually printed as a two-digit month followed by a two-digit year (MM/YY). This indicates the month and year when your card will expire.

Expiration dates appear on the front or back of a credit card in a two-digit month/year format. Credit cards expire at the end of the month written on the card. For example, a credit card's expiration date may read as 11/25, which means the card is active through the last day of November 2025.

What is a debit and credit card expiration date? All debit and credit cards have an expiration date with a month and year. It is in a 2-digit MM/YY format, such as 11/26 for November 2026. Usually, the final day you can use the card for purchases is the last day of the month.

The expiry date is written in the format MM/YY. For example, if it says 12/26, the debit card will expire on the last day of December 2026 (i.e., December 31st, 2026).

The standard format is MMDDYY, where “MM” refers to the month, “DD” refers to the date, and “YY” refers to the year. So if a product says 101525, it means that the product expires on October 15, 2025. Is it safe to buy food on its expiration date? Generally speaking, yes, it is safe to buy food on its expiration date.

You can also get your credit card's expiration date through your internet banking account. Simply log in to your account and navigate to the credit card section. Click on the card and you will be able to see the details related to it, including its validity.

What happens if you accidentally use an expired credit card? ›

In both cases, an expired or revoked card doesn't work when used for purchases. Normally, there's no problem if you accidentally use an expired or revoked card to buy something; the vendor would inform you that your card isn't active anymore and would ask you to use another mode of payment.

The bottom line

Keeping the card open can help maintain a healthy credit score by contributing to your credit history and utilization ratio. However, there are valid reasons to consider canceling, such as high annual fees or difficulties managing multiple accounts.

(Only the card itself expires, not the credit card account.) The chip on the card can become worn, and plastic can break. So at certain intervals—typically every three years—your credit card company will send you a new card.

Paying your bill in full, on time, every month ensures that you will never pay interest on your purchases. A great way to make sure you never miss a payment is to set up automatic payments from your checking account.

Expiration dates appear on the front or back of a credit card in a two-digit month/year format. Credit cards expire at the end of the month written on the card. For example, a credit card's expiration date may read as 11/24, which means the card is active through the last day of November 2024.

1. Pay off your balance every month. Avoid paying interest on your credit card purchases by paying the full balance each billing cycle. Resist the temptation to spend more than you can pay for any given month, and you'll enjoy the benefits of using a credit card without interest charges.

You can also get your credit card's expiration date through your internet banking account. Simply log in to your account and navigate to the credit card section. Click on the card and you will be able to see the details related to it, including its validity.

Call customer service: You can call the phone number on the back of your credit card to reach customer service. You'll be able to check the status of your card and, if it is deactivated, you can ask about reactivation. Make a purchase: Another way to check if a card is active is to try and use it to make a purchase.

Yes, you can activate your credit card over the phone. This method is quick and straightforward. Call the number on the back of your card and provide the necessary information, such as the card number, CVV, and security code. The phone activation process typically takes just a few minutes.