Covered reasons trip cancellation | Allianz Global Assistance (2024)

FAQs

What is a covered reason for trip cancellation? ›

The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other common covered reasons include terrorism, inclement weather, or a natural disaster, among others. Not being able to travel as planned is a major concern among travelers.

Cancel for Any Reason: You may cancel your vacation for ANY reason prior to departure and receive a full refund for your vacation, less the cost of the Travel Protection plan, including non-refundable airfares booked through United Vacations. * Non-refundable hotel rates are not included.

Allianz Travel Insurance plans can reimburse you for lost trip expenses if you must cancel your trip for one of the covered reasons named in your plan.

A Physician must advise to cancel the Trip on or before the Scheduled Departure Date. 2. Sickness, Accidental Injury or death of a Family Member or Traveling Companion booked to travel with You, that results in medically imposed restrictions as certified by a Physician that causes Your Trip to be cancelled.

Sickness, Injury or Death:

An injury, illness or death of you, your traveling companion, your traveling or non-traveling family member, your business partner or your destination host. This is the most common reason for trip cancellation.

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

How to get a refund from Allianz Global Assistance? ›

For a full refund of your premium, you must cancel within 15 days of your plan purchase (depending on your state of residence) and must not have filed a claim or departed on your trip. Premiums are non-refundable after this period.

GATHER DOCUMENTS

Look for all the documents that support your claim. These can be receipts, official reports, medical records, photos, or anything else that will help our examiners understand your particular situation.

Trip Interruption: Reimburses (up to the total trip cost) unused hotel arrangements plus additional transportation costs such as a new airline ticket if you can't travel due to circ*mstances such as illness or injury to you, a family member, or traveling companion, jury duty, or a traffic accident on the way to the ...

Here are some examples: The unexpected death, sickness or injury of you, a travelling companion, or a family member. You need to attend the birth of a family member's child. Travel carrier cannot get you to your destination due to a natural disaster or severe weather.

Valid reasons for cancellation claims can include: Sudden injury, medical condition or illness preventing travel. Home emergencies, such as a fire or flood. Destinations becoming unsafe for travel.

Examples include a serious illness or injury, required quarantine or evacuation, severe weather, a family emergency at home, natural disasters or a terror-related attack, or a legal obligation such as jury duty, which prevents continued participation in the trip. The amount of coverage can also differ.

Cancel for any reason (also referred to as "CFAR") is an optional add-on benefit of travel insurance that lets you cancel travel plans for reasons other than those listed as "covered reasons" on a policy.

Diabetes. High blood pressure and/or high cholesterolHigh blood pressure and/or high cholesterol. Psychological conditions (such as anxiety, depression or eating disordersPsychological conditions (such as anxiety, depression or eating disorders.